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DEPOSIT GUARANTEE SCHEMES DIRECTIVE

The recast Deposit Guarantee Schemes Directive being implemented by all countries in the European Economic Area (EEA) will result in common standards across the EEA for protection of certain deposits held with certain financial institutions such as J.P. Morgan and its affiliates as referred to respectively in the links below. The Deposit Guarantee Schemes Directive restates the existing requirement for each country to ensure that, within its territory, one or more deposit guarantee schemes are established. If J.P. Morgan is unable to pay deposits in an EEA jurisdiction, then compensation may be payable under an applicable deposit guarantee scheme, subject to the rules of (and limit on compensation under) the relevant scheme.

For further details of deposit guarantee scheme(s)/deposit protection scheme(s) (including details of eligibility and maximum compensation limits) in the EEA jurisdictions where you hold deposits with J.P. Morgan, please click the relevant link(s) below.

Location where deposits are held Legal entity
Belgium JPMorgan Chase Bank, N.A., Brussels Branch
J.P. Morgan Bank Luxembourg S.A. —Brussels Branch
Denmark J.P. Morgan Bank Luxembourg S.A, Copenhagen Branch
France JPMorgan Chase Bank, N.A., Paris Branch
JPMorgan Chase Bank, N.A., Paris Branch – Private Bank Clients
Finland J.P. Morgan Bank Luxembourg S.A. Helsingin sivuliike
Germany J.P. Morgan AG
J.P. Morgan Bank Luxembourg S.A. —Frankfurt Branch
Ireland

J.P. Morgan Bank (Ireland) plc
J.P. Morgan Bank Luxembourg S.A., Dublin Branch

Italy JPMorgan Chase Bank, N.A., Milan Branch
J.P. Morgan Bank Luxembourg S.A. —Milan Branch
Luxembourg J.P. Morgan Bank Luxembourg S.A.
Netherlands J.P. Morgan Bank Luxembourg S.A., Amsterdam Branch
Norway J.P. Morgan Bank Luxembourg S.A.- Oslo Branch
Spain JPMorgan Chase Bank, N.A., Madrid Branch (Sucursal en España)
J.P. Morgan Bank Luxembourg S.A.—Madrid Branch (Sucursal en España)
Deposits for clients of J.P. Morgan Bank Luxembourg S.A.—Madrid Branch are held at J.P. Morgan Bank Luxembourg S.A.
Sweden J.P. Morgan Bank Luxembourg S.A.- Stockholm Bankfilial
United Kingdom JPMorgan Chase Bank, N.A., London Branch
J.P. Morgan Securities PLC
J.P. Morgan Europe Limited
J.P. Morgan Bank Luxembourg S.A.—London Branch

For clients with deposits held with JPMorgan Chase Bank, N.A., Brussels Branch

Your eligible deposits held with JPMorgan Chase Bank, N.A. Brussels Branch are protected up to a total of €100,000 by the Fonds de garantie pour les services financiers, the Belgian Deposit Guarantee Scheme. The applicable limit relates to the combined amount in all the eligible depositor’s accounts with JPMorgan Chase Bank, N.A. Brussels Branch. Any deposits you hold above the limit are unlikely to be covered.

For further information, please refer to the Information Sheet and visit the FGDR website: http://fondsdegarantie.belgium.be/fr.

For clients with deposits held in the United Kingdom

Your eligible deposits held with: J.P. Morgan Europe Limited, J.P. Morgan Securities plc or JPMorgan Chase Bank N.A., London Branch (each “J.P. Morgan”) are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme. The applicable limit relates to the combined amount in all the eligible depositor's accounts with J.P. Morgan. Any deposits you hold above the limit are unlikely to be covered.

For further information, please download the FSCS leaflet or visit www.fscs.org.uk .

For clients with deposits held with J.P. Morgan AG

Balances held with J.P. Morgan AG may be protected as eligible deposits in accordance with and subject to the German Deposit Guarantee Act (Einlagensicherungsgesetz—EinSiG). For more information, please refer to the Information Sheet for the Depositor (Informationsbogen für den Einleger). Information about the statutory protection by the Entschädigungseinrichtung deutscher Banken GmbH can also be obtained on the website at www.edb-banken.de.

For further information about the additional protection by the Deposit Protection Fund of the Association of German Banks (Einlagensicherungsfonds des Bundesverbandes deutscher Banken e.V.), clients can refer to the website at www.bankenverband.de/einlagensicherung.

