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Treasury and Payments

Improve your working capital, reduce fraud and minimize the impact of unexpected disruptions with our treasury solutions—from digital portals to integrated payables and receivables—all designed to make your operations smoother and more efficient.

Learn more about our treasury solutions:

Credit and Financing

Prepare for future growth with customized loan services, succession planning and capital for business equipment or technology.

Learn more about our credit and financing solutions:

Commercial Real Estate

Get the strategic support to be successful throughout market and real estate cycles with insights, hands-on service, comprehensive financial solutions and unrivaled certainty of execution.

Learn more about our commercial real estate solutions:

International Banking

Global opportunities mean global challenges. But real success means understanding the local markets you serve—which is why we bring the business solutions, insights and market perspective you need. 

Learn more about our international banking solutions:


Discover the latest numbers, news and market moves to know about each week with Ginger Chambless, Commercial Banking’s Head of Research.

Healthcare, Higher Education & Nonprofit Banking

Get access to tailored strategies from a team of specialized professionals.

Kristen Whitehurst

Kristen Whitehurst

Executive Director

Kristen Whitehurst serves as the Industry Solutions Manager, leading a team of consultants who offer business process reviews. These tailored engagements are backed by industry expertise for niche markets. With a focus on healthcare, higher education and nonprofit, each specialist takes a process improvement approach to help clients drive efficiencies backed by return on investment analysis.

Kristen has a wealth of knowledge, gained from more than 20 years of experience and various J.P. Morgan roles. She previously served as a Senior Relationship Manager and focused on many of the largest national organizations, including nonprofit hospital systems, for-profit healthcare, academic medical centers, public and private universities, and nonprofits.

Prior to the Commercial Bank, Kristen worked in J.P. Morgan’s Private Bank, serving individuals, endowments and foundations. She partnered with investment specialists, credit executives, estate attorneys and client service specialists to offer wealth management advice. Kristen started her career with J.P. Morgan’s Investment Bank, covering large cap companies and  participating in debt and equity financings for clients across all industries.

Kristen has a Bachelor of Business Administration from Texas Christian University.