Bianca Anghelina:

With Aily, I want to empower every single employee in big enterprises with a decision advisor. Aily is the first AI-native decision intelligence app. Fortune 500 companies lose in average around $250 million just from the fact that decisions are delayed. With Aily, I wanted to really close that gap between data and decision to move from decision cycles, which really take between six to nine months, to real time.
Bettina Vogel:

We enable real-time decisions with measurable P&L impact from Day 1.

Bianca Anghelina:

When we approached J.P. Morgan, we already had proven impact. We have offices in New York, Munich, Madrid, Barcelona.

Rosh Wijayarathna:

As part of us getting to know Aily, we were fortunate enough to speak to one of their clients. The CEO of a Fortune 500 company turned up, started telling us about how he is using Aily, how it's transforming how he makes decisions.

Bettina Vogel:

We were at an inflection point of our growth journey, and we were looking for more than just capital. The Innovation Economy team really provides tailored solutions designed for companies that are going through hypergrowth phases like we are right now.

Rosh Wijayarathna:

What makes the Innovation Economy team different and special is that we are completely focused on this sector. This is all we do day in, day out. We have people dedicated to covering the investors. We have specific people that specialize on AI, that specialize on deep tech, that specialize on defense tech. And so when you put that partnership of having a sector expert, along with the global coverage, along with the ability to scale from Series A to Mag 7, it forms something that's the perfect fit for these companies that want to scale rapidly.

Bianca Anghelina:

With J.P. Morgan, we found an excellent partner who really can support us on our global scaling mission. At the same time, J.P. Morgan gives us the flexibility which we need at this moment to be able to double down on our innovation and invest at a rapid speed. I'm very excited, in fact, to transform every Fortune 500 company into a fully autonomous enterprise.

END

The new decision operating system for the enterprise

At Fortune 500 companies, decision cycles can last months, costing millions of dollars in lost opportunities and inefficiencies. Aily Labs built a new decision intelligence operating system that connects the dots from insight to recommendation to action. Its platform empowers leaders to weigh trade-off scenarios and act with confidence.

Now, with growth funding from J.P. Morgan behind it, Aily Labs is poised to scale that impact worldwide. “With J.P. Morgan, we found an excellent partner who really can support us in scaling globally,” said Bianca Anghelina, Founder & CEO of Aily Labs.

“J.P. Morgan gives us the flexibility we need to double down on our innovation and invest at rapid speed.”

From data and insights to enterprise transformation 

Founded in 2020, Aily Labs is headquartered in Munich, Germany, with offices in Barcelona, Madrid, Cluj and New York. The company’s mission is to serve as the decision intelligence layer for large enterprises, a single source of truth that equips every leader and employee with the analysis and recommendations needed to drive measurable business performance.

Before Aily, a pricing decision at a global enterprise could take three months. Data needed to be pulled from multiple systems, modeled by analysts, and reviewed in committee; by the time it reached the table, it might already be outdated. With Aily, that same decision can take hours. Leaders open a single app interface, see the ‘what-if’ scenario modeled in real time with 99% accuracy, and act.

“I saw an opportunity to not just build a new tool but also reinvent how decision-making is done in large enterprises,” Anghelina said. “Aily is the new decision operating system for the enterprise. We are the platform that takes leaders from raw data to insight to action, enabling the kind of high-stakes trade-offs and decisions that were never possible before.”

Aily’s mobile-first app solution integrates information from across various business functions, like sales, operations and finance, and turns it into easy-to-understand insights and actions. It leverages over 300 validated models to generate multi-year forecasts, optimize capital allocation and support revenue growth. The ready-to-use Aily app integrates in one day, providing real-time impact at the speed business demands.

“Delayed decision-making affects companies’ P&Ls. This is where Aily comes in. We enable real-time decisions with measurable P&L impact from day one.”

Fueling global growth with flexible funding  

“In July 2025, we were at an inflection point of our growth journey, and we were looking for more than just capital,” said Bettina Vogel, CFO at Aily Labs. “That’s why we chose J.P. Morgan. They bring unmatched depth and reach, and tailored solutions designed for hypergrowth companies like ours.”

J.P. Morgan worked closely with Aily Labs to structure flexible funding designed to power its global expansion — enabling the company to scale operations, open accounts in new markets and initiate payments activity. The partnership is a trusted foundation for Aily Labs’ next chapter of growth and broader collaboration.

For J.P. Morgan, backing Aily Labs was about conviction as much as capital. The firm saw a founder-led team defining a new category — decision intelligence — with a platform already proving its worth inside the world’s biggest companies. It is exactly the kind of company the Innovation Economy franchise was built to champion: bold, fast-scaling, and positioned to shape how the enterprise runs.

