Today’s fintech operating environment presents strategic challenges that aren’t always visible from inside any single company’s operations. From reconciliation complexities that can derail scaling companies to cross-border payment infrastructure that determines global expansion success, fintech leaders need institutional perspective to make better operational decisions.
What you’ll discover in the e-book
Our analysis covers five critical areas that shape fintech success:
- The reconciliation reality: Why operational discipline scales differently than technology, and how companies like Synapse demonstrate the importance of robust fund tracking
- Cross-border complexity: The invisible infrastructure behind global payments and why some corridors are fast and cheap while others remain slow and expensive
- Banking partnership strategy: Frameworks for evaluating institutional relationships versus vendor management for long-term viability
- Build-vs.-partner framework: Strategic resource allocation guidance across your technology stack using a four-dimension decision matrix
- Alternative payment methods: Understanding interface evolution as digital wallets and stablecoins reshape user expectations
We’re here to help
Ready to apply these insights to your fintech strategy? J.P. Morgan embedded finance, treasury and payments specialists can help you navigate banking decisions and operational challenges as you scale.
Contributors
Yoon Choi
Executive Director, Senior Treasury Management Officer, J.P. Morgan
Adrian Reed
Executive Director, Senior Treasury Management Officer, J.P. Morgan
JPMorgan Chase Bank, N.A. Member FDIC. Visit jpmorgan.com/commercial-banking/legal-disclaimer for disclosures and disclaimers related to this content.
