We no longer support this browser. Using a supported browser will provide a better experience.
Please update your browser.
Agency Lending
Fannie Mae® and Freddie Mac multifamily lending solutions to fit unique financing needs
Our efficient process and exceptional client service can help you get the best Agency loan for your affordable or market-rate multifamily property. Agency Lending clients also benefit from:
Seamless integration
Agency Lending’s Fannie Mae and Freddie Mac conventional multifamily loan options work seamlessly with our Commercial Real Estate products and financing solutions. The breadth of these offerings provides you with flexibility to find the right combination for your unique real estate needs.
Lasting relationships
Benefit from working with a multifamily lender that’s focused on building long-term relationships, not just closing loans. Drawing on local market knowledge, our experienced Agency Lending experts can identify and assist with your business needs.
Firmwide resources
By working with JPMorgan Chase Agency Lending, you can access a range of end-to-end financial solutions from across the firm—including refinancing existing debt and financing new acquisitions. Our range of resources allows us to help your real estate business thrive throughout the economic cycle.
Part of our suite of end-to-end financial solutions, Agency Lending can be a useful tool for multifamily borrowers across the firm, including Commercial Real Estate, Corporate & Investment Bank, Private Bank clients and more.
Related products and services
JPMorgan Chase offers best-in-class financing and treasury solutions to support a broad range of corporations, institutions, governments and real estate investors.
Nationwide, we deliver a broad suite of lending and credit solutions through GSE relationships to complement our financing options. As one of the industry's largest multifamily lenders, we consistently deliver these solutions with speed, ease and certainty of execution.
Josh Seiff, Managing Director of GSE Agency Lending
FAQs
An agency lender is a corporation licensed by Government Sponsored Enterprises (GSEs) to originate and service mortgage loans on GSEs’ behalf. JPMorgan Chase is a licensed Fannie Mae and Freddie Mac agency lender.
The biggest difference is that agency loans are guaranteed by a GSE. JPMorgan Chase’s bank loans are backed by the firm’s fortress balance sheet.
Typically, you’ll find out 30 days into the process before receiving final loan approval.
Fannie Mae and Freddie Mac loans typically close within 60 days.
Yes. Timing to rate lock can be shorter with a streamlined rate lock but should be discussed upfront with your Agency Lending Team.
© 2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. Visit for disclosures and disclaimers related to this content.
Connect with a banker
icon
Loading...
You're now leaving J.P. Morgan
J.P. Morgan’s website and/or mobile terms, privacy and security policies don’t apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. J.P. Morgan isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the J.P. Morgan name.