J.P. Morgan announced a collaboration that will enable the integration of banking services into the SAP S/4HANA Cloud to provide joint clients with access to J.P. Morgan Payments’ treasury and payments capabilities aligned with cloud and business AI capabilities from SAP. Announced at the SAP Sapphire & ASUG Annual Conference Orlando in 2025, the two organizations will work to deliver new value-added services to mutual clients to modernize their treasury experience, streamline financial operations, reduce fraud, and accelerate the adoption of cloud services.

This is in addition to existing J.P. Morgan Payments integrations with SAP, which are part of the J.P. Morgan Payments Partner Network. This network combines J.P. Morgan Payments’ comprehensive suite of payment solutions with over 80 third-party integrations to assist J.P. Morgan Payments clients in developing, implementing, expanding and optimizing payments strategies tailored to their business needs.

Leveraging integrations with the SAP Multi-Bank Connectivity solution and SAP Business Technology Platform, this collaboration plans to enable corporate finance teams to access the Joule copilot from SAP and harness the power of business data to help make financial processes more efficient and insightful.

“We’re excited to elevate our relationship with SAP by connecting best in-class cloud solutions from SAP with J.P. Morgan’s integrated banking services,” said Jennifer Piepszak, Chief Operating Officer at JPMorganChase. “We’re committed to being dependable partners to businesses all over the world, regardless of economic or market conditions and see tremendous opportunities afforded by new technology, including innovations using cloud and AI.”

Together, SAP and J.P. Morgan are helping transform financial operations by reducing manual work and analysis so that finance departments can more efficiently manage their resources.

"We’re committed to meeting clients where they are and powering their business through our extensive Enterprise Resource Planning (ERP) relationships and integrations,” said Sam Yen, Global Head of Enterprise Application Solutions at J.P. Morgan Payments. “Through our relationship with SAP, we’re aligning with their cloud and AI capabilities, which allows us to expand our ERP connectivity and empower clients to create integrated, future-proof payment experiences that accelerate their business growth.”

For those attending SAP Sapphire Orlando, J.P Morgan Payments leaders will be sharing more details around our integrations and collaboration with SAP.

• Join the “Treasury transformation with J.P. Morgan and Accenture” session at SAP Sapphire to learn about how J.P. Morgan Payments and Accenture are leveraging SAP S/4HANA to transform financial management featuring Alan Ng, Managing Director, Payments Consulting at Accenture, and Papa Faye, Managing Director, Head of Integrated Channels & EMEA Digital at J.P. Morgan Payments.
• Join the “Innovative, AI-driven, embedded financial services for corporations” session at SAP Sapphire featuring insights from Falk Rieker, Global Head of SAP IBU Financial Services at SAP, and J.P. Morgan Payments’ Yen about how SAP and J.P. Morgan Payments’ collaboration delivers value to CFOs and mutual clients.
• Join the “Next-generation, AI-powered cash visibility and instant payments” session at SAP Sapphire to see Stephan Mueller, Solution Owner, Payments at SAP SE, and Santiago Alcaraz, Head of ERP Integrated Solutions at J.P. Morgan Payments, showcase how SAP’s cloud capabilities, SAP Business AI, and J.P. Morgan Payments solutions work together to bring powerful services to joint clients.

Read more about SAP and J.P. Morgan Payments’ integrations in the 2025 SAP Innovation Guide. J.P. Morgan Payments will also be at this year’s SAP for Treasury and Working Capital Management Conference. For more information about J.P. Morgan Payments’ presence at SAP Sapphire, please visit this page.

Future capabilities are under development and features and timeline are subject to change at the bank’s sole discretion.