Codes & Formats: Historical

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FX Transaction Initiation Updates for US-Domiciled USD Accounts — September 2012

Updates to initiation of foreign exchange (FXW — AutoFX Wire) transactions initiated on J.P. Morgan ACCESS^® Funds Transfer Initiation (FTI) from US-domiciled USD accounts will be effective September 17, 2012:

• FX payments may be processed and delivered to the beneficiary on a same-day or next-day basis, depending on the currency that clients are executing and the time-of-day that instructions are released by the client.
• Details for the currencies and timeframes are provided here.
• Please also ensure FX transactions include the National Clearing Code where applicable.

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J.P. Morgan ACCESS FTI — Branch Name Updates Effective
September 14, 2012

Effective September 14, 2012, approximately 50 JPMorgan branch names that display in the FTI Add Transaction/Line will be updated to be more recognizable, helping you select the proper debit account for a transaction.

• Click here for a list of the branch name updates
• Click here for a sample screen showing where the branch name appears

No action is required by you. The branch names are used for information only, and do not travel with the transactions you create. Should you have questions, please contact your regional Help Desk by clicking on "Contacts" on the J.P. Morgan ACCESS homepage.

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Net Asset Value (NAV) Added to the Investment Report on J.P. Morgan ACCESS

To improve reporting for U.S. Money Market Mutual Fund transactions, we will be adding a new field for the net asset value (NAV) to the J.P. Morgan ACCESS^SM investment report beginning July 24, 2012. This data will be located below the Market Value field.

If you electronically interface or parse J.P. Morgan data to other applications, you may need to make modifications to support the updated information on these services. A sample of the updated report is provided below:

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Information Reporting Update for J.P. Morgan ACCESS® Cash Reporting

Action Required
If you currently parse or interface the report data to other applications, you may need to make internal coding modifications to support these changes.

Details of the changes are tabulated below:

* C = Current Field; N = New Field

Hard copy report available for download here:

• ACH/Giro Return Report
• Standard Collections Report
• Direct Debit Report
• Statement Report by Cumulative Range

The J.P. Morgan ACCESS CSV/CSV Unicode Comparison Guide for Standard Collections report is available here.

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Information Reporting Update for Vietnamese ND Accounts, May 2012

Beginning May 14, 2012, information reporting for Vietnamese dong (VND) accounts will be updated to reflect no decimal places. This is to standardize reporting in accordance with the International Standardization Organization (ISO) Currency Precision guidelines.

Currently, reporting for these transactions includes two additional zeros that represent fractional amounts. As VND does not use fractional amounts, the additional zeros are not necessary.

Our records indicate you have VND accounts established on J.P. Morgan information reporting services, therefore please take note of the following:

• Effective May 14, 2012, current day reporting for VND accounts will reflect no decimal places.
• Effective May 15, 2012, prior day reporting for VND account will reflect no decimal places.
• J.P. Morgan VND accounts, as well as VND accounts at other financial institutions reported on J.P. Morgan information reporting services, will be affected by this change.
• Historical Data
  • Historical data prior to May 14 for J.P. Morgan Insight^SM, DEX Data Transmission and TSLink will retain the original reporting format.
  • Historical data prior to May 14 for J.P. Morgan ACCESS^SM and J.P. Morgan Host-to-Host Direct Transmission will convert to the updated format.

If you have built an electronic interface that automatically corrects for the decimal places, you may need to change the logic in your system to support this reporting change.

Examples of these reporting changes are provided:

Samples:

J.P. Morgan ACCESS and J.P. Morgan ACCESS H2H Direct Transmission

BEFORE:

03,3333333333,VND,010,7777777777,00,,,015,7777777777,00,,,040,7777777777,00,,/
88,045,7777777777,00,,,050,0,,,055,0,,,072,0,,,074,0,,,075,0,,,100,0,0,/
88,400,1234567,00,1,,450,1234567,00,1,/

