Cash Concentration Service Enhancements: International (except Mainland China)

Notional Pooling 

As a result of the migration to the new platform, the Notional Pooling reports are enhanced to include more data points, detailed below.

  • Single Currency Pools and Multi Currency Pools (MCP) report templates will be aligned to follow one template
  • ‘Subsidiary’ is now referred to as ‘Participant’
  • ‘Statement’ is now referred to as ‘Report’

Current Platform

New Platform

What’s new?

Single Currency Report

Multi Currency Report

Pool Interest Statement

Multi Currency Pooling Interest Statement

Notional Pooling Interest Report

Report now includes Pool Summary Tax section and detailed tax breakdown for prior cycle back value interest adjustments

Daily Pool Summary Report

Multi Currency Daily Pool Summary Report

Notional Pooling Balance Summary Report

Summary of benefits settlements sections have now been removed, but can still be found on the interest report

Daily Pool and Participant Summary Report

Multi Currency Daily Pool and Participant Summary Report

Notional Pool and Participant Detailed Report (new)

NEW detailed with pooling calculations including daily PTD Pool level summary, account/currency positions summary, final and individual tier level rates used for calculations, account Interest/Benefit accruals and posting information

Account Interest Statement

Multi Currency Pooling Account Interest Statement

Notional Pooling Account Interest Report

Report now includes Pool Summary Tax section and detailed tax breakdown for prior cycle back value interest adjustments

Notional Pooling Cash Forecast

Multi Currency Cash Forecast Report

Notional Pooling Cash Forecast Report

Report now includes cross-currency sweeps

Notional Pooling Base Rate Report

Notional Pooling Base Rate Report

No changes

N/A

Multi Currency Foreign Exchange Rates Report

Notional Pooling Foreign Exchange Rates Report

No changes

View these sample reports Notional Pooling Report guide to see the enhancements in action.

As a result of the migration to the new platform, there are a few changes to pooling narratives documented below.

  • Tag 61, Tag 86 and Tag 16 will now capture the transaction reference number with a new pre-fix ‘PXXX’ (except for pool setoff entries)
  • New platform will have the narratives in uppercase in Tag 16, 61 and 86
  • “P/D” or “B/O” indicator on MT940 is now removed

Channel

Narratives in existing platform

Narratives in new platform

MT940 Debit (version 1)

:61:2212011201DDXXXXXX,46NINTNONREF//USDXXXXXXXXX
Debit Interest -654
:86:BANK REF LPQXXXXXXXXXXXX INTEREST F OR ACC XXXXXXXXXX FOR PERIOD
11 01 2022 TO 11 30 2022

:61:2409030903DPXXXXX,85NINTNONREF//PXXXXXXXXXXXXX
Debit Interest -654
:86:BANK REF PXXXXXXXXXXXX INTEREST FOR ACC XXXXXXXXXX FOR PERIOD 0
8 27 2024 TO 09 02 2024

MT940 Debit (version 2)

:61:2504010401DRXX,92NINTREF UNAVAILABLE//NONREF
Debit Interest
:86:P/D-++, Bank Ref LPQXXXXXXXXXXXX INTEREST F OR ACC XXXXXXXXXX FOR
 PERIOD 03 01 2025 TO 03 31 2025

:61:2409030903DPXXXX,53NINTREF UNAVAILABLE//PXXXXXXXXXXXXX
Debit Interest
:86:BANK REF PXXXXXXXXXXXXX INTEREST FOR ACC XXXXXXXXXX FOR PERIOD 0
8 09 2024 TO 09 02 2024

MT940 Credit (version 1)

:61:2211011101CRXXXXXX,86NINTNONREF//EURXXXXXXXXX
Credit Interest -354
:86:BANK REF LPQXXXXXXXXXXXX INTEREST F OR ACC XXXXXXXXXX FOR PERIOD
10 01 2022 TO 10 31 2022

:61:2409030903CP645,68NINTNONREF//PXXXXXXXXXXXXX
Credit Interest -354
:86:BANK REF PXXXXXXXXXXXXX INTEREST FOR ACC XXXXXXXXXX FOR PERIOD 0
8 27 2024 TO 09 02 2024

MT940 Credit (version 2)

:61:2504010401CRXXXXX,98NINTREF UNAVAILABLE//NONREF
Credit Interest
:86:Bank Ref LPQXXXXXXXXXXXX INTEREST F OR ACC XXXXXXXXXX FOR PERIOD
03 01 2025 TO 03 31 2025

:61:2409010903CPXXXXXX,38NINTREF UNAVAILABLE//PXXXXXXXXXXXXX
Credit Interest
:86:BANK REF PXXXXXXXXXXXXX INTEREST FOR ACC XXXXXXXXXX FOR PERIOD 0
8 01 2024 TO 08 31 2024

MT940 Pool Benefit debit (version 1)

:61:2203010301DDXXX,32NCMNNONREF//USDXXXXXXXXX
Pooling Interest Debit -654
:86:POOL BEN REF XXXXXXXXXXXXXX XXXXXXXXXX FR:
 XXXXXXXXXX HONG KONG FOR 02 28  2022 LPQXXXXXXXXXXXX

:61:2409030903DPXXXXX,54NCMNNONREF//PXXXXXXXXXXXXX
Pooling Interest Debit -654
:86:POOL BEN REF XXXXXXXXXXXXXX FR: XXXXXXXXXX LONDON FOR 0
9 02 2024 PXXXXXXXXXXXXX

MT940 Pool Benefit debit (version 2)

:61:2504010401CR51666,20NCMNREF UNAVAILABLE//NONREF
Pooling Interest Debit
:86:Pool Ben Ref XXXXXXXXXXXXXX XXXXXXXXXXXXXX
To  XXXXXXXXXX  J.P. Morgan SE - Du For 03 31 2025 LPQXXXXXXXXXXXX

:61:2409030903DP747,18NCMNREF UNAVAILABLE// PXXXXXXXXXXXX
Pooling Interest Debit
:86:POOL BEN REF XXXXXXXXXXXXXX FR  XXXXXXXXXX  LONDON FOR 09 0
2 2024 PXXXXXXXXXXXX

