Are you paying too much for credit card processing fees? 

As your business grows, the costs and challenges of accepting debit and credit cards can increase as well.  This might include avoiding unnecessary card declines and learning how to take credit card payments on the phone for card-not-present transactions.

How do you close the deal and support a positive customer experience while continuing to manage costs and mitigate fraud? Unless you have a team of payment experts advising you, the chances are good that you are paying too much.

This all starts with understanding the inner workings of debit and credit card processing fees.

Three experts at J.P. Morgan Merchant Services take you behind the scenes of credit and debit card processing, offer fundamental guidance on interchange pricing, and share payment processing best practices.

Here’s what you’ll learn:

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    The breakdown of a typical card transaction fee and what you get in return.

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    Three myths about interchange fees—the single largest chunk of a card transaction costs.

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    Identifying factors you can control and factors you cannot control.

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    Best practices for optimizing interchange fees and how data can drive payments strategies.

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    Ideas and options to save you money and help improve your customer checkout experience.

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    Whether you are developing a payments strategy or trying to improve one, this guide is for you.


Interested in working with us?

J.P. Morgan can help you every step of the way along your payment’s journey.   Work with experts that understand consumer insights, payment regulation, fraud monitoring, and everything in between.

Talk to your J.P. Morgan Merchant Services representative or

Call 1-800-708-3739

Meet the team

Allan Shearer, Executive Director, J.P. Morgan

Allan has built a reputation as a trusted advisor with deep relationships throughout the payments ecosystem in both his native Europe and the US.

Now based in the Bay Area, Allan combines his payments knowledge and experience with the industry leading data that J.P. Morgan harnesses to strategically advise enterprise level clients.

Allan enjoys the fast paced growth of the payments world and is passionate about consulting clients on where the payments market is heading.

Matt Bringewatt, Executive Director, J.P. Morgan

Matt is a payments leader passionate about infusing the client perspective into J.P. Morgan’s culture of innovation.

As director of client relations for the Technology, Media and Telecommunications space, Matt worked directly with enterprise merchants to optimize the payments experience across domains, including cost, acceptance practices and digital delivery.

With his current focus on global expansion and international growth, he has focused his 10-plus years of payments experience toward opening acquiring markets across LATAM and APAC through scaled platform enhancements.

Ashleigh Mitchell, Executive Director, J.P. Morgan

Ashleigh is an unapologetic payments geek with a passion for delivering holistic, debit centric payment solutions across the J.P. Morgan Product suite.  She currently serves as the head of debit product and has worked in both the issuing and acquiring sides of the payments industry.

Throughout her tenure in J.P. Morgan, she has partnered with technologists and merchants alike to drive innovation and develop customized product solutions rooted in optimizing the cost of payments.