16,469,1234567,00,0,0000055555,JY1000000000/
88,YOUR REF=JY1000000000,EXCH RATE=1.0000000,CHASE REF=03333333B3333333,BENEFIC
88,IARY2=TEST BANK (VIETNAM) LTD,B/O CUSTOMER=TESTINC VIETNAM (TESTINC) LTD JDA
88,235 TEST TEST STREET DISTRICT 1, HOCHIMINH CITY,PAY METHOD=OUTWARD PAYMENT,B
88,ENEFICIARY=COMPANY EXPRESS LTD.,BENE ACCOUNT=001111111111,PAYDET=VENDOR INV
88,OICE PAYMENT

AFTER:

03,3333333333,VND,010,7777777777,,,015,7777777777,,,040,7777777777,,/
88,045,7777777777,,,050,0,,,055,0,,,072,0,,,074,0,,,075,0,,,100,0,0,/
88,400,1234567,1,,450,1234567,1,/

16,469,1234567,0,0000055555,JY1000000000/
88,YOUR REF=JY1000000000,EXCH RATE=1.0000000,CHASE REF=03333333B3333333,BENEFIC
88,IARY2=TEST BANK (VIETNAM) LTD,B/O CUSTOMER=TESTINC VIETNAM (TESTINC) LTD JDA
88,235 TEST TEST STREET DISTRICT 1, HOCHIMINH CITY,PAY METHOD=OUTWARD PAYMENT,B
88,ENEFICIARY=COMPANY EXPRESS LTD.,BENE ACCOUNT=001111111111,PAYDET=VENDOR INV
88,OICE PAYMENT
?

J.P. Morgan Insight and DEX Data Transmission

BEFORE:

02,ABCDEFG1,XXXXXXXXXX,1,120206,20,00,VND,/
03,7777777777,,010,+82638493,00,,,040,+88122493,00,,,050,0,,,055,0,,,015/
88,+88122493,00,,,045,+8812249300,,,072,0,,,732,0,,,733,0,,,100,+548400000,1,/
88,400,0,,/

16,174,548400000,V,120206,1806,X11XXXX011111,,HDG=MIXED DEP. - CASH/
88,TRANS DATE=06FEB12;VAL DATE=06FEB12;OUR REF=X11XXXX010101;EXCH RATE=1.0000000
88,;BENEFICIARY2=ABC;BY ORDER OF=JOHN Q SMITH;PYMT METHOD=INCOMING CREDIT;B
88,ENEFICIARY=1111111111;TEXT 1=JANE Q SMITH;REMITTER=ABC;BENE ACCOUNT=1111
88,000037/
49,+35797397200,9/
03,7777777777,,010,+777777777777,,,040,+777777777777,,,050,0,,,055,0,,,015/
88,+777777777777,,,045,+ 777777777777,,,072,0,,,732,0,,,733,0,,,100/
88,+777777777777,8,,400,0,,/

AFTER:

02,ABCDEFG1,XXXXXXXXXX,1,120206,20,VND,/
03,7777777777,,010,+82638493,,,040,+88122493,,,050,0,,,055,0,,,015/
88,+88122493,,,045,+8812249300,,,072,0,,,732,0,,,733,0,,,100,+548400000,1,/
88,400,0,,/

,174,5484000,V,120206,1806,T36FXRR010625,,HDG=MIXED DEP. - CASH/
88,TRANS DATE=06FEB12;VAL DATE=06FEB12;OUR REF=X11XXXX010101;EXCH RATE=1.0000000
88,;BENEFICIARY2=ABC;BY ORDER OF=JOHN Q SMITH;PYMT METHOD=INCOMING CREDIT;B
88,ENEFICIARY=1111111111;TEXT 1=JANE Q SMITH;REMITTER=ABC;BENE ACCOUNT=1111
88,000037/
49,+35797397200,9/
03,7777777777,,010,+777777777777,,,040,+777777777777,,,050,0,,,055,0,,,015/
88,+777777777777,,,045,+ 777777777777,,,072,0,,,732,0,,,733,0,,,100/
88,+777777777777,8,,400,0,,/

?

