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Your business wants a modern, scalable payment solution to keep pace with the speed of digital innovation. That’s where virtual card fits in. J.P. Morgan Virtual Cards accelerates your business with a flexible, rewarding way to efficiently manage and securely make payments beyond procurement—like business travel and lodging, one-off purchases, services, and more.

Flexible
Use your virtual card in more ways to make payments instantly to businesses and individuals—from online and mobile to software integrations and contactless payments.

Value-driven
Optimize your working capital, reduce your check-cutting costs and earn more money back for your business when you use the leading U.S. Visa and MasterCard commercial card issuer.1

Efficient
Save time with automatic payment disbursements and reconciliation consolidation while also reducing personal card reimbursements.

Secure
Help reduce fraud when you leverage modern, digital payments like singleuse or reusable card numbers with extensive controls.
Make and receive payments in more ways when you use virtual cards
Easily connect with customizable solutions
Support for you and your suppliers
Focus on what matters most—your business.
Let J.P. Morgan help recruit, manage and retain your suppliers.
A growing network of software integration options
Access more ways to pay with virtual card with seamless API integrations across a variety of software platforms.
Capabilities designed for ease of use
From digital onboarding and implementation to virtual AI-powered self-service tools, we move fast to deliver customized solutions when and where you need them.
Related Insights
1 Nilson Report, Issue 1176, June 2020.
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