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Cash Concentration Service Enhancements
Cash Concentration Service Enhancements: International (except Mainland China)

Cash Concentration Service Enhancements: International (except Mainland China)

Notional Pooling

As a result of the migration to the new platform, the Notional Pooling reports are enhanced to include more data points, detailed below.

Single Currency Pools and Multi Currency Pools (MCP) report templates will be aligned to follow one template
‘Subsidiary’ is now referred to as ‘Participant’
‘Statement’ is now referred to as ‘Report’

Current Platform		New Platform	What’s new?
Single Currency Report	Multi Currency Report	New Platform	What’s new?
Pool Interest Statement	Multi Currency Pooling Interest Statement	Notional Pooling Interest Report	Report now includes Pool Summary Tax section and detailed tax breakdown for prior cycle back value interest adjustments
Daily Pool Summary Report	Multi Currency Daily Pool Summary Report	Notional Pooling Balance Summary Report	Summary of benefits settlements sections have now been removed, but can still be found on the interest report
Daily Pool and Participant Summary Report	Multi Currency Daily Pool and Participant Summary Report	Notional Pool and Participant Detailed Report (new)	NEW detailed with pooling calculations including daily PTD Pool level summary, account/currency positions summary, final and individual tier level rates used for calculations, account Interest/Benefit accruals and posting information
Account Interest Statement	Multi Currency Pooling Account Interest Statement	Notional Pooling Account Interest Report	Report now includes Pool Summary Tax section and detailed tax breakdown for prior cycle back value interest adjustments
Notional Pooling Cash Forecast	Multi Currency Cash Forecast Report	Notional Pooling Cash Forecast Report	Report now includes cross-currency sweeps
Notional Pooling Base Rate Report		Notional Pooling Base Rate Report	No changes
N/A	Multi Currency Foreign Exchange Rates Report	Notional Pooling Foreign Exchange Rates Report	No changes

View these sample reports Notional Pooling Report guide to see the enhancements in action.

As a result of the migration to the new platform, there are a few changes to pooling narratives documented below.

Tag 61, Tag 86 and Tag 16 will now capture the transaction reference number with a new pre-fix ‘PXXX’ (except for pool setoff entries)
New platform will have the narratives in uppercase in Tag 16, 61 and 86
“P/D” or “B/O” indicator on MT940 is now removed