For clients with deposits held with J.P. Morgan Bank (Ireland) plc

Your eligible deposits with J.P. Morgan Bank (Ireland) plc are protected up to a total of €100,000 by the Deposit Guarantee Scheme (DGS), Ireland’s deposit guarantee scheme. The DGS may pay compensation to depositors if a bank is unable to meet its financial obligations. The applicable limit relates to the combined amount in all the eligible depositor’s accounts with J.P. Morgan Bank (Ireland) plc. Any deposits you hold above the limit are unlikely to be covered.

For further information about the scheme (including amounts covered and eligibility to claim) please visit the DGS website at www.depositguarantee.ie or ask your client services representative.

For clients with deposits held with JPMorgan Chase Bank, N.A., Sucursal en España

Your eligible deposits with JPMorgan Chase Bank, N.A., Sucursal en España are protected up to a total of €100,000 by the “Fondo de Garantía de Depósitos de Entidades de Crédito” (“FGD”), the Spanish deposit guarantee scheme. The FGD may pay compensation to depositors if a bank is unable to meet its financial obligations. The applicable limit relates to the combined amount in all the eligible depositor’s accounts with JPMorgan Chase Bank, N.A., Sucursal en España. Any deposits you hold above the limit are unlikely to be covered.

For further information about the scheme (including amounts covered and eligibility to claim) please visit the FGD website www.fgd.es or ask your J.P. Morgan representative.

For clients with deposits held with J.P. Morgan Bank Luxembourg S.A. or its branches

Your eligible deposits with J.P. Morgan Bank Luxembourg S.A. and its branches are protected up to a total of €100,000 by the Fonds de garantie des dépȏts Luxembourg (FGDL), Luxembourg’s deposit guarantee scheme. The FGDL may pay compensation to depositors if a bank is unable to meet its financial obligations. The applicable limit relates to the combined amount in all the eligible depositor’s accounts with J.P. Morgan Bank Luxembourg S.A. and its branches. Any deposits you hold above the limit are unlikely to be covered.

For further information about the FGDL (including amounts covered and eligibility to claim) please visit the FGDL website at www.fgdl.lu

For clients with deposits held in France with JPMorgan Chase Bank, N.A. Paris Branch

Your eligible deposits held with JPMorgan Chase Bank, N.A. Paris Branch are protected up to a total of €100,000 by the Fonds de Garantie des Dépôts et de Résolution (FGDR), the French Deposit Guarantee Scheme. The applicable limit relates to the combined amount in all the eligible depositor’s accounts with JPMorgan Chase Bank, N.A. Paris Branch. Any deposits you hold above the limit are unlikely to be covered.

To learn more about the coverage of your eligible deposits, please refer to the FGDR practical factsheet.

For further information, please refer to the Information Sheet and visit the FGDR website: www.garantiedesdepots.fr

Pour les clients ayant des dépôts en France auprès de la succursale de JPMorgan Chase Bank, N.A. à Paris

 

Vos dépôts éligibles détenus par la succursale de JPMorgan Chase Bank, N.A. à Paris sont protégés à hauteur d’un montant maximum de €100.000 par le Fonds de Garantie des Dépôts et de Résolution (FGDR), le système français de garantie des dépôts. La limite applicable correspond au montant agrégé de tous les comptes éligibles du déposant avec la succursale de JPMorgan Chase Bank, N.A. à Paris. Il n’est pas garanti que tous dépôts que vous détiendriez au-delà de cette limite soient couverts.

Pour en savoir plus sur la protection de vos dépôts éligibles, veuillez consulter la fiche pratique du FGDR.

Pour plus d’information, veuillez vous référer à la fiche d’information et consulter le site du FGDR: www.garantiedesdepots.fr

For clients with deposits held in Italy with JPMorgan Chase Bank, N.A., Milan Branch

Your eligible deposits held with JPMorgan Chase Bank, N.A., Milan Branch are protected up to a total of €100,000 by the Fondo Interbancario per la Tutela dei Depositi (FITD), the Italian Deposit Guarantee Scheme. The applicable limit relates to the combined amount in all the eligible depositor’s accounts with JPMorgan Chase Bank, N.A., Milan Branch. Any deposits you hold above the limit are unlikely to be covered.

For further information, please refer to the Information Sheet and visit the FITD website: www.fitd.it