MT940 Pool Benefit Credit (version 1)

:61:2212011201CD256532,20NCMNNONREF//USDXXXXXXXXX
Pooling Interest Credit -354
:86:POOL BEN REF XXXXXXXXXXXXXXX M CNP TO: XXXXXXXXXX LONDON FOR 02 28  2022 LPQXXXXXXXXXXXX

:61:2409030903CP142,09NCMNNONREF//PXXXXXXXXXXXXX
Pooling Interest Credit -354
:86:POOL BEN REF XXXXXXXXXXXXXX TO: XXXXXXXXXX LONDON FOR 0
9 02 2024 PXXXXXXXXXXXXX

MT940 Pool Benefit Credit (version 2)

:61:2504010401CR51542,20NCMNREF UNAVAILABLE//NONREF
Pooling Interest Credit
:86:Pool Ben Ref XXXXXXXXXXXXXX XXXXXXXXXXXXXX
To XXXXXXXXXX J.P. Morgan SE - Du For 03 31 2025 LPQXXXXX

:61:2410011001CP4345,51NCMNREF UNAVAILABLE// PXXXXXXXXXXXX

Pooling Interest Credit
:86:POOL BEN REF XXXXXXXXXXXXXX TO XXXXXXXXXX LONDON FOR 09 3 0 2024 PXXXXXXXXXXXXX

MT940 Account interest adjustment debit

:61:2207010701CP0,06NINTNONREF//GBPXXXXXXXXXX
Interest Adjustment Debit -659
:86:INTEREST DUE TO ITMS BACK VALUE TO  PRIOR INTEREST PERIOD 05 31 2
022 TO 06 30 2022

:61:2410011001DP10990,77NINTNONREF//PXXXXXXXXXXXXX
Interest Adjustment Debit -659
:86:INTEREST DUE TO ITMS BACK VALUE TO PRIOR INTEREST PERIOD 09 17 20
24 TO 09 23 2024

MT940 Account interest adjustment credit

:61:2210011001CD14,84NINTNONREF//AUDXXXXXXXXX
Corr of CR Interest -359
:86:INTEREST DUE TO ITMS BACK VALUE TO  PRIOR INTEREST PERIOD 08 31 2
022 TO 09 30 2022

:61:2410011001CP1968,61NINTNONREF//PXXXXXXXXXXXXX
Corr of CR Interest -359
:86:INTEREST DUE TO ITMS BACK VALUE TO PRIOR INTEREST PERIOD 09 17 20
24 TO 09 23 2024

MT940 Account benefit adjustment credit

:61:2209130913CD9308,14NCMNNONREF//SGDXXXXXXXXX
Pooling Interest Adj Credit -359
:86:POOL ADJUST REF XXXXXXXXXXXXXXXXXXXXXXXXXXX TO: XXXXXXXXXX SINGAPORE FOR 08 31  2022 LPQXXXXXXXXXXXX

:61:2410011001CP11532,01NCMNNONREF//PXXXXXXXXXXXXX
Pooling Interest Adj Credit -359
:86:POOL ADJUST REF XXXXXXXXXXXXXXXXXXTO: XXXXXXXXXX LONDON FO
R 09 09 2024 PXXXXXXXXXXXXX

BAI debit

16,654,XXXXXXXXX,S,XXXXXXXXX,0,0,,UNAVAILABLE/
88,REMARK=BANK REF LPQXXXXXXXXXXXX  INTER OR ACC XXXXXXXXXX FOR PERIOD 04 01 202
88,5 TO 04 30

16,654,6852585,0,PXXXXXXXXXXXXX,/
88,REMARK=BANK REF PXXXXXXXXXXXXX  INTEREST FOR ACC XXXXXXXXXX FOR PERIOD 08 27
88, 2024 TO 09 02 20 24

BAI Credit

16,354,XXXXXXXXX,S,XXXXXXXXXX,0,0,,UNAVAILABLE/
88,REMARK=BANK REF LPQXXXXXXXXXXXX INTER OR ACC XXXXXXXXXXX FOR PERIOD 04 01 202
88,5 TO 04 30

16,354,64568,S,64568,0,0,PXXXXXXXXXXXXX,XXXXXXXXXXX /
88,REMARK=BANK REF PXXXXXXXXXXXXX INTEREST FOR ACC XXXXXXXXXXX  FOR PERIOD 08 27
88, 2024 TO 09 02 20 24

BAI Pool Benefit Credit

16,354,XXXXXXXXX,S,XXXXXXXXX ,0,0,,UNAVAILABLE/
88,REMARK=POOL BEN REF XXXXXXXXXXXXXXXXXXXXXXXXXXX TO: XXX
88,XXXXXXX J.P. MORGAN SE FOR 04 30 2025 LPQXXXXXXXXXXXX

16,354,14209,S,14209,0,0,PXXXXXXXXXXXXX,XXXXXXXXXXX 2/
88,REMARK=POOL BEN REF XXXXXXXXXXXXXXXXXX TO: XXXXXXXXXX LONDON FOR 09 02
88, 2024 PXXXXXXXXXXXXX

For narrative impacts to net balance, drain and funding sweeps, please refer to the Physical Cash Concentration section.

For any other narrative related queries please reach out to your client service representative.

NP Calculation Impact

  • On the new platform, Notional Pooling calculations will use the latest J.P. Morgan managed rates for each date. Clients who have opted for Notional Pooling rates for Physical Cash Concentration Intercompany Lending will benefit from aligned rates across both products on any given date.
  • Back Valued re-execution of sweeps will apply the latest FX rates for each date. This enhancement ensures that the net pool balance will meet the client defined target balance, wherever applicable.

Interest / Benefit / Tax Settlement

  • Interest, Benefit and Tax will be settled / capitalized by the new platform on intraday basis instead of the end of day.

Migration Month Impact

  • For clients migrating on the scheduled migration date (the 1st of either August, September, October, or November), all interest and benefits will be calculated up to and including the last day of the preceding month and settled on the 1st calendar day of the migration month, regardless of any posting delays (such as cycle delays or negative benefit delays). The delayed settlement setup will apply starting from the month following the migration.