Channel	Narratives in existing platform	Narratives in new platform
MT940 Debit (version 1)	:61:2212011201DDXXXXXX,46NINTNONREF//USDXXXXXXXXX Debit Interest -654 :86:BANK REF LPQXXXXXXXXXXXX INTEREST F OR ACC XXXXXXXXXX FOR PERIOD 11 01 2022 TO 11 30 2022	:61:2409030903DPXXXXX,85NINTNONREF//PXXXXXXXXXXXXX Debit Interest -654 :86:BANK REF PXXXXXXXXXXXX INTEREST FOR ACC XXXXXXXXXX FOR PERIOD 0 8 27 2024 TO 09 02 2024
MT940 Debit (version 2)	:61:2504010401DRXX,92NINTREF UNAVAILABLE//NONREF Debit Interest :86:P/D-++, Bank Ref LPQXXXXXXXXXXXX INTEREST F OR ACC XXXXXXXXXX FOR PERIOD 03 01 2025 TO 03 31 2025	:61:2409030903DPXXXX,53NINTREF UNAVAILABLE//PXXXXXXXXXXXXX Debit Interest :86:BANK REF PXXXXXXXXXXXXX INTEREST FOR ACC XXXXXXXXXX FOR PERIOD 0 8 09 2024 TO 09 02 2024
MT940 Credit (version 1)	:61:2211011101CRXXXXXX,86NINTNONREF//EURXXXXXXXXX Credit Interest -354 :86:BANK REF LPQXXXXXXXXXXXX INTEREST F OR ACC XXXXXXXXXX FOR PERIOD 10 01 2022 TO 10 31 2022	:61:2409030903CP645,68NINTNONREF//PXXXXXXXXXXXXX Credit Interest -354 :86:BANK REF PXXXXXXXXXXXXX INTEREST FOR ACC XXXXXXXXXX FOR PERIOD 0 8 27 2024 TO 09 02 2024
MT940 Credit (version 2)	:61:2504010401CRXXXXX,98NINTREF UNAVAILABLE//NONREF Credit Interest :86:Bank Ref LPQXXXXXXXXXXXX INTEREST F OR ACC XXXXXXXXXX FOR PERIOD 03 01 2025 TO 03 31 2025	:61:2409010903CPXXXXXX,38NINTREF UNAVAILABLE//PXXXXXXXXXXXXX Credit Interest :86:BANK REF PXXXXXXXXXXXXX INTEREST FOR ACC XXXXXXXXXX FOR PERIOD 0 8 01 2024 TO 08 31 2024
MT940 Pool Benefit debit (version 1)	:61:2203010301DDXXX,32NCMNNONREF//USDXXXXXXXXX Pooling Interest Debit -654 :86:POOL BEN REF XXXXXXXXXXXXXX XXXXXXXXXX FR: XXXXXXXXXX HONG KONG FOR 02 28 2022 LPQXXXXXXXXXXXX	:61:2409030903DPXXXXX,54NCMNNONREF//PXXXXXXXXXXXXX Pooling Interest Debit -654 :86:POOL BEN REF XXXXXXXXXXXXXX FR: XXXXXXXXXX LONDON FOR 0 9 02 2024 PXXXXXXXXXXXXX
MT940 Pool Benefit debit (version 2)	:61:2504010401CR51666,20NCMNREF UNAVAILABLE//NONREF Pooling Interest Debit :86:Pool Ben Ref XXXXXXXXXXXXXX XXXXXXXXXXXXXX To XXXXXXXXXX J.P. Morgan SE - Du For 03 31 2025 LPQXXXXXXXXXXXX	:61:2409030903DP747,18NCMNREF UNAVAILABLE// PXXXXXXXXXXXX Pooling Interest Debit :86:POOL BEN REF XXXXXXXXXXXXXX FR XXXXXXXXXX LONDON FOR 09 0 2 2024 PXXXXXXXXXXXX
MT940 Pool Benefit Credit (version 1)	:61:2212011201CD256532,20NCMNNONREF//USDXXXXXXXXX Pooling Interest Credit -354 :86:POOL BEN REF XXXXXXXXXXXXXXX M CNP TO: XXXXXXXXXX LONDON FOR 02 28 2022 LPQXXXXXXXXXXXX	:61:2409030903CP142,09NCMNNONREF//PXXXXXXXXXXXXX Pooling Interest Credit -354 :86:POOL BEN REF XXXXXXXXXXXXXX TO: XXXXXXXXXX LONDON FOR 0 9 02 2024 PXXXXXXXXXXXXX
MT940 Pool Benefit Credit (version 2)	:61:2504010401CR51542,20NCMNREF UNAVAILABLE//NONREF Pooling Interest Credit :86:Pool Ben Ref XXXXXXXXXXXXXX XXXXXXXXXXXXXX To XXXXXXXXXX J.P. Morgan SE - Du For 03 31 2025 LPQXXXXX	:61:2410011001CP4345,51NCMNREF UNAVAILABLE// PXXXXXXXXXXXX Pooling Interest Credit :86:POOL BEN REF XXXXXXXXXXXXXX TO XXXXXXXXXX LONDON FOR 09 3 0 2024 PXXXXXXXXXXXXX
MT940 Account interest adjustment debit	:61:2207010701CP0,06NINTNONREF//GBPXXXXXXXXXX Interest Adjustment Debit -659 :86:INTEREST DUE TO ITMS BACK VALUE TO PRIOR INTEREST PERIOD 05 31 2 022 TO 06 30 2022	:61:2410011001DP10990,77NINTNONREF//PXXXXXXXXXXXXX Interest Adjustment Debit -659 :86:INTEREST DUE TO ITMS BACK VALUE TO PRIOR INTEREST PERIOD 09 17 20 24 TO 09 23 2024
MT940 Account interest adjustment credit	:61:2210011001CD14,84NINTNONREF//AUDXXXXXXXXX Corr of CR Interest -359 :86:INTEREST DUE TO ITMS BACK VALUE TO PRIOR INTEREST PERIOD 08 31 2 022 TO 09 30 2022	:61:2410011001CP1968,61NINTNONREF//PXXXXXXXXXXXXX Corr of CR Interest -359 :86:INTEREST DUE TO ITMS BACK VALUE TO PRIOR INTEREST PERIOD 09 17 20 24 TO 09 23 2024
MT940 Account benefit adjustment credit	:61:2209130913CD9308,14NCMNNONREF//SGDXXXXXXXXX Pooling Interest Adj Credit -359 :86:POOL ADJUST REF XXXXXXXXXXXXXXXXXXXXXXXXXXX TO: XXXXXXXXXX SINGAPORE FOR 08 31 2022 LPQXXXXXXXXXXXX	:61:2410011001CP11532,01NCMNNONREF//PXXXXXXXXXXXXX Pooling Interest Adj Credit -359 :86:POOL ADJUST REF XXXXXXXXXXXXXXXXXXTO: XXXXXXXXXX LONDON FO R 09 09 2024 PXXXXXXXXXXXXX
BAI debit	16,654,XXXXXXXXX,S,XXXXXXXXX,0,0,,UNAVAILABLE/ 88,REMARK=BANK REF LPQXXXXXXXXXXXX INTER OR ACC XXXXXXXXXX FOR PERIOD 04 01 202 88,5 TO 04 30	16,654,6852585,0,PXXXXXXXXXXXXX,/ 88,REMARK=BANK REF PXXXXXXXXXXXXX INTEREST FOR ACC XXXXXXXXXX FOR PERIOD 08 27 88, 2024 TO 09 02 20 24
BAI Credit	16,354,XXXXXXXXX,S,XXXXXXXXXX,0,0,,UNAVAILABLE/ 88,REMARK=BANK REF LPQXXXXXXXXXXXX INTER OR ACC XXXXXXXXXXX FOR PERIOD 04 01 202 88,5 TO 04 30	16,354,64568,S,64568,0,0,PXXXXXXXXXXXXX,XXXXXXXXXXX / 88,REMARK=BANK REF PXXXXXXXXXXXXX INTEREST FOR ACC XXXXXXXXXXX FOR PERIOD 08 27 88, 2024 TO 09 02 20 24
BAI Pool Benefit Credit	16,354,XXXXXXXXX,S,XXXXXXXXX ,0,0,,UNAVAILABLE/ 88,REMARK=POOL BEN REF XXXXXXXXXXXXXXXXXXXXXXXXXXX TO: XXX 88,XXXXXXX J.P. MORGAN SE FOR 04 30 2025 LPQXXXXXXXXXXXX	16,354,14209,S,14209,0,0,PXXXXXXXXXXXXX,XXXXXXXXXXX 2/ 88,REMARK=POOL BEN REF XXXXXXXXXXXXXXXXXX TO: XXXXXXXXXX LONDON FOR 09 02 88, 2024 PXXXXXXXXXXXXX

For narrative impacts to net balance, drain and funding sweeps, please refer to the Physical Cash Concentration section.

For any other narrative related queries please reach out to your client service representative.

