We can help you manage your revenues and upgrade your treasury capabilities. Our online platform scales to meet your needs and keeps all of your banking activities on a single digital dashboard. We put your finances at your fingertips.
Government Banking expertise nationwide
No matter where you are in the U.S., J.P. Morgan Commercial Banking is ready to serve your community’s public entities – including municipalities, counties, states, housing authorities, school districts, transit authorities and utilities.
What we do
We help government entities of all sizes modernize payments, optimize treasury operations and support their communities—bringing specialized knowledge across all areas of your operations. J.P. Morgan is the only bank that can accept government deposits in all 50 states and Washington, D.C.
We’re experts in these key areas
Whether you’re paying employees or vendors, we can help optimize your financial operations. Our government specialists can provide insights on everything from virtual cards to real-time payments.
Need to build a new school, improve infrastructure or refinance existing debt? Our government lending team can assist with your financing needs.
Government operations are complex, and they require integrated solutions. Our technology experts can help you evaluate options to meet the evolving needs of your constituents.
Ransomware and other cyberattacks can have devastating effects on your organization. We provide expert guidance on cybersecurity issues and fraud prevention to help you build resiliency.
Case study: Contactless payments ready for rush hour
Our team helped implement and manage
tap-and-go payments for New York’s Metropolitan Transportation Authority (MTA)—the largest public transit agency in North America.
Infographic: Tips for spotting, reducing improper payments
Improper payments can run the gamut—from inaccurate amounts to duplicate entries to outright fraud. These strategies can help you minimize waste and protect taxpayer dollars.
Related insights
1:17 - Banking
Annette Rubin on scaling HydroPeptide—and choosing a bank that gets it
Sep 01, 2026
Annette Rubin built HydroPeptide on science and a relentless focus on beauty and dermatology professional channels. Find out how she thinks about growth, capital and banking.
Watch video
17:49 - Markets and Economy
Machine learning, guided by expert human judgment
Sep 01, 2026
Watch as J.P. Morgan's Sarah Gang, Global Head of Underwriting, Credit Financing, and Gabriele Butti, Global Head of Credit Quantitative Research, explore the acceleration in use of machine learning, and why human oversight still matters.
Watch videoGet in touch
Hide
Get in touch
Hide
References
1.
J.P. Morgan internal data as of November 2025. Includes government banking professionals supporting budgetary, treasury, financing and liquidity needs.
2.
J.P. Morgan internal data as of 2025. Includes $7.4 billion in credit extended to state and local governments and 2,200+ government clients across the U.S.
3.
Coalition Greenwich 2025 Digital Transformation Benchmarking Program. Overall leader across Commercial and Corporate segments.