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For today’s merchants, fraud prevention is a top priority. At J.P. Morgan, our focus is on minimizing hurdles businesses face when protecting their e-commerce transactions against bad actors. With that in mind, we’re advancing our investment in Commerce Solutions to help ensure merchants find everything payments-related in one unified platform. As part of this initiative, we're investing in a new Optimization and Protection solution: Fraud Intelligence1. It’s quick to activate and easy to use, requiring no additional integration to get started.
“Fraud detection and prevention is hard and time consuming,” said Ryan Schmiedl, Managing Director of Trust & Safety Solutions at J.P. Morgan. “We’re focused on delivering the easy-to-use protection our clients need, with the reputation and reliability they can trust.”
Ryan Schmiedl,
Managing Director of Trust & Safety Solutions at J.P. Morgan
As e-commerce shopping experiences extend across channels, including mobile apps and social media, merchants continue to see escalating fraud attempts on their businesses. U.S. card-not-present (CNP) fraud losses from online transactions will grow from $9 billion in 2023 to nearly $13 billion in 2026, according to estimates from Datos Insights2. As bad actors grow increasingly sophisticated, they will find new ways to infiltrate and attack e-commerce portals, which can impact merchants’ bottom lines through increased chargebacks, refunds, fees and regulatory fines.
That’s why it’s key for retailers to find the right partner to help them protect online shoppers’ information, help maintain business credibility and optimize authorization rates to safeguard their revenue.
Future capabilities of Fraud Intelligence are under development; features and timelines are subject to change at the Bank’s sole discretion.
Mattei, D., & Conroy, J. (2023, November 9). CNP Fraud and the Role of 3-D Secure: The Tale of Different Countries. Datos Insights. https://datos-insights.com/reports/cnp-fraud-and-the-role-of-3-d-secure-the-tale-of-different-countries/
Payments
Card testing 101: Spot it early, stop it fast
Jul 09, 2026
Fraudsters may use your checkout to test stolen cards, driving more declined payments and added processing costs. Here are the signals to watch for and steps you can take.
Payments
EBANX streamlines cross-border internal fund movements with Kinexys by J.P. Morgan
Jul 08, 2026
Kinexys by J.P. Morgan enables EBANX to move funds faster between internal accounts, improving treasury operations and strengthening its services for global merchants operating in emerging markets.
Payments
Unlocking opportunity: Treasury success in a real-time world
Jul 03, 2026
Real-time payments are unlocking a new era for treasury, and the institutions that embrace it stand to gain speed, efficiency and a decisive competitive edge.
Payments
The biggest commerce advantage is hiding in your payment stack
Payments intelligence is redefining commerce, offering merchants real-time insights to anticipate customer needs and optimize transactions.
0:40 - Payments
Detect account takeover before it hits
Jun 22, 2026
Behavioral monitoring catches what authentication can't. With J.P. Morgan Payment Control Center, you can spot suspicious payments before they clear.
0:42 - Payments
Your fraud-prevention posture is a business decision—and it should evolve like one
Jun 22, 2026
Every checkout flow, authentication step and refund policy is a door you’ve chosen to size. The question is whether you’re still sizing those doors right.
0:35 - Payments
Business email compromise: Why AI validation is raising the bar
Jun 22, 2026
Business email compromise exploits human trust. Real-time account validation helps you catch changes before funds move.
0:37 - Payments
Deepfake fraud is evolving fast—here’s how to protect your payments
Jun 22, 2026
Deepfake fraud is targeting payment processes with growing sophistication, and defending against it requires layered technology and a culture of verification.
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