Work with a collaborative team of real estate specialists who can give you access to financial solutions and resources from across our entire firm. This includes collecting rent, paying bills and protecting your real estate portfolio from fraud.
What are multifamily loans?
Multifamily loans are commercial term loans for apartment buildings with five or more units. Chase provides term financing from $500,000 to $25 million or more to purchase or refinance stabilized multifamily properties.
Build for your future
You’ll benefit from a lender focused on cultivating lasting relationships, beyond closing loans. From working with a local team that keeps you connected to preparing you for the challenges ahead, we’ll help you capitalize on all opportunities while staying competitive throughout the real estate cycle.
Deliver financing with remarkable speed and efficiency
We’re here to make banking easier so you can focus on growing your real estate portfolio. Our team’s local decision-making and a streamlined loan process helps you do exactly that.
We’re in the business of making your deals happen. Each time you borrow is an opportunity for us to quickly and efficiently meet your financing needs and deliver superior customer service.
Our team members live and work in the same communities where you are building and investing—so we have a deep understanding of your market and its opportunities.
Experience multifamily financing at its best
Benefit from competitive rates, low fees and an efficient process on bank and agency loans. Our local teams provide term financing of $500,000 to more than $25 million for properties with at least five units.
Information on LIBOR is available at jpmorgan.com/disclosures/interbank_offered_rates.
Frequently asked questions
We are a lender business within Chase that offers multifamily loan financing in 13 major U.S. markets.
We provide term financing from $500,000 to over $25 million for the purchase or refinance of stabilized multifamily properties with five or more units.
To get things started, we’ll need two years of operating history and recent rent roll to issue you a written quote ("letter of intent"). A client manager will walk you through the whole process.
After a letter of intent is accepted, we require an application deposit to process the loan and appraisal.
The next step is to provide a credit authorization and related information, financial statements, a schedule of real estate and as applicable, entity documents. Tax returns are not required.
Chase prides itself on our low fees. A multifamily loan can cost the greater of $2,000 or 12.5 basis points of the loan amount.
Early rate lock is available through Chase.
Additional resources
Additional resources
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S&P Global Market Intelligence, FDIC, 12/31/24
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Changes to Interbank Offered Rates (IBORs) and other benchmark rates: Certain interest rate benchmarks are, or may in the future become, subject to ongoing international, national and other regulatory guidance, reform and proposals for reform. For more information, please consult: https://www.jpmorgan.com/IBOR.
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