Check out this user Notional Pooling Migration Access Liquidity Solution Impact for more details.

Physical Cash Concentration

Existing single location single currency and cross-border single currency sweeps narratives will be updated.

Back value sweeps processed with a value date prior to the transition date will be based on the sweep configuration at the time of transition.

U.S. account numbers will be standardized to 15 digits, while international account numbers will be 10 digits (except accounts in the Brussels branch, which will be 12 digits).

Channel          Current Platform New Platform
Swift MT940 (Version 1)
:61: 2209300930DY500000, NCMZNONREF / / LPQXXXXXXXXXXXX
Sweep Debit – Zero Bal – 575
:86: SWEEP REF
TO: XXXXXXXXXX JPY SINGAPORE
FR: XXXXXXXXXX JPY TOKYO, JAPAN
<YYYY> LPQXXXXXXXXXXXX
TO: CR ACCOUNT NAME
FR: DR ACCOUNT NAME
:61: 2209300930DY11711342832, NCMZF726907 / / LPQXXXXXXXXXXXX
Sweep Debit – Zero Bal – 575
:86: SWEEP REF XXXXXXX TO: XXXXXXXXXX JPY SINGAPORE FR: XXXXXXXXXX JPY TOKYO, JAPAN <YYYY> LPQXXXXXXXXXXXX TO:  CR ACCOUNT NAME FR: DR ACCOUNT NAME
Swift MT940 (Version 2) :61:2210181018CR6608421,97NCMZNONREF//LPQXXXXXXXXXXXX
:86:BAI-275 Detail ZBA Credit++, SWEEP REF To XXXXXXXXXX INR Mumbai, India Fr XXXXXXXXXX INR Mumbai, India <YYYY> LPQXXXXXXXXXXXX To ACCOUNT NAME Fr ACCOUNT NAME AR
:61:2210181018CR6608421,97NCMZNONREF//LPQXXXXXXXXXXXX
:86:BAI-275 DETAIL ZBA CREDIT++, SWEEP REF TO XXXXXXXXXX INR MUMBAI, INDIA FR XXXXXXXXXX INR MUMBAI, INDIA <YYYY>  LPQXXXXXXXXXXXX TO ACCOUNT NAME FR ACCOUNT NAME AR
Swift MT940 Debit via Host-to-Host (Version 1)
:61:2210181018CR6608421,97NCMZNONREF//LPQXXXXXXXXXXXX
:86:BAI-575 Detail ZBA Debit; SWEEP REF To 1111111111 INR Mumbai, India Fr 9999999999 INR Mumbai, India <YYYY>  LPQXXXXXXXXXXXX To CR ACCOUNT NAME Fr DR ACCOUNT NAME
:61:2111291129DD946937,57NCMZ006301546044509//LPQXXXXXXXXXXXX
:86:BAI=575;YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111 INR MUMBAI FR: 9999999999 INR MUMBAI <YYYY>  LPQXXXXXXXXXX TO: CR ACCOUNT NAME FR: DR ACCOUNT NAME
Swift MT940 Debit via Host-to-Host (Version 2) :61:2403190319DD22720,06NCMZXXXXXXXX//LPQXXXXXXXXXXXX
:86:575;YOUR REF=ZERO BALANCING;REMARK=SWEEP REF TO: 111111111 GBP LONDON, UK FR: 999999999 GBP LONDON, UK,<YYYY> LPQXXXXXXXXXXXX
:61:2111291129DD946937,57NCMZ006301546044509//LPQXXXXXXXXXXXX
:86:BAI=575;YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111  GBP LONDON FR: 9999999999  GBP LONDON <YYYY>  LPQXXXXXXXXXX TO: CR ACCOUNT NAME FR: DR ACCOUNT NAME
Swift MT940 Credit via Host-to-Host (Version 1) :61:2210181018CR6608421,97NCMZNONREF//LPQXXXXXXXXXXXX
:86:BAI-275 Detail ZBA Credit; SWEEP REF To 1111111111 INR Mumbai, India Fr 9999999999 INR Mumbai, India <YYYY> LPQXXXXXXXXXXXX To CR ACCOUNT NAME Fr DR ACCOUNT NAME
:61:2111291129DD946937,57NCMZ006301546XXXXX//LPQXXXXXXXXXXXX
:86:BAI=275;YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111 INR MUMBAI FR: 9999999999 INR MUMBAI <YYYY>  LPQXXXXXXXXXX TO: CR ACCOUNT NAME FR: DR ACCOUNT NAME
Swift MT940 Credit via Host-to-Host (Version 2) :61:2403190319CM22720,06NCMZXXXXXXXX//LPQXXXXXXXXXXXX
:86:275;YOUR REF=ZERO BALANCING;REMARK=SWEEP REF TO: 1111111111 GBP LONDON, UK FR: 9999999999 GBP LONDON, UK <YYYY> LPQXXXXXXXXXXXX
:61:2111291129DD946937,57NCMZ006301546044509//LPQXXXXXXXXXXXX
:86:BAI=275;YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111 GBP LONDON FR: 9999999999 GBP LONDON <YYYY>  LPQXXXXXXXXXX TO: CR ACCOUNT NAME FR: DR ACCOUNT NAME
BAI Debit via Host-to-Host (Version 1)
16,575,520730,0,LPQXXXXXXXXXXXX,53700XXXXX/
88,PAYDET=SWEEP REFXYZTo: 1111111111 USD Mumbai, IndiaFr: 9999999999 USD Mumbai, I
88,ndia<YYYY> LPQXXXXXXXXXXXX
16,575,34012508,0,LPQXXXXXXXXXXXX,88300XXXXX/
88,YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111 USD MUMBAI F
88,R: 9999999999 USD MUMBAI <YYYY> LPQXXXXXXXXXXXX TO: ACC NAME 1 FR:
88,ACC NAME 2
BAI Debit via Host-to-Host (Version 2) 16,575,35656562,0,LPQXXXXXXXXXXX,769XXXXXXX/
88,YOUR REF=ZERO BALANCING,REMARK=SWEEP REF TO: 1111111111 GBP LONDON, UK FR: 0
88,999999999 GBP LONDON, UK <YYYY> LPQXXXXXXXXXXXX
16,575,34012508,0,LPQXXXXXXXXXXXX,8830XXXXX/
88,YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111 GBP LONDON F
88,R: 9999999999 GBP LONDON <YYYY> LPQXXXXXXXXXXXX TO: ACC NAME 1 FR:
88,ACC NAME 2
BAI Credit via Host-to-Host (Version 1) 16,275,37986990,S,37986990,0,0,LPQXXXXXXXXXXXX,883005XXXXX/
88,PAYDET=SWEEP REF XYZTo: 1111111111 USD SingaporeFr: 9999999999
88,USD Singapore<YYYY>LPQXXXXXXXXXXXX
16,275,37986990,S,37986990,0,0,LPQXXXXXXXXXXXX,88300XXXXX/
88,YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111 USD SINGAPORE F
88,R: 9999999999 USD SINGAPORE <YYYY> LPQXXXXXXXXXXXX TO: ACC NAME 1 FR:
88,ACC NAME 2
BAI Credit via Host-to-Host (Version 2) 16,275,35656562,S,35656562,0,0,LPQXXXXXXXXXXX,4138XXXXXX/
88,YOUR REF=ZERO BALANCING,REMARK=SWEEP REF TO: 1111111111 GBP LONDON, UK FR: 0
88,9999999999 GBP LONDON, UK <YYYY> LPQXXXXXXXXXXX
16,275,37986990,S,37986990,0,0,LPQXXXXXXXXXXXX,88300XXXXX/
88,YOUR REF=ZERO BALANCING,REMARK=SWEEP REF XYZ TO: 1111111111 GBP LONDON F
88,R: 9999999999 GBP LONDON <YYYY> LPQXXXXXXXXXXXX TO: ACC NAME 1 FR:
88,ACC NAME 2
CAMT/ISO Statement <RmtInf>
<Ustrd>REMARK=SWEEP REF TO: XXXXXXXXXX (CCY Branch)FR: XXXXXXXXXX (CCY Branch) YYYY LPQXXXXXXXXXXXX TO: (Branch) FR: (Branch)</Ustrd>
<Ustrd>;YOUR REF=ZERO BALANCING</Ustrd>
</RmtInf>
<RmtInf>
<Ustrd>YOUR REF=ZERO BALANCING;REMARK=SWEEP REF XXXXXXXXXXXX TO: XXXXXXXXXX (CCY Branch) FR: XXXXXXXXXX (CCY Branch) YYYY LPQ</Ustrd>
<Ustrd>XXXXXXXXXXXX TO: CR ACCOUNT NAME FR: DR ACCOUNT NAME</Ustrd>
</RmtInf>