NP Calculation Impact

On the new platform, Notional Pooling calculations will use the latest J.P. Morgan managed rates for each date. Clients who have opted for Notional Pooling rates for Physical Cash Concentration Intercompany Lending will benefit from aligned rates across both products on any given date.
Back Valued re-execution of sweeps will apply the latest FX rates for each date. This enhancement ensures that the net pool balance will meet the client defined target balance, wherever applicable.

Interest / Benefit / Tax Settlement

Interest, Benefit and Tax will be settled / capitalized by the new platform on intraday basis instead of the end of day.

Migration Month Impact

For clients migrating on the scheduled migration date (the 1st of either August, September, October, or November), all interest and benefits will be calculated up to and including the last day of the preceding month and settled on the 1st calendar day of the migration month, regardless of any posting delays (such as cycle delays or negative benefit delays). The delayed settlement setup will apply starting from the month following the migration.

Check out this user Notional Pooling Migration Access Liquidity Solution Impact for more details.

Physical Cash Concentration

Existing single location single currency and cross-border single currency sweeps narratives will be updated.

Back value sweeps processed with a value date prior to the transition date will be based on the sweep configuration at the time of transition.

U.S. account numbers will be standardized to 15 digits, while international account numbers will be 10 digits (except accounts in the Brussels branch, which will be 12 digits).

Channel	Current Platform	New Platform
Swift MT940 (Version 1)	:61: 2209300930DY500000, NCMZNONREF / / LPQXXXXXXXXXXXX Sweep Debit – Zero Bal – 575 :86: SWEEP REF TO: XXXXXXXXXX JPY SINGAPORE FR: XXXXXXXXXX JPY TOKYO, JAPAN <YYYY> LPQXXXXXXXXXXXX TO: CR ACCOUNT NAME FR: DR ACCOUNT NAME	:61: 2209300930DY11711342832, NCMZF726907 / / LPQXXXXXXXXXXXX Sweep Debit – Zero Bal – 575 :86: SWEEP REF XXXXXXX TO: XXXXXXXXXX JPY SINGAPORE FR: XXXXXXXXXX JPY TOKYO, JAPAN <YYYY> LPQXXXXXXXXXXXX TO: CR ACCOUNT NAME FR: DR ACCOUNT NAME
Swift MT940 (Version 2)	:61:2210181018CR6608421,97NCMZNONREF//LPQXXXXXXXXXXXX :86:BAI-275 Detail ZBA Credit++, SWEEP REF To XXXXXXXXXX INR Mumbai, India Fr XXXXXXXXXX INR Mumbai, India <YYYY> LPQXXXXXXXXXXXX To ACCOUNT NAME Fr ACCOUNT NAME AR	:61:2210181018CR6608421,97NCMZNONREF//LPQXXXXXXXXXXXX :86:BAI-275 DETAIL ZBA CREDIT++, SWEEP REF TO XXXXXXXXXX INR MUMBAI, INDIA FR XXXXXXXXXX INR MUMBAI, INDIA <YYYY> LPQXXXXXXXXXXXX TO ACCOUNT NAME FR ACCOUNT NAME AR
Swift MT940 Debit via Host-to-Host (Version 1)	:61:2210181018CR6608421,97NCMZNONREF//LPQXXXXXXXXXXXX :86:BAI-575 Detail ZBA Debit; SWEEP REF To 1111111111 INR Mumbai, India Fr 9999999999 INR Mumbai, India <YYYY> LPQXXXXXXXXXXXX To CR ACCOUNT NAME Fr DR ACCOUNT NAME	:61:2111291129DD946937,57NCMZ006301546044509//LPQXXXXXXXXXXXX :86:BAI=575;YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111 INR MUMBAI FR: 9999999999 INR MUMBAI <YYYY> LPQXXXXXXXXXX TO: CR ACCOUNT NAME FR: DR ACCOUNT NAME
