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Justin S. Girard, CFP®, ChFC®, CIMA
I take a planning approach that works directly with clients to understand their financial needs and goals.

Justin Girard, CFP®, ChFC®, CIMA

Executive Director

Justin Girard, CFP®, ChFC®, CIMA



3825 PGA Blvd., Floor 9   
Palm Beach Gardens, FL 33410

About Justin

Justin Girard is an Executive Director and Wealth Advisor with J.P. Morgan Wealth Management. As the founder of Girard & Associates, he leads a team that provides comprehensive advisory guidance to serve the sophisticated needs of high-net-worth individuals and their families. In recognition of Justin’s leadership within the professional community, he was named by Forbes as a Best-in-State Wealth Advisor in 2020 and 2019.

Justin takes a planning approach that works directly with clients to understand their financial needs and goals. He develops asset allocations that enable individuals to manage their capital at an appropriate level of risk. Justin taps the award-winning research team1 and professional resources at J.P. Morgan to care for a full range of personalized requirements – banking, lending, credit, retirement, estate planning and more. He considers himself an advocate, guiding clients through the challenges of today’s markets and supporting every aspect of their financial life.

As a member of J.P. Morgan Wealth Management’ Portfolio Manager Program, Justin is one of a select group of advisors who manage portfolios on a discretionary basis. He is subject to regular quantitative and qualitative reviews to evaluate his ongoing strategies. This designation enables Justin to actively manage assets for individual clients. He makes use of personalized strategies, individual stocks and bonds, alternative investments, separately managed accounts and third-party managers.

With a career that has spanned nearly 20 years, Justin began with Morgan Stanley before moving to Merrill Lynch in 2010. He recently joined J.P. Morgan for the opportunity to deliver the power and professional resources of the organization directly to his clients.

Justin has earned many professional designations, including the CERTIFIED FINANCIAL PLANNER™ certification, which enables him to formulate customized approaches that help target short and long-term objectives. He is also a Chartered Financial Consultant® and a Certified Investment Management Analyst®. The CIMA® designation was received after spending time studying and completing exams at The Wharton School of Business.

Originally from Ava, Missouri, Justin is a resident of West Palm Beach. He graduated with a B.S. in Business Management from Palm Beach Atlantic University. Justin has two lovely daughters, Selah and Adora.

CFP® and CERTIFIED FINANCIAL PLANNER™ are registered trademarks owned by Certified Financial Planner Board of Standards, Inc.

Chartered Financial Consultant® (ChFC®) is a registered trademark of The American College of Financial Services.

Investments & Wealth Institute™ (The Institute) is the owner of the certification mark “CIMA,” “Certified Investment Management Analyst”. Use of CIMA, Certified Investment Management Analyst, signifies that the user has successfully completed The Institute’s initial and ongoing credentialing requirements for investment management professionals and/or wealth advisors.

1. Source: J.P. Morgan ranked #1 as the All-America Research Team, Institutional Investor, 2019.


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J.P. Morgan Chase Bank N.A., Member FDIC. Not a commitment to lend. All extensions of credit are subject to credit approval.

Investments in alternative investment strategies is speculative, often involves a greater degree of risk than traditional investments including limited liquidity and limited transparency, among other factors and should only be considered by sophisticated investors with the financial capability to accept the loss of all or part of the assets devoted to such strategies.

Borrowing with securities as collateral involves certain risks, including the possibility that you may need to deposit additional securities and/or cash in the account to meet a maintenance call, and that securities in the account may be sold to meet the maintenance call.  Proper management of your account and a thorough understanding of the conditions that may affect your investments will assist you in effectively using the margin lending program.​

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