The value for <YYYY> will be 'INTRACOMPANY' if the entity of the payer and beneficiary are the same, and 'INTERCOMPANY' if the entities are different.

Upon transitioning to the new platform, the customer legal name and address we have on file will display on your payment messages and transaction statements, including (but not limited to):

  • MT103
  • MT101
  • MT940
  • MT942
  • CAMT.53
  • CAMT.52
  • BAI2
  • BTR

To comply with payment standards and regulations, Multibank Sweeps will have a standardized Tag 70 line 4—resulting in a consolidated Third Party Bank name.

Existing sweeps narratives for single currency single location Just-In-Time Funding and single currency cross-border Just-In-Time Funding will see the following updates:

 

Just-In-Time Funding
Single Currency Single Location

Just-In-Time Funding
Single Currency Cross Border

Debit – BAI

16,699,<Amount>,0,LPQXXXXXXXXXXXX,F726907/
88,YOUR REF=XYZ,REMARK=JT TSFR REF XYZ TO: XXXXXXXXXX <CCY> <Branch ID> FR
88,: XXXXXXXXXX <CCY> <Branch ID> JPMREF LPQXXXXXXXXXXXX
16,699,<Amount>,0,LPQXXXXXXXXXXXX,R707868/
88,YOUR REF=XYZ,REMARK=JT TSFR REF XYZ
TO: XXXXXXXXXX <CCY>
88, <Branch ID> FR: XXXXXXXXXX <CCY> <Branch ID> JPMREF LPQXXXXXXXXXXXX

Credit – MT940

:61:YYMMDD1229DP2000,00NMSCF726907//LPQXXXXXXXXXXXX
Miscellaneous Debit -399
:86:JT TSFR REF XYZ TO: XXXXXXXXXX <CCY> <Branch ID> FR: XXXXXXXXXX<CCY> <Branch ID> JPMREF LPQXXXXXXXXXXXX

:61:YYMMDD1229DP2000,00NMSCF726907//LPQXXXXXXXXXXXX

Miscellaneous Debit -399

:86:JT TSFR REF XYZ TO: XXXXXXXXXX <CCY> <Branch ID> FR: XXXXXXXXXX<CCY> <Branch ID> JPMREF LPQXXXXXXXXXXXX 

Debit – MT940

:61:YYMMDD1229DP2000,00NMSCF726907//LPQXXXXXXXXXXXX
Miscellaneous Debit -699
:86:JT TSFR REF XYZ TO: XXXXXXXXXX <CCY> <Branch ID> FR: XXXXXXXXXX<CCY> <Branch ID> JPMREF LPQXXXXXXXXXXXX

:61:YYMMDD1229DP2000,00NMSCF726907//LPQXXXXXXXXXXXX

Miscellaneous Debit -699

:86:JT TSFR REF XYZ TO: XXXXXXXXXX <CCY> <Branch ID> FR: XXXXXXXXXX<CCY> <Branch ID> JPMREF LPQXXXXXXXXXXXX -

Existing Domestic Cross-currency Sweeps and Just-In-Time Funding narratives between the following locations will be impacted:

  • USD and SGD in J.P. Morgan Singapore branches/entities 
  • USD and AUD in J.P. Morgan Sydney branches/entities

