J.P. Morgan Payments and Oracle have expanded their collaboration, launching new and enhanced integrations within Oracle Fusion Cloud Enterprise Resource Planning (ERP) and Oracle Simphony point of sale (POS) at Oracle AI World 2025 taking place this week. The firms will showcase the new and enhanced solutions as well as how their artificial intelligence (AI) agents can work together to help businesses optimize treasury and payments.

The new integrations include:

• Integrated Account Validation for Oracle Cloud ERP: Empowers clients to make payments with confidence help prevent avoid financial loss by enabling validation of payment recipient account details directly within Oracle Cloud ERP.
• Integrated virtual card for Oracle Cloud ERP: Allows clients to issue J.P. Morgan Payments virtual cards directly from their ERP system—without the need for complex technical setup.
• In addition, J.P. Morgan Payments is now live with its first client using the Oracle Simphony integration, which was announced at Oracle CloudWorld 2024. The payments solution enables processing of in-store payments with J.P. Morgan Payments’ Commerce Suite through Simphony.

“We’re excited to deepen our relationship with Oracle by connecting best-in-class cloud and AI solutions with J.P. Morgan Payments’ integrated solutions,” said Sam Yen, Head of Enterprise Application Solutions at J.P. Morgan Payments. “By combining the stability, resiliency and scale of a global bank with the innovation and agility of a leading technology company, we provide trusted and comprehensive payments solutions to businesses worldwide, leveraging new technology to deliver innovative solutions that help them drive growth.”

In addition to the new integrations, J.P. Morgan Payments’ Integrated Banking for Oracle Cloud ERP, which delivers out-of-the-box connectivity for payments and reporting, now features enhanced capabilities such as real-time account balances powered by APIs for more accurate and timely decision-making and pre-configured Single Euro Payments Area (SEPA) payment support enabling seamless payments across European Union member states without the complexity of ISO file formatting.

UBQ Materials, a client in the EMEA region benefiting from these new enhancements, said, “This solution has completely transformed our payment processes—eliminating errors, automating reconciliations, and reducing redundant manual work,” said Noam Zeev, IT Director at UBQ Materials. “What once required significant effort and budget is now a seamless, zero-cost integration that runs with precision.”

Avis Budget Group has also implemented Integrated Banking services to modernize its treasury—learn more here. Check out J.P. Morgan Payments’ announcement from Oracle CloudWorld 2024 highlighting treasury, trade and commerce integrations and featuring Avis Budget Group.

Additionally, FedEx is leveraging J.P. Morgan Payments’ Integrated Trade Finance integration to optimize its working capital through a recently-launched solution that incorporates J.P. Morgan Payments Supply Chain Finance functionality directly within Oracle Cloud ERP. Learn more here.

The new and enhanced integrations build upon the robust integrations with Oracle Fusion Cloud ERP, which are part of the J.P. Morgan Payments Partner Network. This network combines J.P. Morgan Payments’ comprehensive suite of payment solutions with over 80 third-party integrations to assist J.P. Morgan Payments clients in developing, implementing, expanding and optimizing payments strategies tailored to their business needs.

For those attending Oracle AI World 2025 in Las Vegas, J.P. Morgan Payments leaders will share insights about the latest payments innovations in the following sessions:

• Rocket Forward with Agentic Finance Now: get an inside look at agentic finance and how it is empowering teams to lead with speed, confidence and precision.
• AI-Driven Experience to Integrate with Banks and Optimize Working Capital: discover how finance professionals can benefit from AI-driven tools and turnkey bank integrations.
• Client Panel on Integrated Banking with J.P. Morgan and Oracle: hear from clients who have optimized financial operations and driven growth through integrated banking solutions.
• Transforming Payments with Integrated Account Validation and Virtual Cards: learn how Account Validation Services and virtual cards can help secure your payments, improve efficiency, maximize rebates and enhance working capital.

For more information about J.P. Morgan Payments’ presence at Oracle AI World 2025, please visit this page.