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Virtual Account Management

A Single Platform to Guide Your Cash Management Strategy

Create and operate virtual account structures that mirror your organization. Improve cash visibility, optimize liquidity, and reduce reliance on physical accounts.

Achieve Unparalleled Visibility, Efficiency, and Control


How it works – Overview
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Visualize your entire cash picture, make decisions in real time, and gain insights that drive critical business decisions.

Track all transaction activity from one account, around the globe and around the clock. Free up resources by reducing the administrative burdens of manual reconciliation and running multiple physical accounts.

Integrate virtual structures with existing liquidity solutions to optimize your in-house bank models and streamline processes.

Detailed account balance, transaction, and multi-level, multi-channel reporting to effectively support strategy and meet organizational needs.


Make it Simple to Manage Your Entire Cash Picture




Centralized Cash Management

Manage your cash with ease across entities. Drive efficiencies across payments, receipts, and liquidity.

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Flexible Reporting that Mirrors your Business

Streamline reporting and ease of reconciliation to drive enhanced decision making at treasury, entity or operational levels.

Flexible Reporting
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Integrate virtual structures with existing liquidity solutions to optimize your in-house bank models and streamline processes.

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Self Administration

 A simple, convenient way to access, visualize and modify your virtual account structures online


  • Easily customize your account structures from a single portal
  • Visualize your structures via diagrammatic view to take effective action
  • Review dashboard, add/modify virtual accounts


A Customizable Set of Capabilities that Drives Results


Live globally across 11 locations and major financial centers

Supports multi-entity VAM structures that enable your in-house banking and payment factory organizations

Available in 30+ currencies 

Integrates with JPM Liquidity Solutions including notional pooling, physical cash concentration, and multi-bank sweeps

Multi-level virtual account structure and reporting across multiple channels

Proprietary solution built entirely in-house that can support large scale structures

Learn more about our Virtual Account Management solution.



Unlock the Advantage


Discover how we deliver exceptional value across the entire payments continuum.

Speak with your J.P. Morgan representative today.

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