And will undergo the following changes:

Channel

Current Platform

New Platform

MT940

:86: HDG-XXXXXXXXXX, TD-XXXXXX, B/O-/<ACC SHORTNAME>, BNF-<ACC SHORTNAME>, TEXT1-XXXXXX SWEEP REF XXXXXXX, TEXT2-TO: <ACC NUMBER> <CCY> <BRANCH>, <COUNTRY>, TEXT3-FR: <ACC NUMBER><CCY> <BRANCH>, <COUNTRY>, TEXT4-JFXREF LPQXXXXXXXXXX, PYMT-XXXX

:86: SWEEP REF XXXXXXX TO: <ACC NUMBER>  <CCY> <BRANCH> FR: <ACC NUMBER> <CCY> <BRANCH> JFXREF LPQXXXXXXXXXXXX
TO: XXXXXXXXXXXXXXXX <ENTITY NAME>
FR: XXXXXXXXXXXXXXXX <ENTITY NAME>

Intercompany reporting will experience the following enhancements:

Relocation of Intercompany reports
  • Navigate to Reports & Statements > Reports Inbox > Liquidity
  • Select the Filter button 

Liquidity Reports Inbox – Current

    — Product: Intercompany Loans
    — Source: Click relevant report

    Before Migration :XYZ report
    After Migration(or if a BV has impacted position before migration) : New XYZ report

Intercompany Loan amendment capabilities

You may now submit amendments for interest price points and tax codes at the entity level (previously at the individual loan level). Users entitled to intercompany loan amendments will see separate entry points to view and amend interest price points and tax codes. You must be entitled to all associated loans to amend the price point values. 

Check out this user guide (pages 29-47) for more details.

Please ensure to close out all loan amendments via Access before your migration date. If loan amendments are not closed out, the amendments will be rejected automatically and you will need to submit again.

Intercompany Loan Reporting and Access reporting enhancements

Report Name Key Changes
Loan Interest Activity Report The Summary Section will include net period-to-date balances
Contribution Summary Report The report will include information on interest accruals, which was previously included in a separate report (Interest Summary)
Loan Facility Report (previously called Counterparty Exposure report)
  • The report will contain data at per activity level rather than per day
  • This report can be generated per day instead of month-end only
  • This will also include a report on limit breaches
  • Contribution Detailed Report This is an additional report to track the whole loan lifecycle and will only available in .csv version
    Access reporting Visibility of interest and withholding tax information will be changing in the Liquidity Structures – Intercompany Revolving Loans view on Access

    If you receive Intercompany loan reports through email, the sender email and subject line will also change to the following:

    • Sender name: JPMorgan eStatement and eAdvice <notification@jpmchase.com>
    • Subject line: ${eciName} - Sweep Execution Activity Report LUX <Date> #secure#

    View these sample reports to see the enhancements in action.

    Intercompany narrative changes

    Existing intercompany loan narratives will undergo the following changes:

    Channel

    Current Platform

    New Platform

    Interest – BAI credit

    16,399,1694660855,S,1694660855,0,0,LPQXXXXXXXXXXXX,/
    88,REMARK=INTERCO I REF TO: XXXXXXXXXX <CCY> <Branch ID> FR: XXXXXXXXXX <CCY>
    88,<Branch ID> <YYYY> 5726 TO: <Account Name> FR: <Account Name>

    16,399,13647332,S,13647332,0,0,LPQXXXXXXXXXXXX,/
    88,YOUR REF=MISCELLANEOUS CREDIT,REMARK=INTERCO I REF TO: XXXXXXXXXX <CCY>
    88,<Branch ID> FR: XXXXXXXXXX<CCY><Branch ID> <YYYY> LPQXXXXXXXXXXXX

    Interest – BAI Debit

    16,699,3268830,0,LPQXXXXXXXXXXXX,/
    88,REMARK=INTERCO I REF TO: XXXXXXXXXX <CCY> <Branch ID> FR: XXXXXXXXXX <CCY>
    88,<Branch ID> <YYYY>4526 TO: <Account Name> FR: <Account Name>

    16,699,6296,0,LPQXXXXXXXXXXXX,/
    88,YOUR REF=MISCELLANEOUS DEBIT,REMARK=INTERCO I REF TO: XXXXXXXXXX
    88, <CCY> <Branch ID> FR: XXXXXXXXXX <CCY> <Branch ID> <YYYY> LPQXXXXXXXXXX

    Withholding Tax – BAI credit

    16,399,19,S,19,0,0,LPQXXXXXXXXXXXX,/
    88,YOUR REF=MISCELLANEOUS CREDIT,REMARK=WITHHOLDING TAX PARTICIPANTXXXXXXXXXX<CCY>
    88,<Branch> MASTERXXXXXXXXXX<CCY><Branch> INTERCO LPQXXXXXXXXXXXX TO: XXXXXXXX
    88,XX FR: XXXXXXXXXX

    16,399,1036,V,240901,1940,LPQXXXXXXXXXXXX,/

    88,YOUR REF=MISCELLANEOUS CREDIT,REMARK=WITHHOLDING TAX TO: XXXXXXXXXX

    88,<CCY> <Branch ID> FR: XXXXXXXXXX <CCY> <Branch ID> <YYYY> LPQXXXXXXXXXX  

    Withholding Tax – BAI Debit

    16,699,673,0,LPQXXXXXXXXXXXX,/
    88,YOUR REF=MISCELLANEOUS DEBIT,REMARK=WITHHOLDING TAX PARTICIPANTXXXXXXXXXX<CCY>
    88,<Branch> MASTERXXXXXXXXXX<CCY><Branch> INTERCO LPQXXXXXXXXXXXX TO: XXXXXXXXX
    88,X FR: XXXXXXXXXX

    16,699,1036,0,LPQXXXXXXXXXXXX,/
    88,YOUR REF=MISCELLANEOUS DEBIT,REMARK=WITHHOLDING TAX TO: XXXXXXXXXX <CCY>
    88,<Branch ID> FR: XXXXXXXXXX <CCY> <Branch ID> <YYYY> LPQXXXXXXXXXX

