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Treasury and Payments

Improve your working capital, reduce fraud and minimize the impact of unexpected disruptions with our treasury solutions—from digital portals to integrated payables and receivables—all designed to make your operations smoother and more efficient.

Learn more about our treasury solutions:

Credit and Financing

Prepare for future growth with customized loan services, succession planning and capital for business equipment or technology.

Learn more about our credit and financing solutions:

Commercial Real Estate

Get the strategic support to be successful throughout market and real estate cycles with insights, hands-on service, comprehensive financial solutions and unrivaled certainty of execution.

Learn more about our commercial real estate solutions:

International Banking

Global opportunities mean global challenges. But real success means understanding the local markets you serve—which is why we bring the business solutions, insights and market perspective you need. 

Learn more about our international banking solutions:

Michelle Herrick

Head of Real Estate Banking J.P. Morgan

Vincent Toye

Michelle Herrick is the Head of Real Estate Banking at J.P. Morgan. She leads a dedicated team that delivers customized debt solutions and a full range of banking products to real estate developers, investors, operating companies, investment funds and trusts across the U.S.

In her previous role as the REB Central Region Market Manager, overseeing the Midwest, Mountain and Southeast markets, Michelle helped clients with strategies and tools to maximize investment opportunities, manage operating costs, mitigate risk and manage assets for greater efficiency. Michelle joined the firm in 2017 from Bank of America, where she held various roles within the commercial real estate banking business, covering a national book of public and private real estate sponsors. Michelle started her career at LaSalle Bank and remained there after it was acquired in 2007.

Michelle received bachelor’s degrees in accounting and finance from Miami University and earned an MBA from the University of Chicago Booth School of Business.

Michelle is active in her community, serving as a ULI Global Trustee and a member of the Real Estate Roundtable. She sits on the Midwest Operating Committee for JPMorgan Chase and on the board of the non-profit One Million Degrees. 

She currently lives in Chicago with her husband and three children.

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Credit is subject to approval. Rates and programs are subject to change; certain restrictions apply. Terms and conditions subject to commitment letter. Products and services provided by JPMorgan Chase Bank, N.A. #1 claim based on 2017 FDIC data. © 2018 JPMorgan Chase & Co. All rights reserved. Chase is a marketing name for certain businesses of JPMorgan Chase & Co. and JPMorgan Chase Bank, N.A., Member FDIC.