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3 min read

Real-time payments have arrived, and they're transforming the global payments landscape. What began as a steady evolution in domestic instant-payment rails accelerated post-COVID into an always-on, data-rich ecosystem that consumers and businesses now rely on. With transaction volumes projected to reach $575 billion by 2028, the momentum is undeniable.1

This growth brings new complexity for treasury teams, from higher transaction limits and 24/7 settlement demands to weekend pre-funding challenges and evolving capital considerations. But with complexity comes opportunity.

In our latest report, "Unlocking opportunity: Treasury success in a real-time world," we explore how forward-thinking institutions are embracing a real-time treasury model, leveraging smarter automation, intelligent forecasting and phased adoption strategies to turn these challenges into a source of efficiency, resilience and competitive advantage.

Ready to transform your treasury operations?

Download report

Who has time to wait? You need real-time payments for your constantly changing real-time business.

Now, with J.P. Morgan, Real-Time Payments, you can send instant transfers 24/7 across the globe - with a single integration.

From New York to Sao Paulo to Mumbai, our real-time payments accelerate liquidity and deliver funds instantly and securely - across key markets in the U.S., Europe, Asia, and Latin America.

Built for global growth, our single API connection unlocks access to multiple markets – helping to eliminate infrastructure complexity and accelerating expansion.

Integrate once, deploy anywhere, and scale effortlessly across every market you enter.

It's just one part of our full suite of payment solutions - offering control and transparency.

We're all about flexibility, leading with a single API and supporting file, online, and mobile platform. Enjoy the freedom to pay your way.

With J.P. Morgan. Our people are with you every step of the way - ranked number one for quality of advice and customer service. With the ability to process payments in over 200 countries and territories, in 120 currencies, we bring scale, innovation, and insight - to help you grow with confidence.

Ready to transform your treasury operations?

Explore J.P. Morgan Real-Time Payment solutions. Connect today.

References

1.

ACI Worldwide, “Prime time for real-time global payments report,” 2026

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