“The company has global ambition,” said Rosh Wijayarathna, Co-Head of Innovation Economy at J.P. Morgan. “What makes the Innovation Economy team different is that we provide the partnership of a sector expert, along with global coverage, and the ability to scale. It forms something that’s a perfect fit for companies that want to innovate rapidly. We brought the global footprint of the J.P. Morgan platform, our subsector expertise in AI and tech, and our local support on the ground in Munich — both the wide reach and the personalized, specialized support that’s going to help them grow.”

“Aily is redefining how the world’s largest enterprises make decisions. Companies with that kind of ambition are exactly why our Innovation Economy team exists — to put the full strength of the J.P. Morgan platform behind them for the next decade and beyond.”

Unlocking new possibilities with AI  

Looking ahead, Aily Labs is pushing the frontier of enterprise intelligence, deploying AI agents that move leaders from data to decision in real time. For Anghelina, the destination is clear. “When we think about scaling, we focus on speed. We want to be ready for whatever comes next,” Anghelina said. “The Innovation Economy team at J.P. Morgan offered a solution that fits our purpose now, but they’re also there along the way as we grow.”

“I’m very excited to transform every Fortune 500 company not only into an AI-first company, but into ideally a fully autonomous enterprise.”

Some J.P. Morgan products and services may not be available in certain regions. Please consult your J.P. Morgan representative to learn more about the products and services available to you.

This material (including market commentary, market data, observations or the like) has been prepared by personnel in the Investment Banking Group of JPMorgan Chase & Co. It has not been reviewed, endorsed or otherwise approved by, and is not a work product of, any research department of JPMorgan Chase & Co. and/or its affiliates (“J.P. Morgan”).

Any views or opinions expressed herein are solely those of the individual authors and may differ from the views and opinions expressed by other departments or divisions of J.P. Morgan. This material is for the general information of our clients only and is a “solicitation” only as that term is used within CFTC Rule 1.71 and 23.605 promulgated under the U.S. Commodity Exchange Act.

RESTRICTED DISTRIBUTION: This material is distributed by the relevant J.P. Morgan entities that possess the necessary licenses to distribute the material in the respective countries. This material is proprietary and confidential to J.P. Morgan and is for your personal use only. Any distribution, copy, reprints and/or forward to others is strictly prohibited.

This material is intended merely to highlight market developments and is not intended to be comprehensive and does not constitute investment, legal or tax advice, nor does it constitute an offer or solicitation for the purchase or sale of any financial instrument or a recommendation for any investment product or strategy. Information contained in this material has been obtained from sources believed to be reliable but no representation or warranty is made by J.P. Morgan as to the quality, completeness, accuracy, fitness for a particular purpose or noninfringement of such information. In no event shall J.P. Morgan be liable (whether in contract, tort, equity or otherwise) for any use by any party of, for any decision made or action taken by any party in reliance upon, or for any inaccuracies or errors in, or omissions from, the information contained herein and such information may not be relied upon by you in evaluating the merits of participating in any transaction. All information contained herein is as of the date referenced and is subject to change without notice. All market statistics are based on announced transactions. Numbers in various tables may not sum due to rounding.

J.P. Morgan may have positions (long or short), effect transactions, or make markets in securities or financial instruments mentioned herein (or options with respect thereto), or provide advice or loans to, or participate in the underwriting or restructuring of the obligations of, issuers mentioned herein. All transactions presented herein are for illustration purposes only. J.P. Morgan does not make representations or warranties as to the legal, tax, credit, or accounting treatment of any such transactions, or any other effects similar transactions may have on you or your affiliates. You should consult with your own advisors as to such matters.

The use of any third-party trademarks or brand names is for informational purposes only and does not imply an endorsement by JPMorgan Chase & Co. or that such trademark owner has authorized JPMorgan Chase & Co. to promote its products or services.

J.P. Morgan is the marketing name for the investment banking activities of JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC (member, NYSE), J.P. Morgan Securities plc (authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority), J.P. Morgan SE (Authorised as a credit institution by the Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht, BaFin) and jointly supervised by the BaFin, the German Central Bank (Deutsche Bundesbank) and the European Central Bank (ECB)), J.P. Morgan Securities Australia Limited (ABN 61 003 245 234/AFS Licence No: 238066 and regulated by Australian Securities and Investments Commission) and their investment banking affiliates. J.P. Morgan Securities plc is exempt from the licensing provisions of the Financial and Intermediary Services Act, 2002 (South Africa).

For Brazil: Ombudsman J.P. Morgan: 0800-7700847 / ouvidoria.jp.morgan@jpmorgan.com

For Australia: This material is issued and distributed by J.P. Morgan Securities Australia Limited (ABN 61 003 245 234/ AFS Licence No: 238066) (regulated by ASIC) for the benefit of “wholesale clients” only. This material does not take into account the specific investment objectives, financial situation or particular needs of the recipient. The recipient of this material must not distribute it to any third party or outside Australia without the prior written consent of J.P. Morgan Securities Australia Limited.

Related insights