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Treasury and Payments

Improve your working capital, reduce fraud and minimize the impact of unexpected disruptions with our treasury solutions—from digital portals to integrated payables and receivables—all designed to make your operations smoother and more efficient.

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Credit and Financing

Prepare for future growth with customized loan services, succession planning and capital for business equipment or technology.

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Commercial Real Estate

Get the strategic support to be successful throughout market and real estate cycles with insights, hands-on service, comprehensive financial solutions and unrivaled certainty of execution.

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International Banking

Global opportunities mean global challenges. But real success means understanding the local markets you serve—which is why we bring the business solutions, insights and market perspective you need. 

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News

Melissa Smith Debunks Myths About Starting a Business

In this video interview with ChedHER, Melissa Smith, Head of Specialized Industries for Middle Market Banking, breaks down the myths that prevent entrepreneurs from launching their businesses—and discusses how J.P. Morgan is building a dedicated ecosystem around innovative new companies.


In today’s economy, startups are growing at a faster clip and basic banking needs can quickly turn complex as companies scale and grow more sophisticated, especially for companies in technology, disruptive commerce and life sciences. J.P. Morgan is building an ecosystem around high-growth companies in the Innovation Economy, with dedicated teams of bankers that help startups grow and scale from opening a bank account on day one to expanding internationally to a potential IPO and beyond—as well as providing connectivity to the firm’s network and venture capital community.

Companies in the innovation economy that are growing and scaling very rapidly face unique challenges and have unique needs. So we’ve carved out a dedicated team of bankers that have not only industry expertise, but also are very fluent in what those unique needs are.

Melissa Smith, Head of Specialized Industries, Middle Market Banking

Key points:

  • Startups in the innovation economy face unique needs and challenges, which J.P. Morgan is working to address
  • Myths about starting a business include: you need a full business plan to get started, there’s a perfect time to start, and founders should be working around the clock
  • Women, minority and veteran-owned businesses get a disproportionately small share of VC funding; J.P. Morgan is working to change that with both the capital and technical assistance they need to grow
Video

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