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Treasury and Payments

2019 AFP Electronic Payments Survey

As the payments landscape shifts with the emergence of new technologies, businesses are preparing for the treasury of tomorrow. Download the 2019 AFP Electronic Payments Survey key highlights report to learn about the trends that are shaping electronic payments

J.P. Morgan is proud to sponsor the AFP Electronic Payments Survey and provide you with the 2019 report key highlights.

The survey highlights the latest trends in electronic payments with insights into the solutions that will help organizations build a foundation for the treasury of tomorrow. The survey revealed that in 2019:  

  • Over 60 percent of organizations believe faster payments will have a positive impact on their organizations; 60 percent also believe that business-to-business transactions are seen as benefitting the most from faster payments1
  • 72 percent of financial professionals cite the greatest impact to come from new developments in payments is from the use of APIs, followed by open banking2
  • 97 percent of financial professionals continue to use checks to pay their business suppliers, suggesting that although check usage has been cut in half since 2004, checks won’t be eliminated anytime soon but instead will be used alongside newer payment methods3

With these survey highlights in mind, it’s important for all businesses to evaluate their needs and where opportunities from industry shifts and emerging technology may lie.  J.P. Morgan is a leader in electronic payment solutions and offers an end-to-end solution across the payments continuum.

By leveraging both the learnings from this study and J.P. Morgan’s expertise as a strategic partner, organizations can be better positioned to improve treasury efficiency, take advantage of new business opportunities and reap the benefits of payment innovations. We would like to thank AFP for providing us with this year’s valuable insights and giving us a view into the trends and opportunities the future holds.

1. AFP Electronic Payments Survey, page 4
2. AFP Electronic Payments Survey, page 4
3. AFP Electronic Payments Survey, page 9



To learn more, please contact your J.P. Morgan Treasury Services representative.


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