Swift MT940 Debit via Host-to-Host (Version 2)	:61:2403190319DD22720,06NCMZXXXXXXXX//LPQXXXXXXXXXXXX :86:575;YOUR REF=ZERO BALANCING;REMARK=SWEEP REF TO: 111111111 GBP LONDON, UK FR: 999999999 GBP LONDON, UK,<YYYY> LPQXXXXXXXXXXXX	:61:2111291129DD946937,57NCMZ006301546044509//LPQXXXXXXXXXXXX :86:BAI=575;YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111 GBP LONDON FR: 9999999999 GBP LONDON <YYYY> LPQXXXXXXXXXX TO: CR ACCOUNT NAME FR: DR ACCOUNT NAME
Swift MT940 Credit via Host-to-Host (Version 1)	:61:2210181018CR6608421,97NCMZNONREF//LPQXXXXXXXXXXXX :86:BAI-275 Detail ZBA Credit; SWEEP REF To 1111111111 INR Mumbai, India Fr 9999999999 INR Mumbai, India <YYYY> LPQXXXXXXXXXXXX To CR ACCOUNT NAME Fr DR ACCOUNT NAME	:61:2111291129DD946937,57NCMZ006301546XXXXX//LPQXXXXXXXXXXXX :86:BAI=275;YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111 INR MUMBAI FR: 9999999999 INR MUMBAI <YYYY> LPQXXXXXXXXXX TO: CR ACCOUNT NAME FR: DR ACCOUNT NAME
Swift MT940 Credit via Host-to-Host (Version 2)	:61:2403190319CM22720,06NCMZXXXXXXXX//LPQXXXXXXXXXXXX :86:275;YOUR REF=ZERO BALANCING;REMARK=SWEEP REF TO: 1111111111 GBP LONDON, UK FR: 9999999999 GBP LONDON, UK <YYYY> LPQXXXXXXXXXXXX	:61:2111291129DD946937,57NCMZ006301546044509//LPQXXXXXXXXXXXX :86:BAI=275;YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111 GBP LONDON FR: 9999999999 GBP LONDON <YYYY> LPQXXXXXXXXXX TO: CR ACCOUNT NAME FR: DR ACCOUNT NAME
BAI Debit via Host-to-Host (Version 1)	16,575,520730,0,LPQXXXXXXXXXXXX,53700XXXXX/ 88,PAYDET=SWEEP REFXYZTo: 1111111111 USD Mumbai, IndiaFr: 9999999999 USD Mumbai, I 88,ndia<YYYY> LPQXXXXXXXXXXXX	16,575,34012508,0,LPQXXXXXXXXXXXX,88300XXXXX/ 88,YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111 USD MUMBAI F 88,R: 9999999999 USD MUMBAI <YYYY> LPQXXXXXXXXXXXX TO: ACC NAME 1 FR: 88,ACC NAME 2
BAI Debit via Host-to-Host (Version 2)	16,575,35656562,0,LPQXXXXXXXXXXX,769XXXXXXX/ 88,YOUR REF=ZERO BALANCING,REMARK=SWEEP REF TO: 1111111111 GBP LONDON, UK FR: 0 88,999999999 GBP LONDON, UK <YYYY> LPQXXXXXXXXXXXX	16,575,34012508,0,LPQXXXXXXXXXXXX,8830XXXXX/ 88,YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111 GBP LONDON F 88,R: 9999999999 GBP LONDON <YYYY> LPQXXXXXXXXXXXX TO: ACC NAME 1 FR: 88,ACC NAME 2
BAI Credit via Host-to-Host (Version 1)	16,275,37986990,S,37986990,0,0,LPQXXXXXXXXXXXX,883005XXXXX/ 88,PAYDET=SWEEP REF XYZTo: 1111111111 USD SingaporeFr: 9999999999 88,USD Singapore<YYYY>LPQXXXXXXXXXXXX	16,275,37986990,S,37986990,0,0,LPQXXXXXXXXXXXX,88300XXXXX/ 88,YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111 USD SINGAPORE F 88,R: 9999999999 USD SINGAPORE <YYYY> LPQXXXXXXXXXXXX TO: ACC NAME 1 FR: 88,ACC NAME 2
BAI Credit via Host-to-Host (Version 2)	16,275,35656562,S,35656562,0,0,LPQXXXXXXXXXXX,4138XXXXXX/ 88,YOUR REF=ZERO BALANCING,REMARK=SWEEP REF TO: 1111111111 GBP LONDON, UK FR: 0 88,9999999999 GBP LONDON, UK <YYYY> LPQXXXXXXXXXXX	16,275,37986990,S,37986990,0,0,LPQXXXXXXXXXXXX,88300XXXXX/ 88,YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111 GBP LONDON F 88,R: 9999999999 GBP LONDON <YYYY> LPQXXXXXXXXXXXX TO: ACC NAME 1 FR: 88,ACC NAME 2
CAMT/ISO Statement	<RmtInf> <Ustrd>REMARK=SWEEP REF TO: XXXXXXXXXX (CCY Branch)FR: XXXXXXXXXX (CCY Branch) YYYY LPQXXXXXXXXXXXX TO: (Branch) FR: (Branch)</Ustrd> <Ustrd>;YOUR REF=ZERO BALANCING</Ustrd> </RmtInf>	<RmtInf> <Ustrd>YOUR REF=ZERO BALANCING;REMARK=SWEEP REF XXXXXXXXXXXX TO: XXXXXXXXXX (CCY Branch) FR: XXXXXXXXXX (CCY Branch) YYYY LPQ</Ustrd> <Ustrd>XXXXXXXXXXXX TO: CR ACCOUNT NAME FR: DR ACCOUNT NAME</Ustrd> </RmtInf>

