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Treasury and Payments

Improve your working capital, reduce fraud and minimize the impact of unexpected disruptions with our treasury solutions—from digital portals to integrated payables and receivables—all designed to make your operations smoother and more efficient.

Learn more about our treasury solutions:

Credit and Financing

Prepare for future growth with customized loan services, succession planning and capital for business equipment or technology.

Learn more about our credit and financing solutions:

Commercial Real Estate

Get the strategic support to be successful throughout market and real estate cycles with insights, hands-on service, comprehensive financial solutions and unrivaled certainty of execution.

Learn more about our commercial real estate solutions:

International Banking

Global opportunities mean global challenges. But real success means understanding the local markets you serve—which is why we bring the business solutions, insights and market perspective you need. 

Learn more about our international banking solutions:

Newsletter

Discover the latest numbers, news and market moves to know about each week with Ginger Chambless, Commercial Banking’s Head of Research.

Government

Providing innovative and secure financial solutions to the diverse communities we serve.

125+

dedicated government bankers nationwide1

$103B 

in nonprofit and government financing2

50

states of the US served3

#1

Overall for Cash Management and Digital Platform Capabilities4

Government deposits from coast to coast

No matter where you are in the U.S., JPMorgan Chase Commercial Banking is ready to serve your community’s public entities. We’re the only bank able to accept government deposits in all 50 U.S. states and Washington, D.C.

What are government deposits? Just like households and private businesses, government units need somewhere to keep their funds and manage their finances. Most states require or encourage banks to have a local branch presence to be eligible to receive or hold government deposits in the state, often described as a qualified public depository. 

In 2021, JPMorgan Chase became the first bank in U.S. history to have branches across the entire contiguous United States. That footprint allows Commercial Banking to bring a wide range of capabilities to states, counties, townships, municipalities, school districts and other local governments from coast to coast.

 

What We Do

We help publicly funded entities of all sizes manage their finances and run more efficiently so they can allocate resources to better serve their communities. We have a team of bankers dedicated to the sector, and we serve nearly 2,000 clients—from school districts to transit authorities to cities and counties across the country. We’re experts in these key areas:
 

Revenue

We can help you manage your revenues and upgrade your treasury capabilities. Our online platform scales to meet your needs and keeps all of your banking activities on a single digital dashboard. We put your finances at your fingertips. 

 

Payments

Whether you’re paying employees or vendors, we can help optimize your financial operations. Our government specialists can provide insights on everything from virtual cards to real-time payments. 

 

Borrowing

Need to build a new school, improve infrastructure or refinance existing debt? Our government lending team can assist with your financing needs

 

Technology

Government operations are complex, and they require integrated solutions. Our technology experts can help you evaluate options to meet the evolving needs of your constituents. 

 

Cybersecurity

Ransomware and other cyberattacks can have devastating effects on your organization. We provide expert guidance on cybersecurity issues and fraud prevention to help you build resiliency. 

Connect with an expert

Connect with an expert

Contact us

Building stronger inclusive communities

Businesses, government and community leaders can work together to help build more resilient communities. Here are some guiding principles that are making a positive difference.

View Transcript (updates content above) Show Audio Description (updates content above)

 

 

We're Investing in Communities Around the World
 

JPMorgan Chase is drawing on its expertise in business, policy and philanthropy to revitalize communities. We are committed to a culture of respect and inclusion—because a company that is diverse and inclusive can better serve the world.

Path Forward
 

This program, announced in October 2020, will commit $30 billion over the next five years to advance racial equity in the United States. These actions build on our existing investments to create an inclusive economic recovery and break down barriers of systemic racism. Visit Path Forward for more details.

AdvancingCities
 

This five-year initiative will invest $500 million to help drive inclusive growth and create greater economic opportunities in communities around the world. Among the cities that have received support: Chicago, Detroit, Minneapolis, Paris and San Francisco. Learn more at AdvancingCities.

Get in Touch and Stay Informed

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1 We have more than 125 government banking professionals dedicated to working exclusively with our government clients as of October 2022. 
2 We raised $103 billion in credit and capital for nonprofit and U.S. government entities, including states, cities, hospitals and universities. 
3 We provide financial solutions to nearly 2,000 state and local governments in all 50 states.
4 J.P. Morgan Access® is the top cash management portal in North America. Source: Greenwich Associates Digital Banking Benchmarking Study 2020.

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Building Inclusive Communities: Affordable Housing Webinar­
Recorded Tuesday, December 6th 2022