Evolving business models – The future is now
Independent of industry, companies are expanding along their value chain and look to attract new or optimize flow of funds
- Traditional corporates moving into ecommerce
- Marketplaces expanding into superapps and platforms
- Payment service providers and fintechs becoming more bank-like
- Online platforms turning into real-world economies
What does this mean for corporate treasurers?
- Decentalization?! Same day value required for increased currencies and locations
- More accounts?! Safeguarding and licensing requirements
- Cash buffers?! Availability and speed of settlement require pre-funding or just-in-time
- Increased risk?! Increased counterparties and assets
Corporate treasury at the core of the payment lifecycle
Payment lifecycle:
Collect, Manage, Pay-out
Accounts that do more: Mobilize cash efficiently and apply cash more quickly with an optimal physical and virtual account structure
Embedded treasury: Unlock value by integrating treasury directly into commercial flows via a new age liquidity and blockchain technologies
Settlement optimization: Power frictionless payments through automated funding and cross-currency solutions
With proven experience across the various digital business models, we are rightly positioned to support you in your journey.
- Access your liquidity across banks, assets and currencies – Programmable, real-time and 24x7 access to cash
- Optimize risk management across counterparties and assets – Rule-based risk management and investments
The J.P. Morgan Universe:
Group liquidity optimization:
- Immediate treasury, Risk management
Direct to consumer:
- Internal marketplace, external ecosystem
Interco services, marketplace and settlement – Provide solutions in an expansively automated world
Real time 24x7 ecosystem and marketplace for goods and services – Leverage consumer relationships and grow (e)commerce at scale
Connect with your J.P. Morgan representative to find the right Liquidity & Account Solutions for your business
Implementing a true global intraday liquidity platform
Accelerating change was critical for J.P. Morgan client Dana, who were eager to unlock the value of their global liquidity hampered by a fragmented banking landscape and legacy platforms.
The views and opinions expressed herein are those of the author and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information’s accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such.
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