The value for <YYYY> will be 'INTRACOMPANY' if the entity of the payer and beneficiary are the same, and 'INTERCOMPANY' if the entities are different.

Upon transitioning to the new platform, the customer legal name and address we have on file will display on your payment messages and transaction statements, including (but not limited to):

MT103
MT101
MT940
MT942
CAMT.53
CAMT.52
BAI2
BTR

To comply with payment standards and regulations, Multibank Sweeps will have a standardized Tag 70 line 4—resulting in a consolidated Third Party Bank name.

Existing sweeps narratives for single currency single location Just-In-Time Funding and single currency cross-border Just-In-Time Funding will see the following updates:

	Just-In-Time Funding Single Currency Single Location	Just-In-Time Funding Single Currency Cross Border
Debit – BAI	16,699,<Amount>,0,LPQXXXXXXXXXXXX,F726907/ 88,YOUR REF=XYZ,REMARK=JT TSFR REF XYZ TO: XXXXXXXXXX <CCY> <Branch ID> FR 88,: XXXXXXXXXX <CCY> <Branch ID> JPMREF LPQXXXXXXXXXXXX	16,699,<Amount>,0,LPQXXXXXXXXXXXX,R707868/ 88,YOUR REF=XYZ,REMARK=JT TSFR REF XYZ TO: XXXXXXXXXX <CCY> 88, <Branch ID> FR: XXXXXXXXXX <CCY> <Branch ID> JPMREF LPQXXXXXXXXXXXX
Credit – MT940	:61:YYMMDD1229DP2000,00NMSCF726907//LPQXXXXXXXXXXXX Miscellaneous Debit -399 :86:JT TSFR REF XYZ TO: XXXXXXXXXX <CCY> <Branch ID> FR: XXXXXXXXXX<CCY> <Branch ID> JPMREF LPQXXXXXXXXXXXX	:61:YYMMDD1229DP2000,00NMSCF726907//LPQXXXXXXXXXXXX Miscellaneous Debit -399 :86:JT TSFR REF XYZ TO: XXXXXXXXXX <CCY> <Branch ID> FR: XXXXXXXXXX<CCY> <Branch ID> JPMREF LPQXXXXXXXXXXXX
Debit – MT940	:61:YYMMDD1229DP2000,00NMSCF726907//LPQXXXXXXXXXXXX Miscellaneous Debit -699 :86:JT TSFR REF XYZ TO: XXXXXXXXXX <CCY> <Branch ID> FR: XXXXXXXXXX<CCY> <Branch ID> JPMREF LPQXXXXXXXXXXXX	:61:YYMMDD1229DP2000,00NMSCF726907//LPQXXXXXXXXXXXX Miscellaneous Debit -699 :86:JT TSFR REF XYZ TO: XXXXXXXXXX <CCY> <Branch ID> FR: XXXXXXXXXX<CCY> <Branch ID> JPMREF LPQXXXXXXXXXXXX -

Existing Domestic Cross-currency Sweeps and Just-In-Time Funding narratives between the following locations will be impacted:

USD and SGD in J.P. Morgan Singapore branches/entities
USD and AUD in J.P. Morgan Sydney branches/entities

And will undergo the following changes:

Channel	Current Platform	New Platform
MT940	:86: HDG-XXXXXXXXXX, TD-XXXXXX, B/O-/<ACC SHORTNAME>, BNF-<ACC SHORTNAME>, TEXT1-XXXXXX SWEEP REF XXXXXXX, TEXT2-TO: <ACC NUMBER> <CCY> <BRANCH>, <COUNTRY>, TEXT3-FR: <ACC NUMBER><CCY> <BRANCH>, <COUNTRY>, TEXT4-JFXREF LPQXXXXXXXXXX, PYMT-XXXX	:86: SWEEP REF XXXXXXX TO: <ACC NUMBER> <CCY> <BRANCH> FR: <ACC NUMBER> <CCY> <BRANCH> JFXREF LPQXXXXXXXXXXXX TO: XXXXXXXXXXXXXXXX <ENTITY NAME> FR: XXXXXXXXXXXXXXXX <ENTITY NAME>

Intercompany reporting will experience the following enhancements:

Relocation of Intercompany reports

Navigate to Reports & Statements > Reports Inbox > Liquidity
Select the Filter button

Liquidity Reports Inbox – Current

— Product: Intercompany Loans
— Source: Click relevant report

Before Migration :XYZ report
After Migration(or if a BV has impacted position before migration) : New XYZ report

Intercompany Loan amendment capabilities

You may now submit amendments for interest price points and tax codes at the entity level (previously at the individual loan level). Users entitled to intercompany loan amendments will see separate entry points to view and amend interest price points and tax codes. You must be entitled to all associated loans to amend the price point values.

Check out this user guide (pages 29-47) for more details.

Please ensure to close out all loan amendments via Access before your migration date. If loan amendments are not closed out, the amendments will be rejected automatically and you will need to submit again.

Intercompany Loan Reporting and Access reporting enhancements

Report Name	Key Changes
Loan Interest Activity Report	The Summary Section will include net period-to-date balances
Contribution Summary Report	The report will include information on interest accruals, which was previously included in a separate report (Interest Summary)
Loan Facility Report (previously called Counterparty Exposure report)	The report will contain data at per activity level rather than per day This report can be generated per day instead of month-end only This will also include a report on limit breaches
Contribution Detailed Report	This is an additional report to track the whole loan lifecycle and will only available in .csv version
Access reporting	Visibility of interest and withholding tax information will be changing in the Liquidity Structures – Intercompany Revolving Loans view on Access

If you receive Intercompany loan reports through email, the sender email and subject line will also change to the following:

Sender name: JPMorgan eStatement and eAdvice <notification@jpmchase.com>
Subject line: ${eciName} - Sweep Execution Activity Report LUX <Date> #secure#

View these sample reports to see the enhancements in action.

Intercompany narrative changes

Existing intercompany loan narratives will undergo the following changes:

Channel	Current Platform	New Platform
Interest – BAI credit	16,399,1694660855,S,1694660855,0,0,LPQXXXXXXXXXXXX,/ 88,REMARK=INTERCO I REF TO: XXXXXXXXXX <CCY> <Branch ID> FR: XXXXXXXXXX <CCY> 88,<Branch ID> <YYYY> 5726 TO: <Account Name> FR: <Account Name>	16,399,13647332,S,13647332,0,0,LPQXXXXXXXXXXXX,/ 88,YOUR REF=MISCELLANEOUS CREDIT,REMARK=INTERCO I REF TO: XXXXXXXXXX <CCY> 88,<Branch ID> FR: XXXXXXXXXX<CCY><Branch ID> <YYYY> LPQXXXXXXXXXXXX
Interest – BAI Debit	16,699,3268830,0,LPQXXXXXXXXXXXX,/ 88,REMARK=INTERCO I REF TO: XXXXXXXXXX <CCY> <Branch ID> FR: XXXXXXXXXX <CCY> 88,<Branch ID> <YYYY>4526 TO: <Account Name> FR: <Account Name>	16,699,6296,0,LPQXXXXXXXXXXXX,/ 88,YOUR REF=MISCELLANEOUS DEBIT,REMARK=INTERCO I REF TO: XXXXXXXXXX 88, <CCY> <Branch ID> FR: XXXXXXXXXX <CCY> <Branch ID> <YYYY> LPQXXXXXXXXXX
Withholding Tax – BAI credit	16,399,19,S,19,0,0,LPQXXXXXXXXXXXX,/ 88,YOUR REF=MISCELLANEOUS CREDIT,REMARK=WITHHOLDING TAX PARTICIPANTXXXXXXXXXX<CCY> 88,<Branch> MASTERXXXXXXXXXX<CCY><Branch> INTERCO LPQXXXXXXXXXXXX TO: XXXXXXXX 88,XX FR: XXXXXXXXXX	16,399,1036,V,240901,1940,LPQXXXXXXXXXXXX,/ 88,YOUR REF=MISCELLANEOUS CREDIT,REMARK=WITHHOLDING TAX TO: XXXXXXXXXX 88,<CCY> <Branch ID> FR: XXXXXXXXXX <CCY> <Branch ID> <YYYY> LPQXXXXXXXXXX
Withholding Tax – BAI Debit	16,699,673,0,LPQXXXXXXXXXXXX,/ 88,YOUR REF=MISCELLANEOUS DEBIT,REMARK=WITHHOLDING TAX PARTICIPANTXXXXXXXXXX<CCY> 88,<Branch> MASTERXXXXXXXXXX<CCY><Branch> INTERCO LPQXXXXXXXXXXXX TO: XXXXXXXXX 88,X FR: XXXXXXXXXX	16,699,1036,0,LPQXXXXXXXXXXXX,/ 88,YOUR REF=MISCELLANEOUS DEBIT,REMARK=WITHHOLDING TAX TO: XXXXXXXXXX <CCY> 88,<Branch ID> FR: XXXXXXXXXX <CCY> <Branch ID> <YYYY> LPQXXXXXXXXXX
Withholding Credit MT940	:61:YYMMDD1001CR133,34NMSCNONREF//LPQXXXXXXXXXXXX Miscellaneous Credit -399 :86:WITHHOLDING TAX PARTICIPANTXXXXXXXXXX<CCY><Branch> MASTERXXXXXXXX XX<CCY><Branch> INTERCO LPQXXXXXXXXXXXX TO: XXXXXXXXXX FR: XXXXXX XXXX	:61:YYMMDD0801CP123,NMSCLATAM//LPQXXXXXXXXXXXX Miscellaneous Credit -399 :86:WITHOLDING TAX REF TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch> <YYYY> LPQXXXXXXXXXXXX
Withholding Debit MT940	:61:YYMMDD1001DR133,34NMSCNONREF//LPQXXXXXXXXXXXX Miscellaneous Debit -699 :86:WITHHOLDING TAX PARTICIPANTXXXXXXXXXX<CCY><Branch> MASTERXXXXXXXX XX<CCY><Branch> INTERCO LPQXXXXXXXXXXXX TO: XXXXXXXXXX FR: XXXXXX XXXX	:61: YYMMDD0801CP123,NMSCLATAM//LPQXXXXXXXXXXXX Miscellaneous Debit -699 :86:WITHOLDING TAX REF TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch> <YYYY> LPQXXXXXXXXXXXX
Interest Credit MT940	:61:YYMMDD0902CP403,26NMSCNONREF// LPQXXXXXXXXXXXX Miscellaneous Credit -399 :86:INTERCO I REF XXXX XXXXXXXX TO: XXXXXXXXXX <CCY> <Branch> FR: X XXXXXXXXX <CCY> <Branch> <YYYY>5764 TO: <Account Name> FR: <Account Name>	:61: YYMMDD0801CP123,NMSCNONREF//LPQXXXXXXXXXXXX Miscellaneous Credit -399 :86: INTERCO I REF TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch> <YYYY> LPQXXXXXXXXXXXX
Interest Debit MT940	:61:YYMMDD0902DP3636,36NMSCNONREF// LPQXXXXXXXXXXXX Miscellaneous Debit -699 :86:INTERCO I REF XXXX XXXXXXXX TO: XXXXXXXXXX <CCY> <Branch> FR: X XXXXXXXXX <CCY> <Branch> <YYYY>5765 TO: <Account Name> FR <Account Name>	:61: YYMMDD0801CP123,NMSCnonref//LPQXXXXXXXXXXXX Miscellaneous Debit -699 :86: INTERCO I REF TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch> <YYYY> LPQXXXXXXXXXXXX

Intercompany Loan interest rates

Pre-migration, daily index rates (i.e., SOFR) are calculated based on the most recent available market rate (i.e., SOFR rate for interest calculation is Value Date-1)
Post-migration, the interest calculation will be adjusted to reflect the Value Date (VD) market rate. Ad-hoc (On-demand) reports will need to be generated to see the Value Date (VD) market rate and calculation
As migrations to the new platform occur intra-month, there may be impact within the same month whereby reporting will show Value Date-1 (pre-migration) and VD (post-migration). Please contact your J.P. Morgan representative with any questions

