The information contained in this instant message may contain privileged and confidential information. If you are not the intended recipient, any review, dissemination, distribution or duplication of this communication is strictly prohibited. If you received this instant message in error, please contact the sender immediately and destroy all copies of the original message. This instant message is not intended as an offer or solicitation for the purchase or sale of any financial instruments.

Instant messaging is not a reliable means of communication with J.P. Morgan. This or any subsequent instant message is not encrypted, filtered or pre-screened and cannot be guaranteed to be secure, accurate or complete as information could be intercepted, tampered with, corrupted, lost, destroyed or delayed or could contain viruses, etc. J.P. Morgan is not responsible for the contents of any instant message and does not accept liability for any inaccuracies, omissions or corruption of data in any instant messages or for any subsequent losses to you or any other person arising from instant messaging. You must not rely on instant messaging as a communications tool nor on the contents of any instant messages.

In particular, you must not place orders for execution of any transactions utilizing instant messaging, and you must only rely on official confirmations / statements issued by J.P. Morgan in the normal course of business.

By initiating or accepting and responding to instant messages, you understand and accept all risks associated with instant messaging. To minimize these risks, you are strongly advised to communicate with J.P. Morgan through e-mail, fax or phone.