TSLink

BEFORE:

03,0123456789,VND,015,88888888,00,,,045,88888888,00,,,072,0,,,074,0,,,040/
88,8888888800,,,050,0,,,055,0,,,100,0,0,0,400,333333300,1,/
16,469,3333333,00,0,0000055555,G5555555,/
88,;REMARK : HDG=AUTOPAY - DR.,TRANS DATE=13FEB12;EXCH RATE=1.0000000;CCN =204
88,8HCX888888888;BENEFICIARY2=TEST BANK - HANOI BRANCH;BY O RDER OF=TEST DESCR
88,IPT VIETNAM XXXXXX: TEST VND EXAMPLE VIETN AM ABCDEFGHIJKLMNOPQRST-XXXXXXXX
88,XXXXXX;PYMT METHOD=OUTWARD P AYMENT;BENEFICIARY=XXXXXXXX XXXXXXXXXX;TEXT 1=
88,PYMT SAMPLE VN TEXT BLOCKS FOR;TEXT 2=VIETNAM XXXXXXXX (VN EXAMPLE TXT);BEN
88, E ACCOUNT=DDA999999999
49,20010477291,10/

AFTER:

03,0123456789,VND,015,88888888,,,045,88888888,,,072,0,,,074,0,,,040/
88,8888888800,,,050,0,,,055,0,,,100,0,0,0,400,3333333,1,/
16,469,3333333,0,0000055555,G5555555,/
88,;REMARK : HDG=AUTOPAY - DR.,TRANS DATE=13FEB12;EXCH RATE=1.0000000;CCN =204
88,8HCX888888888;BENEFICIARY2=TEST BANK - HANOI BRANCH;BY O RDER OF=TEST DESCR
88,IPT VIETNAM XXXXXX: TEST VND EXAMPLE VIETN AM ABCDEFGHIJKLMNOPQRST-XXXXXXXX
88,XXXXXX;PYMT METHOD=OUTWARD P AYMENT;BENEFICIARY=XXXXXXXX XXXXXXXXXX;TEXT 1=
88,PYMT SAMPLE VN TEXT BLOCKS FOR;TEXT 2=VIETNAM XXXXXXXX (VN EXAMPLE TXT);BEN
88, E ACCOUNT=DDA999999999
49,20010477291,10/

Thank you for your attention to this matter. If you have questions, please contact your regional Help Desk.

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Global ACH Transaction Reporting for Italy

Effective 4th Quarter 2012, we will implement the next phase of improvements to J.P. Morgan's Global ACH service for Italy. This will bring improved reconciliation through clearer transaction narratives and BAI codes for ACH transactions.

Details of these BAI Code changes are available here.

Descriptive text samples are provided for additional detail.

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Enhanced Transaction Type Reporting for J.P. Morgan ACCESS^SM

J.P. Morgan ACCESS^SM Cash Balance and Transaction Reporting offers a feature that allows clients to filter transactions using "Transaction Types". "Transaction Types" appears on the "Select a Report" and "Search" tabs as a selection window. Each reported transaction is associated with a transaction type, and you may select transactions to customize reports and exports.

Beginning November 2011, "Transaction Types" will be enhanced. The following new "Transaction Types" will now be available:

• ATM
• FEE

Several transactions that were previously assigned MISCELLANEOUS "Transaction Types" will be reset to a more descriptive transaction type (e.g., ACH, CHECK).

If you have selected "Transaction Types" in "My Saved Reports", effective November 13, 2011, you should review the "Transaction Types" that you have selected to ensure you are capturing filtered transactions based on the updates that will be in place.

Click here for samples.

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TSLink Direct — Cash Concentration Reporting Differences Effective July 18, 2011 and in October 2011

Due to the expanded length of several Cash Concentration transaction descriptive text contents, and the way that information feeds TSLink Direct, a space will be inserted into the descriptive text in key data: ACCOUNT keyword, account number.

• It is important to note that a space is inserted in the current production environment, sometimes occurring in the ACCOUNT key-word and periodically in the account number.
• As of July 18, 2011, due to the expanded descriptive text, the inserted space will be more prevalent.
• The space will ONLY impact New York accounts. If a sweep is between accounts in two different states, this will only occur for the New York accounts.

If you parse TSLink Direct data based on the word "ACCOUNT" or on the account number in the descriptive text, you may need to adjust your parsing to anticipate the inserted space.

