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Cross-Currency Solutions (FX)
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Xpedite: Cross-Currency (FX) Solutions for FIs
Efficient, secure and scalable—our advanced cross-currency global payments and receipt solutions for financial institutions (FIs).
Why Choose Xpedite?
Navigate the world of cross-border payments with Xpedite
Xpedite helps FIs integrate cross-currency solutions, create new revenue streams and serve the needs of global clients.
Security and compliance
Instill client trust with robust security and compliance measures
Transparency
J.P. Morgan provides clients with upfront access to FX rates, so you know the cost of your payment before you transact
Risk mitigation
We work alongside you to address currency risk and volatility, providing advanced analytics and personalized solutions from a world’s best FX market maker3
Flexibility
Easily integrate API-based solutions with existing payment channels to access 24/7 real-time payment tracking, request FX rates and book trades
Speed
Advanced technology and efficient processes deliver reliable, timely financial services
Leverage our leadership
We employ a global follow-the-sun model and provide an in-country dedicated Client Service Account Manager to support your business. Leverage technology like Kinexys Liink to validate beneficiary account information and optimize FX payment security.
Who can benefit from Xpedite?
Who can benefit from Xpedite?
Head of payments
Fuel growth and expansion with global expertise and intuitive solutions
Product manager
Utilize intuitive technology that adapts to your business and provides client-centric efficiencies
Treasury manager
Work with a treasury partner that understands and adapts to your needs
Network manager
Protect your platforms and get peace of mind with our knowledge, reliability and security
Compliance officer
Collaborate with a partner committed to high standards for safety and responsibility
Product tech provider
Navigate switching existing flows and introducing new clients to Xpedite
Hear from our clients
BRAC Bank enables 24/7/365 USD clearing and expands remittance access
Sep 18, 2025
With Wire 365 and Xpedite Receipt, BRAC Bank now processes USD payments on Sundays and supports 40 inbound currencies—driving liquidity, speed and inclusion.
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Explore additional Xpedite features
Enable streamlined payments, expand global reach and insource onshore FX for major emerging markets currencies like BRL, CNY, INR, KRW, MXN, VND and others.2
Competitive FX pricing and fast settlement support clients that need to make cross-border capital injections and loan disbursements or repayments.
Frequently asked questions
Xpedite supports FIs at various stages of expanding their cross-currency payments capabilities, including digitalizing remittance capabilities for 24/7 cross-border payments. The solution integrates FX and payments capabilities to make cross-border payments faster, safer and less costly for users.
Along with access to our extensive global network, Xpedite also features principal protection, ensuring beneficiaries receive the full payment value. Xpedite supports a wide variety of transaction categories, depending on currency corridors, including but not limited to:
- Current Account Flows: Goods and services trades, fees, payroll payments, personal remittances and SBLC/BG settlement
- Capital Account Flows: Loan disbursements and repayments, capital injection and dividend/revenue repatriation
This comprehensive coverage allows your clients to efficiently manage both current and capital account transactions across global markets, with the added assurance of secure and timely payments.
Any client with an existing J.P. Morgan account can access Xpedite solutions.
Choose from three options based on your preferences:
- Real-time API feeds for live rates integrated directly into your systems
- Email rate sheets with held rate pricing valid up to 24 hours
- Host-to-host connectivity according to your bank's specifications
We offer flexible FX rate structures designed to help optimize your foreign exchange strategy and meet diverse client needs:
- Guaranteed rates: Lock in FX rates for up to 24 hours, providing pricing certainty for your clients and enabling advance transaction planning. Ideal for clients who need to confirm rates before finalizing payments or require budget predictability
- Real-time rates: Access live market FX rates that reflect real-time market movements. Perfect for larger transactions where clients want to capitalize on favorable market movements and require immediate execution
- Passive rates: Streamlined pricing for high-volume, low-value transactions that prioritize operational simplicity over rate optimization
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How Klook optimized cross-border & FX payments with J.P. Morgan
Jan 28, 2026
With a tailored API-powered FX platform from J.P. Morgan Payments, Klook now delivers streamlined, real-time cross-border payments—empowering travelers and merchants worldwide.
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Payments
Bridging the gap: G20's vision for inclusive and efficient global payments
Nov 18, 2025
The G20 and Financial Stability Board, supported by key industry players like J.P. Morgan, are focused on improving cross-border payments by making them faster, cheaper, more transparent and more accessible.
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