For Companies and Institutions
Key Links
For Individuals
Explore a variety of insights.
Key Links
Insights by Topic
Explore a variety of insights organized by different topics.
Key Links
Insights by Type
Explore a variety of insights organized by different types of content and media.
Key Links
We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.
Key Links
Marginal Cost of Fund based Lending Rates (MCLR) with effect from 1st February 2026:
| Tenor | MCLR (% p.a.) |
|---|---|
| Overnight | 5.65% |
| One-month | 5.65% |
| Three-month | 5.55% |
| Six month | 5.75% |
| One year | 5.80% |
| Two year | 6.10% |
| Three year | 6.25% |
You're now leaving J.P. Morgan
J.P. Morgan’s website and/or mobile terms, privacy and security policies don’t apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. J.P. Morgan isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the J.P. Morgan name.