Sample TSLink Direct Transactions

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Cash Concentration Enhanced Reporting for Sweep Transactions

Effective July 18, 2011 and October 3 and 24, 2011, descriptive text for cash concentration sweep transactions will be simplified to reflect "cash concentration" for current-day and prior-day reporting.

If you have built electronic interfaces or parse data to internal applications using J.P. Morgan data, you may need to make modifications to support the enhanced information that will be provided effective in July and October 2011.

Sample Transactions

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Regulation CC Update — $200 Funds Availability

Federally mandated changes to Regulation CC will result in an increase of the amount of next-day available funds for check deposits from $100 to $200.

Effective July 18, 2011, for U.S. demand deposit accounts, available balances reported on the following information reporting channels will reflect these new availability requirements:

• J.P. Morgan ACCESS^SM
• FMS Direct Transmission
• JPMorgan Chase Treasury Workstation

For guidance on calculating your available balance, please refer to the Balance Calculation Guide.

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Enhanced Reference Number Reporting — Export Files and Reports

Funds transfer credit and debit reference numbers will be reported for your U.S. dollar clearing payments using field tags in the descriptive text when reference numbers are available. The field tags "Debit Reference" and "Credit Reference" will be used.

Samples of how these reference numbers will appear are available here.

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Enhanced Reference Number Reporting — Export Files and Reports — July 2011

Beginning in July 2011, enhancements will be implemented for select information reporting channels:

• BAI2, CSV, MT940 export files and print reports will be updated with Customer Reference and Bank Reference values for a number of transaction types for which this information is not provided today. You can use these reference numbers to better identify and reconcile transactions. The following transactions types are among those that will include the additional information:
  • Automatic Dollar Transfer (ADT)
  • Miscellaneous Transfer
  • ACH
  • Returns

If you have automated processes in place for interfacing electronic files to your internal applications, please ensure that your systems can accommodate these reporting enhancements.

Samples of how these new reference numbers will display in your reports are available here: New Reference Number Samples.

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International ACH Transaction Reporting

APAC Transaction Advising Improvements

UPDATE January 26, 2011

You will see improvements to your transaction advising data content and format in the following countries:

• Hong Kong
• Japan
• Thailand
• Vietnam
• Australia New!

Reports from the following client access channels will be impacted:

• J.P. Morgan ACCESSSM
• J.P. Morgan InsightSM
• TSLink
• TSLink Direct
• DEX Data Transmission
• Direct Transmission

Please download the Summary of Changes Matrix for specific details about these enhancements.

Effective March 28, 2011:

• Hong Kong
• Japan
• Thailand
• Vietnam

Effective May 2, 2011:

• Australia

If you currently download BAI data or export data from these information reporting systems, it is important to note that you may need to make internal modifications in order for your system to accept these changes.

If you have any questions about these changes, please call your client service representative.

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Foreign Exchange (FX) Transactions

All originated Foreign Exchange (FX) Wire Payments for U.S.-domestic J.P. Morgan accounts will be reported under BAI2 code 514, "FOREIGN EXCHANGE", effective March 2011. Today, these FX Wire Payments are currently reported under BAI2 code 495 with the description "BOOK TRANSFER". Please note that BAI2 code 514 is a standard code that is already in use by J.P. Morgan for similar payment types. In addition, descriptive text will be updated to include the contract currency, amount and rate reflected in field tags FXCUR, FXAMT and FXEXCH.

If you electronically interface data to internal applications, you may need to make modifications to support the change in the BAI2 code.

Sample transaction details:

• BAI Code and Descriptive Text Reporting Changes for FX Transactions

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International Sweep Account Transactions

Please visit jpmorgan.com/visit/idda for specific changes by branch.

J.P. Morgan continues the multi-year rollout of our enhanced international demand deposit account (DDA) system, a global program planned to encompass all of our branches outside of the United States.

BAI2 code and descriptive text changes for international sweep accounts will be in effect for some branches.

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International Transactions — TSLink Direct and EDIFACT

Please visit jpmorgan.com/visit/idda for specific changes by branch.

Transaction codes reported on TSLink Direct and EDIFACT (through PaySourceSM) information reporting services for non-U.S. accounts at some branches will be updated as part of the enhancements to our J.P. Morgan international demand deposit account (DDA) system.