J.P. Morgan at AFP 2025

Accelerating global commerce: The impact of real-time cross-border payments on business transformation

1:00 p.m. ET | Room 157ABC

This session explores how real-time payments, blockchain and central bank digital currencies are reshaping global commerce—and how businesses can take full advantage of these innovations.

With over a decade in Payments and four years at J.P. Morgan, Sam Bomes delivers innovative cross-currency solutions for clients in Global Corporate Banking.

Instant payments unveiled: Path to success and pitfalls to avoid

8:30 a.m. ET | Room 157ABC

Instant payments are reshaping the future of money movement for businesses and consumers alike. This session explores the drivers of adoption, the role of trust and security, and the impact of technologies like blockchain, AI and mobile wallets.
 
Steve Bernstein has more than 40 years of banking experience and leads North America Core Payments Strategic Business Development at J.P. Morgan, driving U.S. and global payment initiatives.

Securing payments: The road to zero fraud with account validation

9:45 a.m. ET | Payments Stage

This session will explore how shifting from manual safeguards to automated account validation can serve as a powerful first line of defense. Attendees will gain practical insights into emerging fraud trends and learn a proven framework for building best-in-class payment processes.
 
Zack Chestnut leads global business development for Kinexys Digital Payments and Liink at J.P. Morgan, helping clients adopt innovative technologies to move value and information at scale.

Raising the bar: Insights into ERP success and optimizing data for a competitive edge in cash management

10:30 a.m. ET | Room 210B

Treasury leaders are rethinking how to modernize ERP systems and leverage data to boost working capital. This session will explore practical strategies, real-world examples and solution options, while addressing IT constraints and system nuances.
 
Paul Kizirian leads initiatives in cash management, B2B payments and digital transformation. With prior leadership at global financial institutions, he advises C-suite executives across industries.

Beyond integration: Embedded banking for transformative treasury

1:00 p.m. ET | Payments Stage

This session will show how embedded banking—integrating financial services directly into ERP systems—can optimize cash flow, streamline operations and strengthen bank relationships. 

Sam Yen is the Global Head of Enterprise Application Solutions at J.P. Morgan Payments, where he leads digital products, platforms, innovation and product strategy.

Global payment integration: Challenges and solutions

8:30 a.m. ET | Room 156ABC

As new payment processors flood the market, companies face growing complexity in managing global credit card transactions. This session will explore how to build a unified processing system, navigate international compliance and overcome cross-border integration challenges.
 
Drew Soinski is an executive sponsor and influencer working with teams across J.P. Morgan to drive new and enhanced revenue to the firm for all bank products in Treasury Services, Liquidity and Merchant Acquiring.

The bank consolidation journey: The road that should be traveled

10:30 a.m. ET | Room 210C

In this session, corporate practitioners will share their first-hand experiences consolidating banking relationships and rationalizing accounts to streamline liquidity, improve forecasting and build scalable treasury structures.
 
Josh Comer is Head of Global Deposit Management for J.P. Morgan Payments, overseeing deposit strategy, balance sheet management and digital initiatives for an $800 billion+ portfolio. He also leads Liquidity Solutions for Commercial Banking.