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For today’s merchants, fraud prevention is a top priority. At J.P. Morgan, our focus is on minimizing hurdles businesses face when protecting their e-commerce transactions against bad actors. With that in mind, we’re advancing our investment in Commerce Solutions to help ensure merchants find everything payments-related in one unified platform. As part of this initiative, we're investing in a new Optimization and Protection solution: Fraud Intelligence1. It’s quick to activate and easy to use, requiring no additional integration to get started.
“Fraud detection and prevention is hard and time consuming,” said Ryan Schmiedl, Managing Director of Trust & Safety Solutions at J.P. Morgan. “We’re focused on delivering the easy-to-use protection our clients need, with the reputation and reliability they can trust.”
Ryan Schmiedl,
Managing Director of Trust & Safety Solutions at J.P. Morgan
As e-commerce shopping experiences extend across channels, including mobile apps and social media, merchants continue to see escalating fraud attempts on their businesses. U.S. card-not-present (CNP) fraud losses from online transactions will grow from $9 billion in 2023 to nearly $13 billion in 2026, according to estimates from Datos Insights2. As bad actors grow increasingly sophisticated, they will find new ways to infiltrate and attack e-commerce portals, which can impact merchants’ bottom lines through increased chargebacks, refunds, fees and regulatory fines.
That’s why it’s key for retailers to find the right partner to help them protect online shoppers’ information, help maintain business credibility and optimize authorization rates to safeguard their revenue.
Future capabilities of Fraud Intelligence are under development; features and timelines are subject to change at the Bank’s sole discretion.
Mattei, D., & Conroy, J. (2023, November 9). CNP Fraud and the Role of 3-D Secure: The Tale of Different Countries. Datos Insights. https://datos-insights.com/reports/cnp-fraud-and-the-role-of-3-d-secure-the-tale-of-different-countries/
Payments
We’re putting developers in the driver’s seat
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Discover the J.P. Morgan Payments Developer Portal, where you can access APIs, tools, and resources to help build secure and robust treasury and payment solutions.
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Plan for the holiday season ahead: How shoppers are redefining retail expectations
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Recent Customer Insights data shows Gen Z is driving new trends in retail, payment preferences and omnichannel shopping. Retailers who adapt to these evolving habits may be better positioned to benefit from future spending this holiday season.
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Bridging the gap: G20's vision for inclusive and efficient global payments
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The G20 and Financial Stability Board, supported by key industry players like J.P. Morgan, are focused on improving cross-border payments by making them faster, cheaper, more transparent and more accessible.
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JDS Industries unlocks 10% savings and 50% faster processing with J.P. Morgan
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Discover how JDS Industries leveraged J.P. Morgan Commerce Solutions to streamline operations and drive strategic growth.
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Fintech partnership and operational strategy guide
Oct 24, 2025
Download our e-book to better understand fintech challenges through institutional banking expertise and strategic frameworks.
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Driving advanced cross-currency payments for financial institutions
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Rethink the way you do cross-border business with Xpedite, an innovative global solution from J.P. Morgan Payments.
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Managing operational complexity in digital commerce
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Learn how unified payment solutions reduce costs, prevent fraud and create seamless customer experiences that drive loyalty.
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Global wires payments formatting requirements guide
Your guide to making cross-currency payments.
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