For Companies and Institutions

Commercial Banking

We provide tailored credit, financing, treasury and payment solutions for businesses of all sizes and commercial real estate. Backed by the strength and stability of J.P. Morgan, our dedicated experts deliver industry-specific guidance and services, empowering you to manage cash flow, seize growth opportunities and achieve your strategic goals.
Global Corporate Banking

We help clients achieve their long-term strategic goals through financing, liquidity, payments, risk management and investment banking solutions.
Investment Banking

Providing investment banking solutions, including M&A, capital raising and risk management, for a broad range of corporations, institutions and governments.
Payments

Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.

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For Institutional Investors

Asset Management

Putting our long-tenured investment teams on the line to earn the trust of institutional investors.
Markets

Direct access to market leading liquidity harnessed through world-class research, tools, data, and analytics.
Securities Services

Helping institutional investors, traditional and alternative asset and fund managers, broker dealers and equity issuers meet the demands of a rapidly evolving market.
Global Research

Leveraging cutting-edge technology and innovative tools to bring clients industry-leading analysis and investment advice.
Prime Services

Helping hedge funds, asset managers and institutional investors meet the demands of a rapidly evolving market.
Global Liquidity Solutions

Global short-term fixed income strategies designed to help clients manage liquidity through the cycle.

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For Individuals

Wealth Management

With J.P. Morgan Wealth Management, you can invest on your own or work with an advisor to design a personalized investment strategy. We have opportunities for every investor.
Private Bank

A uniquely elevated private banking experience shaped around you.
Personal Investing (UK only)

Invest with J.P. Morgan Personal Investing, a platform for UK-based clients with the human expertise, intuitive app and tools to help you work towards your long-term goals.

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For Employers

Workplace Solutions

Enhance your equity compensation offering with solutions designed to empower your employees and bring your reward strategy to life.

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About Us

We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.

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Commercial Real Estate
Commercial Term Lending
San Diego Commercial Term Lending

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San Diego Commercial Term Lending

Our local team helps San Diego-area owners and investors succeed with comprehensive commercial real estate solutions.

Streamline the commercial real estate financing experience

Experience an easy loan process when financing multifamily, retail, mixed-use, office and industrial properties through our fixed- and adjustable-rate loan programs from $500,000 to $25 million or more. Working with the San Diego Commercial Term Lending team, you can expect competitive rates, low fees and a reliable process. 

Term financing solutions include:

Hybrid: Fixed rate that converts to an adjustable rate for the remaining term
ARM: 6-month arm adjustable-rate loan programs
Fixed: 15-year terms on apartment buildings 
Flexible prepayment options: Stepdown and yield maintenance options vary by loan program
Fannie Mae® DUS® or Freddie Mac Optigo® Conventional: Fixed rate with up to a 30-year amortization

Get in touch

Industry experts in your market

Whether it’s refinancing, portfolio management or rent payment services, our dedicated Commercial Term Lending team offers tools and insights to help address all of your company’s needs throughout the real estate cycle.

Kristy Blair

Executive Director Client Manager - CTL

+1 (619) 822-0886

Brian Barnard

Executive Director Client Manager - CTL

+1 (858) 812-9795

Shane Randall

Executive Director Client Manager - CML

+1 (858) 272-9147

Steve Guest

TS Sales Group Manager

+1 (949) 833-4685