J.P. Morgan Payments has been recognized as a leader in artificial intelligence (AI) innovation, winning three categories in The Digital Banker’s Global AI Innovation Awards. The firm’s Turbo solution was honored as the Best AI Payments InitiativeBest AI Powered Platform for Payments, and Best AI Transformation Initiative in Payments.

Turbo, developed by J.P. Morgan Payments’ Testing Innovation and Intelligence (TII) organization within Payments Technology, is an AI-powered tool that automates payment system testing across multiple products and platforms. This internally developed, AI-powered platform helps J.P. Morgan Payments better deliver for clients by leveraging large language models, transforming natural language requirements into precise test scenarios, and reducing testing cycles.

Additional features of the Turbo platform include enhanced requirement parsing, automated test data generation, and retrieval-augmented context, further boosting accuracy and scalability.

At J.P. Morgan Payments, we’re always looking for ways to use AI to make our work smarter and faster—whether it’s helping our teams make quicker decisions, streamlining day-to-day tasks, or opening up new opportunities for our clients. Tools like Turbo have played a big role in helping us process over $10 trillion in payments every day1, making us more efficient and raising the bar for what’s possible in our industry.

Read more about the award win and Turbo in The Digital Banker Magazine. To learn more about technology at J.P. Morgan Payments, check out the check out the “Blueprint for Innovation: Inside the CIO’s Playbook”  Pay It Forward podcast episode featuring Sri Shivananda, Global Head of Technology, and our recent Tearsheet Payment Technology Provider of the Year win.

References

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J.P. Morgan Investor Day, 2025, Firm Overview