    Withholding Credit MT940

    :61:YYMMDD1001CR133,34NMSCNONREF//LPQXXXXXXXXXXXX
    Miscellaneous Credit -399
    :86:WITHHOLDING TAX PARTICIPANTXXXXXXXXXX<CCY><Branch> MASTERXXXXXXXX
    XX<CCY><Branch> INTERCO LPQXXXXXXXXXXXX TO: XXXXXXXXXX FR: XXXXXX
    XXXX

    :61:YYMMDD0801CP123,NMSCLATAM//LPQXXXXXXXXXXXX
    Miscellaneous Credit -399
    :86:WITHOLDING TAX REF TO: XXXXXXXXXX <CCY> <Branch>
    FR: XXXXXXXXXX <CCY> <Branch> <YYYY> LPQXXXXXXXXXXXX

    Withholding Debit MT940

    :61:YYMMDD1001DR133,34NMSCNONREF//LPQXXXXXXXXXXXX
    Miscellaneous Debit -699
    :86:WITHHOLDING TAX PARTICIPANTXXXXXXXXXX<CCY><Branch>  MASTERXXXXXXXX
    XX<CCY><Branch> INTERCO LPQXXXXXXXXXXXX TO: XXXXXXXXXX FR: XXXXXX
    XXXX

    :61: YYMMDD0801CP123,NMSCLATAM//LPQXXXXXXXXXXXX
    Miscellaneous Debit -699
    :86:WITHOLDING TAX REF TO: XXXXXXXXXX <CCY> <Branch>
    FR: XXXXXXXXXX <CCY> <Branch> <YYYY> LPQXXXXXXXXXXXX

    Interest Credit MT940

    :61:YYMMDD0902CP403,26NMSCNONREF// LPQXXXXXXXXXXXX

    Miscellaneous Credit -399

    :86:INTERCO I REF XXXX XXXXXXXX TO: XXXXXXXXXX <CCY> <Branch> FR: X

    XXXXXXXXX <CCY> <Branch> <YYYY>5764 TO: <Account Name>  FR:

    <Account Name>

    :61: YYMMDD0801CP123,NMSCNONREF//LPQXXXXXXXXXXXX
    Miscellaneous Credit -399
    :86: INTERCO I REF TO: XXXXXXXXXX <CCY> <Branch>
    FR: XXXXXXXXXX <CCY> <Branch> <YYYY> LPQXXXXXXXXXXXX

    Interest Debit MT940

    :61:YYMMDD0902DP3636,36NMSCNONREF// LPQXXXXXXXXXXXX

    Miscellaneous Debit -699

    :86:INTERCO I REF XXXX XXXXXXXX TO: XXXXXXXXXX <CCY> <Branch> FR: X

    XXXXXXXXX <CCY> <Branch> <YYYY>5765 TO: <Account Name> FR

      <Account Name>

    :61: YYMMDD0801CP123,NMSCnonref//LPQXXXXXXXXXXXX
    Miscellaneous Debit -699
    :86: INTERCO I REF TO: XXXXXXXXXX <CCY> <Branch>
    FR: XXXXXXXXXX <CCY> <Branch> <YYYY> LPQXXXXXXXXXXXX

    Intercompany Loan interest rates
    • Pre-migration, daily index rates (i.e., SOFR) are calculated based on the most recent available market rate (i.e., SOFR rate for interest calculation is Value Date-1)
    • Post-migration, the interest calculation will be adjusted to reflect the Value Date (VD) market rate. Ad-hoc (On-demand) reports will need to be generated to see the Value Date (VD) market rate and calculation
    • As migrations to the new platform occur intra-month, there may be impact within the same month whereby reporting will show Value Date-1 (pre-migration) and VD (post-migration). Please contact your J.P. Morgan representative with any questions

    MBS ICL BAI

    Debit - Interest Adj with Purpose Code

    16,699,1083171,0,9857346,LPQ796430505051/
    88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS>
    88,REC FROM=<BIC>  EXP: <BRANCH ID>
    88,REMARK=INTERCO I ADJ REF XYZ TO XXXXXXXXXXXX <CCY> FR
    88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>

    16,699,431982417,S,431982417,0,0,8536622,7630004013280001362239/
    88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME>
    88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address>
    88,REMARK=INTERCO I ADJ REF XYZ XXXXXXXXXX To XXXXXXXXXX
    88,[DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY>
    88,LPQXXXXXXXXXXXX

