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As the payments ecosystem shifts to an “always-on” model, real-time movement is shifting from a feature to a strategic expectation that’s changing how businesses think about liquidity, risk and customer experience. To examine what this shift means for decision-makers across treasury, payments and technology, J.P. Morgan Payments and WIRED Consulting have published Payments Unbound Volume 7: The Real-Time Movement. This latest edition reinforces a clear message: real-time capability, intelligent automation and resilience are becoming inseparable.
“For artificial intelligence (AI) to change anything in the real world, it has to run at scale, inside messy systems where the stakes are obvious and mistakes have consequences,” Zack Anderson, Chief Data & Analytics Officer, Payments and Global Banking, J.P. Morgan, explains in the magazine's foreword. “That is why payments are such a proving ground for AI and such a central piece of digital transformation.”
Volume 7 explores how modern payment systems are being redesigned — and what it takes to operate confidently in a world defined by disruption and uncertainty. Articles include a look into the evolution and future of real-time payments, a deep dive on the importance of resilience in payments, profiles of companies simplifying business-to-business payments, features exploring agentic commerce, AI transformation in supply chain, using AI to combat fraud, and much more.
Payments leaders can gain insights from this edition around using data, analytics and AI to strengthen trust, transparency and decision-making as real-time payments scale globally.
Read Payments Unbound Volume 7 here and check out previous volumes of the magazine here.
Learn more about how J.P. Morgan Payments is leading in AI and innovation:
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