Please update your browser.
Your business wants a modern, scalable payment solution to keep pace with the speed of digital innovation. That’s where virtual card fits in. J.P. Morgan Virtual Cards accelerates your business with a flexible, rewarding way to efficiently manage and securely make payments beyond procurement—like business travel and lodging, one-off purchases, services, and more.
Use your virtual card in more ways to make payments instantly to businesses and individuals—from online and mobile to software integrations and contactless payments.
Optimize your working capital, reduce your check-cutting costs and earn more money back for your business when you use the leading U.S. Visa and MasterCard commercial card issuer.1
Save time with automatic payment disbursements and reconciliation consolidation while also reducing personal card reimbursements.
Help reduce fraud when you leverage modern, digital payments like singleuse or reusable card numbers with extensive controls.
Make and receive payments in more ways when you use virtual cards
Create and manage supplier payables online.
Looking for an end-to-end AP solution? Learn more about Integrated Payables.
Easily pay for goods, services and more with virtual cards integrated into your existing platforms.
Easily connect with customizable solutions
Support for you and your suppliers
Focus on what matters most—your business.
Let J.P. Morgan help recruit, manage and retain your suppliers.
A growing network of software integration options
Access more ways to pay with virtual card with seamless API integrations across a variety of software platforms.
Capabilities designed for ease of use
From digital onboarding and implementation to virtual AI-powered self-service tools, we move fast to deliver customized solutions when and where you need them.
1 Nilson Report, Issue 1176, June 2020.
You're now leaving J.P. Morgan
J.P. Morgan’s website and/or mobile terms, privacy and security policies don’t apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. J.P. Morgan isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the J.P. Morgan name.