What to expect
For free-form payments and file imports, City/Town and Country fields will remain optional until the mandate takes effect (subject to applicable local law).
However, when creating or modifying templates, you’ll be required to use the hybrid address structure wherever an address is entered. If you modify an existing template with addresses, you won’t be able to resubmit it until City/Town and Country fields are completed. This helps prevent the creation of templates with incomplete address information before the mandate goes into effect.
Once the mandate takes effect, any active template missing required address information will be moved to “On Hold” status. On Hold templates cannot be used for payments until they are updated and reactivated. Updating your templates in advance will help you avoid any interruptions in payment processing.
Standard Templates
When creating or modifying Standard Templates, the Routing/Reference Information section uses the same updated field labels as in free‑form payments. These changes apply to all parties where an address may be entered, including Beneficiary, Beneficiary Bank, Intermediary Bank, and By Order Of.
Currently, your addresses are captured in an unstructured format.
To comply with hybrid address standards, reformat your address details according to the updated labels.
User Recommendations
- Enter the City/Town in its dedicated field.
- Enter State/Province, Zip/Postal Code in its dedicated field, where applicable.
- Append any details previously kept in Address Line 2 to the end of Address Line, which will allow up to 70 characters.
Enhanced Templates (BVLs)
When creating new BVLs, the same label and character limit changes as Standard Templates apply. When modifying active BVLs, City/Town and Country appear as dedicated fields; all other labels remain unchanged.
Currently, addresses are captured in an unstructured format.
To comply with hybrid address standards, reformat your address details according to the updated labels.
User recommendations
- Move City/Town and Country data to their dedicated fields.
Please check back soon for more detailed instructions.
Bulk update instructions:
In the upper right of your Templates grid, go to Utilities (three dots menu) and select “Export all Active Templates to Access CSV.”
- Beneficiary: Columns U (Field 21) and W (Field 23)
- Beneficiary Bank: Columns AE (Field 31) and AF (Field 32)
- Intermediary Bank: Columns AU (Field 47) and AV (Field 48)
- By Order Of: Columns BD (Field 56) and BE (Field 57)
- Note: Update the Template Name in the CSV to avoid duplicate template errors during import.