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Public Sector

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This Month In...

Read the latest insights
on treasury and payments,
digital payments innovation,
industry trends, and more.


Transforming Your Agency's Financial Strategy
for the Public Sector

Learn the latest market trends impacting every treasurers’ key priorities over the next five years, as well as the three best-practices that will help you achieve success in this challenging and constantly evolving environment.



For decades, J.P. Morgan has partnered with government financial professionals across the country, solving
complex treasury challenges. We are proud to serve federal government agencies, government-sponsored enterprises (GSE’s) and multi-lateral organizations alike in fulfilling their responsibilities to their constituents.

We understand the pressure agencies face balancing commitment to achieving their mission while providing transparency as required by their communities and delivering greater efficiencies without compromising payment integrity. Meeting these goals is made even more challenging in an environment that continues to demand greater transaction security.

J.P. Morgan has earned a reputation as an industry leader, bringing cutting-edge treasury solutions to Fortune 100 corporations. The same proven success we’ve brought to the private sector has benefited nonprofit organizations and governments at the federal, state and local levels. Trust, experience and stability – core to who we are as an organization – are the attributes of banking partners who understand the government and can translate their knowledge into innovative solutions. 

Six Ways to Transform Your Payments and Financial Management Strategy

Six Ways To Transform Your Treasury

Public Sector Payment Solutions

public sector

Achieving Balance Between
Speed and Accuracy of Payments

Achieving Balance

Addressing improper payments: Strategies for the public sector


Our Solutions

Enjoy full access to our industry-leading solutions from across the firm.

Help you increase efficiencies and proactively migrate from paper to “green” electronic payments

Allow you to adapt to shrinking budgets while fulfilling your critical mission

Monitor, manage and deploy your cash with increased visibility

Reduce the risks of payment errors and exceptions

Disbursing Payments to Individuals

Disbursing Payments to Individuals

Our electronic disbursement solutions speed up payments to consumers, including:

  • Employee benefits
  • Insurance claims
  • Income tax refunds
  • Grants
  • Student loans
  • Jury duty
  • Research
  • Subsidies
Making Payments to Businesses

Making Payments to Businesses

Our payables services enable agencies to pay suppliers and businesses in more than 135 currencies via ACH (Automated Clearing House); wire; check; and other forms of payment and channels, such as mobile. We can help you manage foreign exchange (FX) and vendor invoicing. Our solutions assist you in making payments that include:

  • Goods and services
  • Travel
  • Subsidies refunds
  • Business loans
  • Grants
  • Contracts
  • Purchase orders
Receiving Payments from Businesses and Individuals

Receiving Payments from Businesses and Individuals

Our lockbox, check processing, depository services and online payments portal simplify government collections of all types, including:

  • Tax payments
  • Court fees
  • Fines
  • Transit fees
  • Service fees
  • Access fees
  • Reimbursements
Managing Payments and Cash Concentration

Managing Payments and Cash Concentration

Our growing suite of solutions tackles your liquidity challenges to help optimize cash flow, lower risk and automate processes.

J.P. Morgan, JPMorgan, JPMorgan Chase and Chase are marketing names for certain businesses of JPMorgan Chase & Co. and its subsidiaries worldwide (collectively, “JPMC”). Products or services may be marketed and/or provided by commercial banks such as JPMorgan Chase Bank, N.A., securities or other non-banking affiliates or other JPMC entities. JPMC contact persons may be employees or officers of any of the foregoing entities and the terms “J.P. Morgan”, “JPMorgan”, “JPMorgan Chase” and “Chase” if and as used herein include as applicable all such employees or officers and/or entities irrespective of marketing name(s) used. Nothing in this material is a solicitation by JPMC of any product or service which would be unlawful under applicable laws or regulations.

Investments or strategies discussed herein may not be suitable for all investors. This material is not intended to provide, and should not be relied on for, accounting, legal or tax advice or investment recommendations. Please consult your own tax, legal, accounting or investment advisor concerning such matters.

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