Marginal Cost of Fund based Lending Rates (MCLR) with effect from 1st January 2026:

 Tenor  MCLR (% p.a.)
 Overnight 5.75%
One-month 5.75%
Three-month 5.70%
Six month 5.85%
One year 5.90%
Two year 6.25%
Three year 6.35%