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Payments   >   Trade & Working Capital   >   Working Capital

Working Capital

With rising interest rates, supply chain disruptions and increased inventory requirements, doing business today is challenging.

The answer: our proven working capital solutions.
 

Empowering your business with Working Capital solutions

Access liquidity

  • Leverage our fortress balance sheet to extend payment terms and improve days payable outstanding
  • Improve relationships across a wide range of suppliers
  • Create a more stable supply chain facilitated through early cash payments to suppliers
Access liquidity

Accelerate receivables

  • Target growth within highly competitive landscapes with on- and off-balance sheet solutions
  • Reduce borrowing costs, improve profitability and manage counterparty exposure
embedded banking

Just-in-time inventory

  • Gain access to funding for the production and manufacturing within an asset conversion cycle to fulfill orders on time and reduce inventory outstanding
embedded banking

Supply chain finance

Take control of your working capital with our scalable supply chain finance solution that empowers clients to realize working capital gains, reduce cost of goods sold and meet cash flow objectives while providing reliable cost-effective liquidity.

Meet your working capital, cash flow and risk mitigation objectives with the Early Payment Program from J.P. Morgan and Taulia. This strategic alliance is uniquely designed to support an entire supply chain, accelerating payments and optimizing working capital — all with a single, agile and innovative global payments solution.

LEARN MORE

KLYM, the data-driven fintech focused on providing small and medium enterprises with working capital solutions in Latin America, announced a strategic alliance with J.P. Morgan. The strategic alliance delivers local and cross border Supply Chain Finance and Dynamic Discounting products and services to a wide client base in the Latin America.

LEARN MORE

Structured finance

Accelerate growth and liquidity, reduce risk and control working capital through sales finance, e-commerce, and inventory finance.

Export and agency finance

Financing large-scale projects and capital goods can be challenging and time-consuming. Discover our highly personalized approach to providing you with industry-leading flexible structures, potential cost savings, risk mitigation and more.

Working Capital 2022 Index Report Highlights Post-Pandemic Recovery

Following the pandemic, working capital improved in 2021, and companies deployed more capital and generated revenue more quickly. The pandemic also accelerated working capital trends around ESG, supply chain diversification, and tech-driven or direct-to-consumer models.

TWC

TREASURY AND PAYMENTS

China experienced mixed results for working capital metrics

The Working Capital Index China Report 2022 highlights how the country’s working capital index deteriorated in 2021. However, the country’s cash index trended down indicating more aggressive cash deployment.

Read now
TWC

TREASURY AND PAYMENTS

Improvement in working capital for Japan but significant potential remains

Working capital improved in FY2022 for Japanese corporates as the global economy recovered and demand picked up...

Read now

What problem can we solve together?

Commerce Solutions
Commercial cards

Help meet the needs of your organization and employees with our multiple payment solutions

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Commerce Solutions
Integrated payables

Lower costs and improve working capital with an optimized payment strategy

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Commerce Solutions
Liquidity & account solutions

Grow your business with an account strategy that makes your liquidity work smarter with visibility, control and optimization

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Let's connect

To learn more about Working Capital solutions talk to your J.P. Morgan representative today.