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The Fonseca Group

The Fonseca Group

We serve the wealth management needs of ultra-high-net-worth individuals and their families, designing long-term strategies that help expand the possibilities their assets represent.


561.694.5695

3825 PGA Blvd, 9th Fl
Palm Beach Gardens, FL 33410

Building a Personal Financial Legacy for Families

We serve the wealth management needs of ultra-high-net-worth individuals and their families, designing long-term strategies that help expand the possibilities their assets represent.

WELCOME TO THE FONSECA GROUP

We are a family practice operating with honesty, integrity, trust, and results. Helping other families pursue their life goals is at the core of what we do.

EXPERIENCED ADVISORY GUIDANCE

We have been working closely with successful individuals and their families for almost 40 years. Our experience spans the most tumultuous markets in recent history. This rich background has provided us with two important qualities— the knowledge to build effective wealth management strategies and the leadership to help guide clients through both good and challenging economies.

40+ years working with families through the generations.

DELIVERING HANDS-ON AND ATTENTIVE SERVICE

By working in a close-knit manner with a limited number of clients, we bring the kind of deep background and personal touch that is invaluable when advising families of considerable wealth. As a practice comprised of multi-generational family members, we understand your desire to protect what you have built in order to leave a legacy for your family. We work seamlessly alongside your accountants and lawyers to ensure the many elements of your financial life work in concert. We are especially adept at preparing the next generation for the financial responsibilities to come.

OFFERING INSTITUTIONAL-CALIBER CAPABILITIES

We draw on the depth of our institutional background to present the same disciplines and processes typically reserved for the world’s largest investors. This differentiation enables our team to offer a more sophisticated advisory experience than you may have previously encountered.

BACKED BY STRENGTH YOU CAN COUNT ON

Our capabilities are backed by the fiscal strength and stability of J.P. Morgan’s fortress balance sheet to help safeguard your assets in various economic environments. We welcome the opportunity to plan for your financial future and be a partner in your success.

Investment Approach

A Bespoke Strategy Built Around Your Needs

GOALS-BASED PLANNING

Our approach is based upon an understanding of the goals and requirements you find most meaningful. We listen carefully to assess your specific situation and integrate the impacts of timing, risk analysis, tax implications and additional factors.

Whether you seek investment management, trust and estate services, lending or other long-term objectives, our team helps care for your needs and supports you through the decision-making process.

PORTFOLIO MANAGEMENT

We take a conservative approach to construct asset allocations and deliver customized strategies that target income generation and the preservation of capital. Through our relationship with the municipal bond desk, we place particular emphasis on the development of fixed-income portfolios which our team manages in-house. Equities and alternative investments are also an important consideration in asset management and planning. Most importantly, we invest alongside you.

RIGOROUS IMPLEMENTATION

Our process is anchored in careful planning, intensive market research, transparency and disciplined execution. Through ongoing reviews and continuous assessment, we adjust strategies as situations evolve.

SIMPLIFYING THE COMPLEXITIES OF INVESTING

We spend time educating you and believe that advisory guidance should be communicated in clear terms. Through our access to the vast well of knowledge at the firm, we distill an abundance of market data into meaningful information that supports informed decision-making.

THE REPUTATION OF AN INDUSTRY LEADER

We are backed by the award-winning research team1 and intellectual capital of J.P. Morgan, a global powerhouse in asset and wealth management. Our clients benefit from boutique-level support combined with the professional resources of one of the largest and most respected financial firms in the world.

Meet Our Team

Click a profile to learn more about each member

Kim Fonseca

Executive Director


561.694.5695

kim.fonseca@jpmorgan.com

3825 PGA Blvd, 9th Fl
Palm Beach Gardens, FL 33410

Camille Fonseca

Wealth Advisor


561.694.5620

camille.fonseca@jpmorgan.com

3825 PGA Blvd, 9th Fl
Palm Beach Gardens, FL 33410

Andrew J. Outcalt

Client Associate


561.694.5684

andrew.outcalt@jpmorgan.com

3825 PGA Blvd., Floor 8
Palm Beach Gardens, FL 33410

1. Source: Institutional Investor, 2020.

 

Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck

To learn more about J. P. Morgan’s investment business, including our accounts, products and services, as well as our relationship with you, please review our  J.P. Morgan Securities LLC Form CRS and  Guide to Investment Services and Brokerage Products.

This website is for informational purposes only, and not an offer, recommendation or solicitation of any product, strategy service or transaction. Any views, strategies or products discussed on this site may not be appropriate or suitable for all individuals and are subject to risks. Prior to making any investment or financial decisions, an investor should seek individualized advice from a personal financial, legal, tax and other professional advisors that take into account all of the particular facts and circumstances of an investor's own situation. 

This website provides information about the brokerage and investment advisory services provided by J.P. Morgan Securities LLC (JPMS). When JPMS acts as a broker-dealer, a client's relationship with us and our duties to the client will be different in some important ways than a client's relationship with us and our duties to the client when we are acting as an investment advisor. A client should carefully read the agreements and disclosures received (including our Form ADV disclosure brochure, if and when applicable) in connection with our provision of services for important information about the capacity in which we will be acting.

INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

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J.P. Morgan Chase Bank N.A., Member FDIC. Not a commitment to lend. All extensions of credit are subject to credit approval.

Investments in alternative investment strategies is speculative, often involves a greater degree of risk than traditional investments including limited liquidity and limited transparency, among other factors and should only be considered by sophisticated investors with the financial capability to accept the loss of all or part of the assets devoted to such strategies.

Borrowing with securities as collateral involves certain risks, including the possibility that you may need to deposit additional securities and/or cash in the account to meet a maintenance call, and that securities in the account may be sold to meet the maintenance call.  Proper management of your account and a thorough understanding of the conditions that may affect your investments will assist you in effectively using the margin lending program.​

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

Please read additional Important Information in conjunction with these pages.