Add an Extra Level of Security to Sensitive Payment Data with Tokenization
Protect your customer’s payment data by replacing card account information with a token. By doing so you’ll avoid storing sensitive details that could be targeted by hackers.
How Tokenization and Encryption Work Together
Card-present transactions
Customer’s card data is encrypted and formatted at the point of sale.
An algorithm reformats the data so the POS system processes it in the same manner as previously unencrypted data.
Encrypted data is transmitted to our system, decrypted and processed through the payment brand networks.
We reply with a token for future use.
Card-not-present transactions
Customer purchases from your website.
Data encrypted within your website.
Our server decrypts card data to process payment.
We reply with a token for future use.
Key Benefits
- Help protect customer payment data from fraud both within and outside your network.
- Reduce the risk of card data exposure in the event of a data breach.
- Minimize the impact of Payment Card Industry (PCI) scope by not storing and transmitting cardholder data.
- Maintain business processes that rely on cardholder data.
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Unlock the power of Hosted Payment solutions
Learn how we deliver exceptional security for eCommerce by contacting your J.P. Morgan representative today.