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A uniquely elevated private banking experience shaped around you.
Whether you want to invest on your own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
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From startups to legacy brands, you're making your mark. We're here to help.
Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.
Prepare for future growth with customized loan services, succession planning and capital for business equipment.
Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
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A uniquely elevated private banking experience shaped around you.
Whether you want to invest on you own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
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We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.
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In today’s world, the consumption of goods and services is fundamentally mismatched with how people are paid their income.
A real-time, on-demand, connected commerce ecosystem has emerged across multiple industries, while many consumers are still compensated in deferred, fixed-payroll cycles. For segments of the population that do not have substantial savings, this is leading to intra-month cash flow challenges at a time when the cost of living is rising faster than real wages.
Earned wage access is a win-win for employees and employers. For employers it offers a competitive benefit to help retain employees amid a tight labor market, while employees receive access to a flexible and sustainable tool to managing their finances.
Yousif Mohammed
Head of Trends & Advisory EMEA and Global ESG Lead, J.P. Morgan Payments
Regional drivers in EMEA
UK and Western Europe
Sub-Saharan Africa
Central and Eastern Europe
Middle East and North Africa
EWA might be utilized as a necessity by some, while providing optionality for others; but what our report finds consistently across the board is that payments can serve as a key source of social value to not only the individuals, but the wider communities they support when embedded within the broader ecosystem.
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The views and opinions expressed herein are those of the author and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information’s accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such.
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