For Companies and Institutions

  • Commercial Banking
    We provide credit, financing, treasury and payment solutions to help your business succeed. We also offer best-in-class commercial real estate services for investors and developers.
  • Global Corporate Banking
    We help clients achieve their long-term strategic goals through financing, liquidity, payments, risk management and investment banking solutions.
  • Investment Banking
    Providing investment banking solutions, including M&A, capital raising and risk management, for a broad range of corporations, institutions and governments.
  • Payments
    Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.

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For Institutional Investors

  • Asset Management

    Putting our long-tenured investment teams on the line to earn the trust of institutional investors.

  • Markets

    Direct access to market leading liquidity harnessed through world-class research, tools, data, and analytics.

  • Securities Services

    Helping institutional investors, traditional and alternative asset and fund managers, broker dealers and equity issuers meet the demands of a rapidly evolving market.

  • Global Research

    Leveraging cutting-edge technology and innovative tools to bring clients industry-leading analysis and investment advice.

  • Prime Services

    Helping hedge funds, asset managers and institutional investors meet the demands of a rapidly evolving market.

  • Global Liquidity Solutions

    Global short-term fixed income strategies designed to help clients manage liquidity through the cycle.

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For Individuals

  • Wealth Management
    With J.P. Morgan Wealth Management, you can invest on your own or work with an advisor to design a personalized investment strategy. We have opportunities for every investor.
  • Private Bank
    A uniquely elevated private banking experience shaped around you.

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For Employers

  • Workplace Solutions

    Enhance your equity compensation offering with solutions designed to empower your employees and bring your reward strategy to life.

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Who We Serve

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All Insights

Explore a variety of insights.

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Insights by Topic

Explore a variety of insights organized by different topics.

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Insights by Type

Explore a variety of insights organized by different types of content and media.  

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About Us

We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.

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Trade & Working Capital

Payables Finance

Help unlock your strategic working capital and build stronger supplier trust by optimizing your payment timing.

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For buyers and suppliers

Improve your
cash-flow flexibility with payment timing control

Optimize cash conversion for buyers through extended terms and strengthen supplier relationships by accelerating payments.

Supply chain finance and dynamic discounting

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The working capital edge

Operate confidently with a global platform designed to scale as your business grows, combining technology and our team of specialists. 

Strengthen supplier relationships

Maintain extended terms and improve cash flow predictability while offering your suppliers early payment at competitive rates.

Expertise and strategic support

Strengthen your supply chain with tailored supplier payment strategies created by our specialists and procurement teams.

Fuel business growth

Invest in growth opportunities, expand into new markets and fund strategic business priorities by optimizing your working capital.

JPMP_CFO_TWC_HERO-STILLS

Powered by our Working Capital Accelerator Platform

A global platform for suppliers across 58 markets and 32 currencies.1

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Help reduce setup time and implementation costs with streamlined ERP configuration from Oracle and SAP that works with your existing systems.

Access and manage your working capital products in one platform with near-real time visibility and data to help unlock cash flow.

Built for your business goals and scale

Navigate complex supplier networks across borders with payments solutions built for local nuances.

Scale your supplier payment programs with dedicated onboarding support and access to competitive financing rates for suppliers.

Balance payment timing with the flexibility to choose between dynamic discounting using your own liquidity to pay suppliers early, or supply chain finance using J.P. Morgan to offer suppliers early payment.

Related solutions

Related solutions

Trade & Working Capital

Transform your working capital into a strategic edge.

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Receivables Finance

Improve cash flow and turn invoices into instant working capital with receivables and invoice financing solutions.

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Trade Finance

For certainty of international payment, working capital efficiencies or short-term funding, we can provide a trade solution that fits your global business needs.

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Export & Agency Finance

Funding imported goods and services, as well as large capital investments, can be challenging and time-consuming. Discover our personalized approach to providing you with industry-leading structures, potential cost savings and more.

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Treasury

Financing Resilience: Unlocking strategic capital in the defense industrial base

Feb 09, 2026

Rising inventory levels and longer program cycles are reshaping cash flow dynamics across the defense supply chain. A strategic approach to working capital can help unlock liquidity, support R&D investment, and strengthen resilience from primes to suppliers.

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Hands examining document

Treasury

Understanding trade credit and trade credit insurance

Sep 12, 2025

Trade credit insurance may be able to help protect businesses when customers fail to pay. Discover how it works and how to determine if it’s right for your company.

Read more
Futuristic sports car wireframe intersection with custom LED lights (3D Illustration)

Treasury

Driving innovation: Inventory finance in the automotive supply chain

Jun 11, 2025

The auto industry's shift to software-defined vehicles and autonomy heightens its reliance on semiconductors. Learn how top enterprises manage supply chain complexities to stay competitive through this digitized evolution.

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Treasury

Minerva Foods boosts global sales by improving working capital

Feb 21, 2025

Learn how the food manufacturing giant achieved better cash management with J.P. Morgan Payments.

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Treasury

From demand to delivery: Lenovo's strategic working capital solutions

Jan 31, 2025

Learn how Lenovo met rising customer demands with working chain solutions

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Treasury

Five emerging trends shaping the export credit agency (ECA) landscape

A series of trends in export finance have revealed a large focus on critical minerals, energy security and sustainability.

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Treasury

ScottsMiracle-Gro improves liquidity and streamlines cash flow management

Sep 09, 2024

Learn how the lawn and garden supply manufacturer and marketer boosted working capital with a tailored receivables solution.

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Treasury

Caterpillar: Constructing the future of working capital, growth and innovation

Caterpillar’s Patrick McCartan, Vice President & Corporate Treasurer, and Pete Chambers, Senior Manager Supplier Finance, share how J.P. Morgan helps Caterpillar optimize working capital and preserve a resilient supply base.

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References

1.

J.P. Morgan Internal Data, 2026

© 2026 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured. Non-deposit products are not FDIC insured. The statements herein are confidential and proprietary and not intended to be legally binding. Not all products and services are available in all geographical areas. Visit jpmorgan.com/paymentsdisclosure for further disclosures and disclaimers related to this content.