    Debit - Interest Adj Without Purpose Code 16,699,1083171,0,9857346,LPQ796430505051/
    88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS>
    88,REC FROM=<BIC>  EXP: <BRANCH ID>
    88,REMARK=INTERCO I ADJ REF XYZ TO XXXXXXXXXXXX <CCY> FR
    88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>
    16,699,431982417,S,431982417,0,0,8536622,7630004013280001362239/
    88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME>
    88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address>
    88,REMARK=INTERCO I ADJ
    88,REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX
    88,<CCY> <Branch> [EXT BANK SHORT NAME]  <YYYY> LPQXXXXXXXXXXXX
    Debit - Interest with Purpose Code 16,699,1083171,0,9857346,LPQ796430505051/
    88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS>
    88,REC FROM=<BIC>  EXP: <BRANCH ID>
    88,REMARK=INTERCO I REF XYZ TO XXXXXXXXXXXX <CCY> FR
    88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>
    16,699,431982417,S,431982417,0,0,8536622,7630004013280001362239/
    88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME>
    88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address>
    88,REMARK=INTERCO I REF XYZ XXXXXXXXXX To XXXXXXXXXX
    88,[DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY>
    88,LPQXXXXXXXXXXXX
    Debit - Interest without Purpose Code 16,699,1083171,0,9857346,LPQ796430505051/
    88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS>
    88,REC FROM=<BIC>  EXP: <BRANCH ID>
    88,REMARK=INTERCO I REF XYZ TO XXXXXXXXXXXX <CCY> FR
    88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>
    16,699,431982417,S,431982417,0,0,8536622,7630004013280001362239/
    88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME>
    88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address>
    88,REMARK=INTERCO I
    88,REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX
    88,<CCY> <Branch> [EXT BANK SHORT NAME]  <YYYY> LPQXXXXXXXXXXXX
    Debit - Payment with Purpose Code 16,699,1083171,0,9857346,LPQ796430505051/
    88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS>
    88,REC FROM=<BIC>  EXP: <BRANCH ID>
    88,REMARK=INTERCO P REF XYZ TO XXXXXXXXXXXX <CCY> FR
    88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>
    16,699,431982417,S,431982417,0,0,8536622,7630004013280001362239/
    88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME>
    88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address>
    88,REMARK=INTERCO P REF XYZ XXXXXXXXXX To XXXXXXXXXX
    88,[DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY>
    88,LPQXXXXXXXXXXXX
    Debit - Payment without Purpose Code 16,699,1083171,0,9857346,LPQ796430505051/
    88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS>
    88,REC FROM=<BIC>  EXP: <BRANCH ID>
    88,REMARK=INTERCO P REF XYZ TO XXXXXXXXXXXX <CCY> FR
    88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>
    16,699,431982417,S,431982417,0,0,8536622,7630004013280001362239/
    88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME>
    88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address>
    88,REMARK=INTERCO P
    88,REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX
    88,<CCY> <Branch> [EXT BANK SHORT NAME]  <YYYY> LPQXXXXXXXXXXXX
    Credit - Interest Adj with Purpose Code 16,399,1083171,0,9857346,LPQ796430505051/
    88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS>
    88,REC FROM=<BIC>  EXP: <BRANCH ID>
    88,REMARK=INTERCO I ADJ REF XYZ TO XXXXXXXXXXXX <CCY> FR
    88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>
    16,399,431982417,S,431982417,0,0,8536622,7630004013280001362239/
    88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME>
    88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address>
    88,REMARK=INTERCO I ADJ REF XYZ XXXXXXXXXX To XXXXXXXXXX
    88,[DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY>
    88,LPQXXXXXXXXXXXX
    Credit - Interest Adj Without Purpose Code 16,399,1083171,0,9857346,LPQ796430505051/
    88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS>
    88,REC FROM=<BIC>  EXP: <BRANCH ID>
    88,REMARK=INTERCO I ADJ REF XYZ TO XXXXXXXXXXXX <CCY> FR
    88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>
    16,399,431982417,S,431982417,0,0,8536622,7630004013280001362239/
    88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME>
    88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address>
    88,REMARK=INTERCO I ADJ
    88,REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX
    88,<CCY> <Branch> [EXT BANK SHORT NAME]  <YYYY> LPQXXXXXXXXXXXX
    Credit - Interest with Purpose Code 16,399,1083171,0,9857346,LPQ796430505051/
    88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS>
    88,REC FROM=<BIC>  EXP: <BRANCH ID>
    88,REMARK=INTERCO I REF XYZ TO XXXXXXXXXXXX <CCY> FR
    88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>
    16,399,431982417,S,431982417,0,0,8536622,7630004013280001362239/
    88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME>
    88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address>
    88,REMARK=INTERCO I REF XYZ XXXXXXXXXX To XXXXXXXXXX
    88,[DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY>
    88,LPQXXXXXXXXXXXX
    Credit - Interest without Purpose Code 16,399,1083171,0,9857346,LPQ796430505051/
    88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS>
    88,REC FROM=<BIC>  EXP: <BRANCH ID>
    88,REMARK=INTERCO I REF XYZ TO XXXXXXXXXXXX <CCY> FR
    88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>
    16,399,431982417,S,431982417,0,0,8536622,7630004013280001362239/
    88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME>
    88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address>
    88,REMARK=INTERCO I
    88,REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX
    88,<CCY> <Branch> [EXT BANK SHORT NAME]  <YYYY> LPQXXXXXXXXXXXX
    Credit - Payment with Purpose Code 16,399,1083171,0,9857346,LPQ796430505051/
    88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS>
    88,REC FROM=<BIC>  EXP: <BRANCH ID>
    88,REMARK=INTERCO P REF XYZ TO XXXXXXXXXXXX <CCY> FR
    88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>
    16,399,431982417,S,431982417,0,0,8536622,7630004013280001362239/
    88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME>
    88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address>
    88,REMARK=INTERCO P REF XYZ XXXXXXXXXX To XXXXXXXXXX
    88,[DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY>
    88,LPQXXXXXXXXXXXX
    Credit - Payment without Purpose Code 16,399,1083171,0,9857346,LPQ796430505051/
    88,ORIG AMT=<CCY><Amount>,YOUR REF=LPQXXXXXXXXXXXX,B/O CUSTOMER=/XXXXXXXXXXXX <BRANCH ADDRESS>
    88,REC FROM=<BIC>  EXP: <BRANCH ID>
    88,REMARK=INTERCO P REF XYZ TO XXXXXXXXXXXX <CCY> FR
    88,XXXXXXXXXX <CCY> <Branch ID> <YYYY><BranchRef>
    16,399,431982417,S,431982417,0,0,8536622,7630004013280001362239/
    88,ORIG AMT=<Amount>,YOUR REF=LPQXXXXXXXXXXXX,PAID TO=<EXTERNAL BANK NAME>
    88,<BRANCH ID>,BENEFICIARY=XXXXXXXXXXXXXXXXXX <Branch Address>
    88,REMARK=INTERCO P
    88,REF XYZ TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX
    88,<CCY> <Branch> [EXT BANK SHORT NAME]  <YYYY> LPQXXXXXXXXXXXX

