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J.P. Morgan WalletTM
Real-time Virtual Sub-ledgers
Scalable e-commerce solutions
Streamline and scale
Create efficiency by integrating complex processes to deliver a unified, streamlined experience at scale.
Give customers and suppliers the power of choice with on-demand payment options across multiple payment types.
See payment flows in real time for instant reconciliation, all within your existing platforms.
Reward and retain
Deepen customer loyalty with programs that incentivize them to keep their funds in your ecosystem.
Discover how real-time sub-ledgers can work for your business
Reconcile payments across multiple currencies and regions with ease. See how key industries and
organizations have benefited from our automated, infinitely scalable sub-ledgering solution.
Built for all your e-commerce needs, with your customer at the center
Maintain hundreds of millions of virtual sub-ledgers with a single account.
Pay your counterparties across multiple payment types, in 170+ countries and 120+ currencies, 24/7/365.
Leverage single integration into multiple payment rails, treasury platforms and reporting systems.
Enable counterparties to use earned incentives to purchase from you, as well as transfer balances to their bank account.
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