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Treasury and Payments

Improve your working capital, reduce fraud and minimize the impact of unexpected disruptions with our treasury solutions—from digital portals to integrated payables and receivables—all designed to make your operations smoother and more efficient.

Learn more about our treasury solutions:

Credit and Financing

Prepare for future growth with customized loan services, succession planning and capital for business equipment or technology.

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Commercial Real Estate

Get the strategic support to be successful throughout market and real estate cycles with insights, hands-on service, comprehensive financial solutions and unrivaled certainty of execution.

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International Banking

Global opportunities mean global challenges. But real success means understanding the local markets you serve—which is why we bring the business solutions, insights and market perspective you need. 

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Multinational Corporations

Maximize revenue, reduce costs and seamlessly manage your US subsidiaries and global cash flow with help from international banking specialists.

Carlos A. Perez

Carlos A. Perez

Executive Director, Multinational Corporations

Carlos A. Perez is an Industry Executive in the Multinational Corporations (MNC) group of Middle Market Banking & Specialized Industries. He has been with JPMorgan Chase for 10 years and has more than 16 years of finance experience. Carlos oversees MNCs Northeast segment’s coverage initiatives of foreign-owned subsidiaries that range in revenue size from $20 million to $2 billion. He joined JPMorgan Chase in 2011 as part of the firm’s expansion into Florida.

Prior to his current role, Carlos served as a Senior Banker in Commercial Banking. His background with private & public companies is across diverse industries including trade & logistics, travel & leisure, government contractors, business services, and manufacturing & retail.

Carlos started his career as a licensed financial advisor (Series 7, 66 and 31; lapsed) at Morgan Stanley. He then spent 6 years in different capacities within Commercial Banking at Regions Bank.

Carlos has been active his community through his involvement with the YMCA of Greater Miami – serving on its Board of Directors until 2019.  He is a graduate of the Greater Miami Chamber of Commerce’s Leadership Miami Program, and was previously an active member of Miami-Dade Beacon Council’s Trade & Logistics Committee and the Spain-US Chamber of Commerce. 

Carlos earned his Bachelor´s of Business Administration in Finance from Florida International University.