MBS ICL BAI
Debit - Interest Adj with Purpose Code	16,699,1083171,0,9857346,LPQ796430505051/ 88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS> 88,REC FROM=<BIC> EXP: <BRANCH ID> 88,REMARK=INTERCO I ADJ REF XYZ TO XXXXXXXXXXXX <CCY> FR 88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>	16,699,431982417,S,431982417,0,0,8536622,7630004013280001362239/ 88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME> 88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address> 88,REMARK=INTERCO I ADJ REF XYZ XXXXXXXXXX To XXXXXXXXXX 88,[DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY> 88,LPQXXXXXXXXXXXX
Debit - Interest Adj Without Purpose Code	16,699,1083171,0,9857346,LPQ796430505051/ 88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS> 88,REC FROM=<BIC> EXP: <BRANCH ID> 88,REMARK=INTERCO I ADJ REF XYZ TO XXXXXXXXXXXX <CCY> FR 88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>	16,699,431982417,S,431982417,0,0,8536622,7630004013280001362239/ 88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME> 88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address> 88,REMARK=INTERCO I ADJ 88,REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX 88,<CCY> <Branch> [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
Debit - Interest with Purpose Code	16,699,1083171,0,9857346,LPQ796430505051/ 88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS> 88,REC FROM=<BIC> EXP: <BRANCH ID> 88,REMARK=INTERCO I REF XYZ TO XXXXXXXXXXXX <CCY> FR 88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>	16,699,431982417,S,431982417,0,0,8536622,7630004013280001362239/ 88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME> 88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address> 88,REMARK=INTERCO I REF XYZ XXXXXXXXXX To XXXXXXXXXX 88,[DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY> 88,LPQXXXXXXXXXXXX
Debit - Interest without Purpose Code	16,699,1083171,0,9857346,LPQ796430505051/ 88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS> 88,REC FROM=<BIC> EXP: <BRANCH ID> 88,REMARK=INTERCO I REF XYZ TO XXXXXXXXXXXX <CCY> FR 88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>	16,699,431982417,S,431982417,0,0,8536622,7630004013280001362239/ 88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME> 88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address> 88,REMARK=INTERCO I 88,REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX 88,<CCY> <Branch> [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
Debit - Payment with Purpose Code	16,699,1083171,0,9857346,LPQ796430505051/ 88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS> 88,REC FROM=<BIC> EXP: <BRANCH ID> 88,REMARK=INTERCO P REF XYZ TO XXXXXXXXXXXX <CCY> FR 88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>	16,699,431982417,S,431982417,0,0,8536622,7630004013280001362239/ 88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME> 88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address> 88,REMARK=INTERCO P REF XYZ XXXXXXXXXX To XXXXXXXXXX 88,[DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY> 88,LPQXXXXXXXXXXXX
Debit - Payment without Purpose Code	16,699,1083171,0,9857346,LPQ796430505051/ 88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS> 88,REC FROM=<BIC> EXP: <BRANCH ID> 88,REMARK=INTERCO P REF XYZ TO XXXXXXXXXXXX <CCY> FR 88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>	16,699,431982417,S,431982417,0,0,8536622,7630004013280001362239/ 88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME> 88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address> 88,REMARK=INTERCO P 88,REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX 88,<CCY> <Branch> [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
Credit - Interest Adj with Purpose Code	16,399,1083171,0,9857346,LPQ796430505051/ 88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS> 88,REC FROM=<BIC> EXP: <BRANCH ID> 88,REMARK=INTERCO I ADJ REF XYZ TO XXXXXXXXXXXX <CCY> FR 88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>	16,399,431982417,S,431982417,0,0,8536622,7630004013280001362239/ 88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME> 88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address> 88,REMARK=INTERCO I ADJ REF XYZ XXXXXXXXXX To XXXXXXXXXX 88,[DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY> 88,LPQXXXXXXXXXXXX
Credit - Interest Adj Without Purpose Code	16,399,1083171,0,9857346,LPQ796430505051/ 88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS> 88,REC FROM=<BIC> EXP: <BRANCH ID> 88,REMARK=INTERCO I ADJ REF XYZ TO XXXXXXXXXXXX <CCY> FR 88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>	16,399,431982417,S,431982417,0,0,8536622,7630004013280001362239/ 88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME> 88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address> 88,REMARK=INTERCO I ADJ 88,REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX 88,<CCY> <Branch> [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
Credit - Interest with Purpose Code	16,399,1083171,0,9857346,LPQ796430505051/ 88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS> 88,REC FROM=<BIC> EXP: <BRANCH ID> 88,REMARK=INTERCO I REF XYZ TO XXXXXXXXXXXX <CCY> FR 88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>	16,399,431982417,S,431982417,0,0,8536622,7630004013280001362239/ 88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME> 88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address> 88,REMARK=INTERCO I REF XYZ XXXXXXXXXX To XXXXXXXXXX 88,[DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY> 88,LPQXXXXXXXXXXXX
Credit - Interest without Purpose Code	16,399,1083171,0,9857346,LPQ796430505051/ 88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS> 88,REC FROM=<BIC> EXP: <BRANCH ID> 88,REMARK=INTERCO I REF XYZ TO XXXXXXXXXXXX <CCY> FR 88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>	16,399,431982417,S,431982417,0,0,8536622,7630004013280001362239/ 88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME> 88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address> 88,REMARK=INTERCO I 88,REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX 88,<CCY> <Branch> [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
Credit - Payment with Purpose Code	16,399,1083171,0,9857346,LPQ796430505051/ 88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS> 88,REC FROM=<BIC> EXP: <BRANCH ID> 88,REMARK=INTERCO P REF XYZ TO XXXXXXXXXXXX <CCY> FR 88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>	16,399,431982417,S,431982417,0,0,8536622,7630004013280001362239/ 88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME> 88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address> 88,REMARK=INTERCO P REF XYZ XXXXXXXXXX To XXXXXXXXXX 88,[DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY> 88,LPQXXXXXXXXXXXX
Credit - Payment without Purpose Code	16,399,1083171,0,9857346,LPQ796430505051/ 88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS> 88,REC FROM=<BIC> EXP: <BRANCH ID> 88,REMARK=INTERCO P REF XYZ TO XXXXXXXXXXXX <CCY> FR 88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>	16,399,431982417,S,431982417,0,0,8536622,7630004013280001362239/ 88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME> 88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address> 88,REMARK=INTERCO P 88,REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX 88,<CCY> <Branch> [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX

