On Jan. 13, JPMorganChase reported firm-wide Q4 2025 financial results. As part of the bank’s $46.8B in managed revenue for Q4 2025, J.P. Morgan Payments saw $5.1B in revenue in Q4 2025, up 9% YoY. This growth is driven by higher deposit balances and fee growth. Payments remained a key growth engine for the Commercial & Investment Bank (CIB), contributing to the CIB’s net revenue of $19.4B in Q4, up 10%.
Beyond the numbers, the fourth quarter of 2025 further demonstrated the momentum J.P. Morgan Payments built throughout the year, with a series of accomplishments, including:
- 2025 was our best year ever, with full-year revenue reaching a record $19.4 billion — up 5% year-over-year.
- Launched JPM Coin, J.P. Morgan’s USD-denominated deposit token on Base, enabling near-instant, 24/7 settlement and real-time liquidity for institutional clients — expanding real-world use with clients including B2C2, Coinbase and Mastercard.
- J.P. Morgan Private Bank, J.P. Morgan Asset Management, and Citco commenced the first transaction of the Kinexys Fund Flow solution, which represents a potentially transformative change to alternative investment fund servicing, enabling streamlined distribution and improved client-friendly features.
- Accelerated growth of Treasury Services in Abu Dhabi Global Market (ADGM) in the United Arab Emirates, supporting clients including energy giant ADNOC Group and offering institutional clients in the region with liquidity management and multi-currency payments capabilities in a key Middle East hub.
- Won the 2025 Tearsheet Payment Technology Provider of the Year Award for J.P. Morgan Payments’ scale, innovation and measurable client impact in payments.
- Earned Best in Class honors in Javelin’s 2025 Emerging Biometric Authentication at the Point of Sale Scorecard for the firm’s integrated, end-to-end biometric checkout solution.
- Named the winner of the Newsroom/Brand Journalism category in the 2025 Ragan PR Daily Awards.
- Earned gold at Money20/20’s inaugural The Money Awards for Kinexys by J.P. Morgan, cementing its leadership in blockchain and digital assets.
To learn more about the firm’s Q4 2025 financial results, read the full release here. You can also find more information here for Q1 2025, Q2 2025, and Q3 2025 earnings.