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Treasury Services

Improve your working capital, reduce fraud and minimize the impact of unexpected disruptions with our treasury solutions—from digital portals to integrated payables and receivables—all designed to make your operations smoother and more efficient.

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Commercial Real Estate

Get the strategic support to be successful throughout market and real estate cycles with insights, hands-on service, comprehensive financial solutions and unrivaled certainty of execution.

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International Banking

Global opportunities mean global challenges. But real success means understanding the local markets you serve—which is why we bring the business solutions, insights and market perspective you need. 

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Commercial Real Estate

Why Affordable Housing Is Facing a Perfect Storm

Cecile Chalifour, West Division Manager for Community Development Banking, talks to GlobeSt.com about the issues driving up housing costs in California.


Housing costs are being driven up by low supply, increased demand, poor wage growth and a lack of proper financing tools. In this interview with GlobeSt.com, learn how:

  • The affordable housing crisis in California is growing despite an influx of local and state resources

  • High development costs for land and construction are making it harder to build affordable housing

  • Voters and elected officials have been supportive of reforms to address the crisis as awareness grows

The complexity of the tools to finance affordable housing can present challenges. But this is an industry of creative players, so there has been a lot of innovation and improvements resulting from those challenges.

Cecile Chalifour, West Division Manager for Community Development Banking

Affordable Housing Commercial Real Estate Community Development Banking

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