We are providing important information from the Payment Brands regarding changes to operating rules, fees, compliance requirements, and other industry updates that may impact your processing account. You’ll see recent and upcoming changes.

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For additional Payment Brand related information, please visit the relevant Payment Brand website.

The information herein includes summaries of select changes, and the changes summarized here are subject to modification by Visa®, Mastercard®, American Express®, UnionPay®, Diners®, JCB®, RuPay® and Discover® at any time. This document was prepared for informational use only and does not substitute for Visa®, Mastercard®, American Express®, UnionPay®, Diners®, JCB®, RuPay® and Discover® release documentation, or as a substitute for technical/coding specifications. Should there be a conflict between the information contained herein and the actual Visa®, Mastercard®, American Express®, and Discover® release documentation or technical/coding specifications, the latter will govern. To ensure you are aware of all requirements applicable to you, the merchant, you are reminded to review all documentation in its entirety. Information in this document has been obtained from sources believed to be reliable, but neither J.P. Morgan nor any of its affiliates warrant the completeness or accuracy of the information contained herein. If you have franchisees or sub-merchants, they may not be receiving payment brand updates from us. You are responsible for communicating these financial impacts and process changes to your franchisees or sub-merchants.

JPMorgan Chase Bank, N.A. Member FDIC.

JPMorgan Chase Bank, N.A., organized under the laws of U.S.A. with limited liability.

©2023 JPMorgan Chase & Co. All rights reserved. The statements herein are confidential and proprietary and not intended to be legally binding. Not all products and services are available in all geographical areas. Visit jpmorgan.com/paymentsdisclosure for further disclosures and disclaimers related to this content.