    MBS ICL MT940

    Debit - Interest Adjustment with Purpose Code :61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086   00207
    Miscellaneous Debit -699
    :86:/OCMT/<CCY><Amount>/
    PD INTERCO I ADJ REF XYZ TO  XXXXXXXXXXXX <CCY> FR
    XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>
    :61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072   00207
    Miscellaneous Debit -699
    :86:/OCMT/<Amount>/
    PD INTERCO I ADJ REF XYZ XXXXXXXXXX To XXXXXXXXXX
    [DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY>
    LPQXXXXXXXXXXXX
    Debit - Interest Adjustment Without Purpose Code :61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086   00207
    Miscellaneous Debit -699
    :86:/OCMT/<CCY><Amount>/
    PD INTERCO I ADJ REF XYZ TO  XXXXXXXXXXXX <CCY> FR
    XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>
    :61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072   00207
    Miscellaneous Debit  -699
    :86:/OCMT/<Amount>/
    PD INTERCO I ADJ REF XYZ
    TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch>
    [EXT BANK SHORT NAME]  <YYYY> LPQXXXXXXXXXXXX
    Debit - Interest with Purpose Code :61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086   00207
    Miscellaneous Debit -699
    :86:/OCMT/<CCY><Amount>/
    PD INTERCO I ADJ REF XYZ TO  XXXXXXXXXXXX <CCY> FR
    XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>
    :61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072   00207
    Miscellaneous Debit  -699
    :86:/OCMT/<Amount>/
    PD INTERCO I REF XYZ
    XXXXXXXXXX To XXXXXXXXXX
    [DR PURPOSE CODE] [CR PURPOSE CODE]
    [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
    Debit - Interest without Purpose Code :61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086   00207
    Miscellaneous Debit -699
    :86:/OCMT/<CCY><Amount>/
    PD INTERCO I REF XYZ TO  XXXXXXXXXXXX <CCY> FR
    XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>
    :61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072   00207
    Miscellaneous Debit  -699
    :86:/OCMT/<Amount>/
    PD INTERCO I REF XYZ
    TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch>
    [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
    Debit - Payment with Purpose Code :61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086   00207
    Miscellaneous Debit -699
    :86:/OCMT/<CCY><Amount>/
    PD INTERCO P REF XYZ TO  XXXXXXXXXXXX <CCY> FR
    XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>
    :61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072   00207
    Miscellaneous Debit  -699
    :86:/OCMT/<Amount>/
    PD INTERCO P REF  XYZ
    XXXXXXXXXX To XXXXXXXXXX
    [DR PURPOSE CODE] [CR PURPOSE CODE]
    [EXT BANK SHORT NAME] <YYYY>LPQXXXXXXXXXXXX
    Debit - Payment without Purpose Code :61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086   00207
    Miscellaneous Debit -699
    :86:/OCMT/<CCY><Amount>/
    PD INTERCO P REF XYZ TO  XXXXXXXXXXXX <CCY> FR
    XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>
    :61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072   00207
    Miscellaneous Debit  -699
    :86:/OCMT/<Amount>/
    PD INTERCO P REF  XYZ
    TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch>
    [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
    Credit - Interest Adjustment with Purpose Code :61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086   00207
    Miscellaneous Credit -399
    :86:/OCMT/<CCY><Amount>/
    PD INTERCO I ADJ REF XYZ TO  XXXXXXXXXXXX <CCY> FR
    XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>
    :61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072   00207
    Miscellaneous Credit -399
    :86:/OCMT/<Amount>/
    PD INTERCO I ADJ REF XYZ XXXXXXXXXX To XXXXXXXXXX
    [DR PURPOSE CODE] [CR PURPOSE CODE] [EXT BANK SHORT NAME] <YYYY>
    LPQXXXXXXXXXXXX
    Credit - Interest Adjustment Without Purpose Code :61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086   00207
    Miscellaneous Credit -399
    :86:/OCMT/<CCY><Amount>/
    PD INTERCO I ADJ REF XYZ TO  XXXXXXXXXXXX <CCY> FR
    XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>
    :61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072   00207
    Miscellaneous Credit -399
    :86:/OCMT/<Amount>/
    PD INTERCO I ADJ REF XYZ
    TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch>
    [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
    Credit - Interest with Purpose Code :61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086   00207
    Miscellaneous Credit -399
    :86:/OCMT/<CCY><Amount>/
    PD INTERCO I REF XYZ TO  XXXXXXXXXXXX <CCY> FR
    XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>
    :61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072   00207
    Miscellaneous Credit -399
    :86:/OCMT/<Amount>/
    PD INTERCO I REF XYZ
    XXXXXXXXXX To XXXXXXXXXX
    [DR PURPOSE CODE] [CR PURPOSE CODE]
    [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
    Credit - Interest without Purpose Code :61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086   00207
    Miscellaneous Credit -399
    :86:/OCMT/<CCY><Amount>/
    PD INTERCO I REF XYZ TO  XXXXXXXXXXXX <CCY> FR
    XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>
    :61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072   00207
    Miscellaneous Credit -399
    :86:/OCMT/<Amount>/
    PD INTERCO I REF XYZ
    TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch>
    [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
    Credit - Payment with Purpose Code :61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086   00207
    Miscellaneous Credit -399
    :86:/OCMT/<CCY><Amount>/
    PD INTERCO P REF XYZ TO  XXXXXXXXXXXX <CCY> FR
    XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>
    :61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072   00207
    Miscellaneous Credit -399
    :86:/OCMT/<Amount>/
    PD INTERCO P REF  XYZ
    XXXXXXXXXX To XXXXXXXXXX
    [DR PURPOSE CODE] [CR PURPOSE CODE]
    [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX
    Credit - Payment without Purpose Code :61:YYMMDD1002DD4835,71NMSCLPQXXXXXXXXXX//2611086   00207
    Miscellaneous Credit -399
    :86:/OCMT/<CCY><Amount>/
    PD INTERCO P REF XYZ TO  XXXXXXXXXXXX <CCY> FR
    XXXXXXXXXX <CCY> <BRANCH ID> <YYYY><BranchRef>
    :61:YYMMDD1119DD21370,05NCMZLPQXXXXXXXXXXXX//5422072   00207
    Miscellaneous Credit -399
    :86:/OCMT/<Amount>/
    PD INTERCO P REF  XYZ
    TO: XXXXXXXXXX <CCY> <Branch> FR: XXXXXXXXXX <CCY> <Branch>
    [EXT BANK SHORT NAME] <YYYY> LPQXXXXXXXXXXXX