J.P. Morgan ChaseNet® 

Discover simplified and predictable payment pricing you can count on.

See how the benefits add up

  • Gain deeper insights

    Take action on insights gained from payments data

    View all J.P. Morgan financial management solutions in one place with our integrated reporting system

  • Control costs easily

    Create full visibility over processing costs with transparent and predictable pricing

    Unlock simplified pricing structure via a single rate 

  • Operate efficiently

    Take advantage of a closed-loop system that combines our scale and payment expertise

    Integrate easily, with no custom development required

Get a single rate for U.S. Chase-issued Visa credit and debit card transactions, eliminating the need for separate communications with the acquirer, payment network and card issuer1

One rate. All the savings.

Take advantage of our simplified pricing structure

The ChaseNet Merchant Discount Rate (MDR) is a single rate (% of volume and fees on transactions) that replaces the interchange, network fees and processing fees on transactions flowing through VisaNet. This rate is periodically adjusted based on increases / decreases to network-set rates and card mix over time. 

Compare the savings to the complex and frequently changing cost of VisaNet


  • Assessed to compensate issuer for the risk and cost of a card transaction
  • ~90–95% share of total cost

Network Fees

  • Assessed for the use of their network
  • ~5–9% share of total cost

Processing fees

  • Assessed for coordinating authorization, settlement, chargebacks, reporting and customer service
  • ~3% share of total cost

Some variable costs of VisaNet are substituted by ChaseNet variable costs in the closed-loop system

Count on the #1 overall U.S. merchant acquirer2


Merchant processing volume in 20203


In total U.S. creditcard sales volume and outstandings3


U.S. credit card Issuerbased on sales andoutstandings3


U.S. households do business with Chase

Contact your J.P. Morgan representative today.


Related insights



ChaseNet applies only to U.S. Chase-issued Visa debit and credit transactions


Nilson Report, Issue 1193, March 2021


JPMorgan Chase & Co. 2020 Annual Report