MBS ICL MT940
Debit - Interest Adjustment with Purpose Code	:61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086 00207 Miscellaneous Debit -699 :86:/OCMT/<CCY><Amount>/ PD INTERCO I ADJ REF XYZ TO XXXXXXXXXXXX <CCY> FR XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>	:61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072 00207 Miscellaneous Debit -699 :86:/OCMT/<Amount>/ PD INTERCO I ADJ REF XYZ XXXXXXXXXX To XXXXXXXXXX [DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
Debit - Interest Adjustment Without Purpose Code	:61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086 00207 Miscellaneous Debit -699 :86:/OCMT/<CCY><Amount>/ PD INTERCO I ADJ REF XYZ TO XXXXXXXXXXXX <CCY> FR XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>	:61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072 00207 Miscellaneous Debit -699 :86:/OCMT/<Amount>/ PD INTERCO I ADJ REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch> [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
Debit - Interest with Purpose Code	:61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086 00207 Miscellaneous Debit -699 :86:/OCMT/<CCY><Amount>/ PD INTERCO I ADJ REF XYZ TO XXXXXXXXXXXX <CCY> FR XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>	:61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072 00207 Miscellaneous Debit -699 :86:/OCMT/<Amount>/ PD INTERCO I REF XYZ XXXXXXXXXX To XXXXXXXXXX [DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
Debit - Interest without Purpose Code	:61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086 00207 Miscellaneous Debit -699 :86:/OCMT/<CCY><Amount>/ PD INTERCO I REF XYZ TO XXXXXXXXXXXX <CCY> FR XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>	:61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072 00207 Miscellaneous Debit -699 :86:/OCMT/<Amount>/ PD INTERCO I REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch> [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
Debit - Payment with Purpose Code	:61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086 00207 Miscellaneous Debit -699 :86:/OCMT/<CCY><Amount>/ PD INTERCO P REF XYZ TO XXXXXXXXXXXX <CCY> FR XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>	:61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072 00207 Miscellaneous Debit -699 :86:/OCMT/<Amount>/ PD INTERCO P REF XYZ XXXXXXXXXX To XXXXXXXXXX [DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY>LPQXXXXXXXXXXXX
Debit - Payment without Purpose Code	:61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086 00207 Miscellaneous Debit -699 :86:/OCMT/<CCY><Amount>/ PD INTERCO P REF XYZ TO XXXXXXXXXXXX <CCY> FR XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>	:61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072 00207 Miscellaneous Debit -699 :86:/OCMT/<Amount>/ PD INTERCO P REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch> [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
Credit - Interest Adjustment with Purpose Code	:61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086 00207 Miscellaneous Credit -399 :86:/OCMT/<CCY><Amount>/ PD INTERCO I ADJ REF XYZ TO XXXXXXXXXXXX <CCY> FR XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>	:61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072 00207 Miscellaneous Credit -399 :86:/OCMT/<Amount>/ PD INTERCO I ADJ REF XYZ XXXXXXXXXX To XXXXXXXXXX [DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
Credit - Interest Adjustment Without Purpose Code	:61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086 00207 Miscellaneous Credit -399 :86:/OCMT/<CCY><Amount>/ PD INTERCO I ADJ REF XYZ TO XXXXXXXXXXXX <CCY> FR XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>	:61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072 00207 Miscellaneous Credit -399 :86:/OCMT/<Amount>/ PD INTERCO I ADJ REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch> [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
Credit - Interest with Purpose Code	:61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086 00207 Miscellaneous Credit -399 :86:/OCMT/<CCY><Amount>/ PD INTERCO I REF XYZ TO XXXXXXXXXXXX <CCY> FR XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>	:61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072 00207 Miscellaneous Credit -399 :86:/OCMT/<Amount>/ PD INTERCO I REF XYZ XXXXXXXXXX To XXXXXXXXXX [DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
Credit - Interest without Purpose Code	:61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086 00207 Miscellaneous Credit -399 :86:/OCMT/<CCY><Amount>/ PD INTERCO I REF XYZ TO XXXXXXXXXXXX <CCY> FR XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>	:61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072 00207 Miscellaneous Credit -399 :86:/OCMT/<Amount>/ PD INTERCO I REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch> [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
Credit - Payment with Purpose Code	:61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086 00207 Miscellaneous Credit -399 :86:/OCMT/<CCY><Amount>/ PD INTERCO P REF XYZ TO XXXXXXXXXXXX <CCY> FR XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>	:61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072 00207 Miscellaneous Credit -399 :86:/OCMT/<Amount>/ PD INTERCO P REF XYZ XXXXXXXXXX To XXXXXXXXXX [DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
Credit - Payment without Purpose Code	:61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086 00207 Miscellaneous Credit -399 :86:/OCMT/<CCY><Amount>/ PD INTERCO P REF XYZ TO XXXXXXXXXXXX <CCY> FR XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>	:61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072 00207 Miscellaneous Credit -399 :86:/OCMT/<Amount>/ PD INTERCO P REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch> [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX

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Cash Concentration Service Enhancements: International (except Mainland China)

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Intercompany Loan interest rates

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Send Payments

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Cash Concentration Service Enhancements: International (except Mainland China)

Reporting Enhancements

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Access Liquidity Solution Impacts

Single location single currency and cross-border single currency sweeps narratives

Multibank, Cross-currency Sweeps and Just-In-Time Funding

Intercompany Loan Reporting

Relocation of Intercompany reports

Intercompany narrative changes

Intercompany Loan interest rates

Intercompany Loan Reporting for Multibank Sweeps