Providing optimal products and solutions for your payment needs.
You want to increase sales and your online customers want to securely pay however and whenever they like. We help simplify and secure the transaction process and make integration seamless.
Keeping up with the latest advancements in technology is no easy feat, but with J.P. Morgan as your partner, you don't have to. We offer a full spectrum of connectivity options to support your card processing needs.
Supporting transactions from authorisation to settlement.
You don't want to turn away customers because you can't support their preferred payment methods. With J.P. Morgan, you get access to a range of payment methods allowing your consumers to pay through the most popular methods available.
Payment acceptance can be complex and costly. Fee increases, inflexible rules and regulations, and fragmented payment structures can make it difficult to predict and manage operational costs over time. That's why we offer ChaseNetSM for our U.S. domiciled customers, Chase's processing platform for Chase-branded Visa credit or signature debit card transactions. With ChaseNetSM, payments are processed directly by Chase, which can generate real value for your business through simplified and predictable pricing.
Depending on your business size and location in the U.S., ChaseNetSM can deliver the following benefits:
As your business grows, so do the demands on your payments system. Global expansion increases the potential for treasury fragmentation and complexity. Many businesses need to accept foreign currencies both to expand their global presence and increase sales potential. As a leading provider of payment, fraud and data security solutions, J.P. Morgan is capable of authorising transactions in more than 130 currencies.
We offer a single-source secure system that enables you to manage growing volumes and accept payments from around the world.
In addition to the United States and Canada, we provide international payment solutions for clients domiciled in 22 European countries.
1 © 2017 JCB International Credit Card Co., Ltd.
Increase operational efficiencies with our enhanced services capabilities. Reduce the need for manual processes, while improving your security and your customer's experience.
Helping to protect against breaches and combatting fraud.
No matter what your business, these days payment fraud is a consideration. So how do you retain legitimate sales while preventing fraudulent transactions? Using fraud prevention strategies can help save both your reputation and your bottom line.
Our fraud solutions fully integrate with your payment processing, providing greater visibility into sophisticated fraud patterns. Advanced capabilities include proxy piercing and geolocation, which can pinpoint a transaction's origin in real-time, and dynamic order linking, which can analyse orders for fraudulent characteristics.
Our fraud solutions can help your business minimise lost sales and the associated costs of combating fraud—including time-consuming manual transaction analysis.
Encryption can be a cost-effective solution for your data security and Payment Card Industry (PCI) compliance needs. It greatly reduces the effects of a compromise by protecting your customer card data at the moment a card number is captured.
Vulnerable card data is not stored on your network—providing true security and peace of mind. If you experience a breach, encrypted payment data is of no use to identity thieves. The entire process is seamless and invisible to your customers who use their cards to pay for goods and services.
Page encryption may help you reduce the burden of managing cardholder data security. It securely captures data in your customer's browser, so that it doesn't enter your network.
Page encryption often requires minimal modifications to your existing software and databases prior to deployment. In addition, rather than sending purchasers to a third-party site for encryption, our solution enables you to maintain control of your brand throughout the purchasing experience.
Tokenisation replaces your customer's payment account data with a token (a value that cannot be converted back to card or account information within your network). The token functions within your internal systems just as the actual card number would. Unlike other tokenisation solutions on the market today, our service removes your responsibility for maintaining the token database, since we manage it for you.
This means that you can:
Insights to optimise and understand your business.
Receive web-based access to the information your business needs. Get quick access to your transaction data 24/7, advanced web-based reporting and an online chargeback management interface and optional fraud management tools. Our optional customisable fraud management tools also incorporate robust analytics and expansive datasets to deliver greater accuracy while reducing manual reviews. Use the data to manage your bottom line and make more informed decisions about your payments processing now and in the future.
Have constant access to your financial and transaction data, and up to six months of historical information available at any time. Our advanced transaction history search capabilities help you quickly obtain the detailed information you need to manage your business.
Reduce the time and effort it takes to respond to chargebacks and retrieval requests with our online chargeback management system. We post all chargebacks and retrieval requests to your interface, which lets you accept or reject chargebacks, upload supporting documents or assign cases to your chargeback analysts. Plus, you can track the status of all chargebacks and measure the efficiency of your chargeback processes and personnel.
This tool is available via our online reporting suites, and is accessible 24 hours-a-day.
If you have a technical issue or a question about your merchant account, please call your Relationship Manager directly.
Alternatively, call our merchant support team on:
Further information is available at any time through your Paymentech Online account.
Securely manage online, telephone, or mail order payments with Orbital® Virtual Terminal including card authorisations, settlements or refunds.
Paymentech Online allows eCommerce merchants access to in-depth financial analysis 24 hours a day.
This self-service portal makes it quick and easy to integrate your applications with J.P. Morgan APIs and SDKs. Start your build and test it in the Developer Center.