Woman sitting holding a cup of coffee

#1 in customer satisfaction1

Customized service on apartment loans

Expect competitive rates, low fees and top-notch customer service from our team of specialists with deep knowledge of your local market. 

Efficiency and certainty of execution

Benefit from our streamlined loan process and best-in-class turn times when financing your next apartment building with five or more units.

View of apartment complex windows

What are apartment loans?

They’re commercial term loans for apartment buildings or complexes. Chase provides term financing of $500,000 to more than $25 million to purchase or refinance stabilized apartment buildings with at least five units.

View of two apartment complexes from above


What we do

We’re here to help with your financing needs as you plan for the decades to come.

Help you build for the future

Access real estate-specific banking and payments tools—plus financial solutions from across the firm—to streamline operations and help your business thrive.

Learn more
Woman working on tablet


Process apartment loans efficiently

Together, our streamlined loan process, local decision-making and origination system, CREOS, help us deliver best-in-class turn times.

Draw on local market expertise

We not only understand your market’s opportunities, influences and local regulations, but also your business, your tenants and your communities. 

Who we are

Ed Ely

Head of Commercial Term Lending

Kurt Stuart

Managing Director, Northeast Multifamily Lending

Kaj Lea

Managing Director, Pacific Northwest & Central Multifamily Lending

Greg Newman

Managing Director, California Multifamily Lending

Troy Applegate

Managing Director, Commercial Mortgage Lending

Learn more

Frequently asked questions

Chase prides itself on our low fees. An apartment building loan can cost the greater of $2,000 or 12.5 basis points of loan amount.

Yes, Chase offers both fixed rate and adjustable rate loan programs:

  • Initial fixed rate for 3, 5, 7 or 10 years, then adjustable for remaining term
  • 15-year fixed
  • 6-month arm adjustable-rate loan programs
  • Fannie Mae® DUS®: Fixed rate for 10, 12 or 15 years with up to a 30-year amortization

Our fast, efficient loan process typically closes in 45 days or less.

Related insights



S&P Global Market Intelligence, FDIC, 12/31/21

  • true

    Credit is subject to approval. Rates and programs are subject to change; certain restrictions apply. Terms and conditions subject to commitment letter. Products and services provided by JPMorgan Chase Bank, N.A.

    Chase is a marketing name for certain businesses of JPMorgan Chase & Co. and JPMorgan Chase Bank, N.A., Member FDIC.