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Ray Powers, CRPC®, AIF® 

Ray Powers, CRPC®, AIF® 

With more than 24 years of investment experience through many market cycles, I provide tailored financial planning, portfolio management, borrowing options and other capabilities that enable you to engage in a life well-lived, knowing that the totality of your assets are being carefully handled.


 

212.272.2930

277 Park Avenue
New York, NY 10172

Welcome

Offering comprehensive wealth management
I provide wealth management services for high-net-worth individuals and their families, delivering advisory guidance that covers all aspects of your financial picture. With more than 22 years of investment experience through many market cycles, I provide tailored wealth management planning, portfolio management, borrowing options and other capabilities that enable you to engage in a life well-lived, knowing that the totality of your assets are being carefully handled.

Goals-based process
I employ a deep discovery process that considers both sides of the balance sheet to gain an understanding of your risk parameters, time horizons and the financial objectives that are most important to you. These inputs lay the foundation to create short- and long-term strategies designed to grow alongside you and your family. Emphasis is placed on rigorous cash flow analysis and evaluating liabilities as well as assets to determine how they may be better managed. I find that this goals-based approach positions me to strike a balance among the full complement of your wealth management needs.

Experience-driven capabilities
I began my career at Merrill Lynch where I worked with high-net-worth and ultra-high-net-worth Individuals. My extensive background as a wealth manager and the vast capabilities at J.P. Morgan have afforded me an excellent understanding of the financial landscape to help clients navigate the best strategies available.

Access point to J.P Morgan’s capabilities
By tapping the extensive resources of J.P. Morgan, I open up more of the firm’s offerings and opportunities to address the breadth of your advisory needs. I work in concert with your estate planning attorneys, CPAs and other outside advisors to help ensure that the entirety of your financial requirements are addressed:

  • Retirement Planning
  • Restricted Stock and Options Trading
  • Sophisticated Mortgages
  • Securitized Lending
  • Cash Management
  • Trust and Estate Planning
  • Philanthropic Giving

Investment Approach

Plan. Enhance. Protect. Monitor
Most clients invest to grow and maintain their wealth, but I have found that wealth is rarely an end in itself; it often serves as a springboard toward your personal and business aspirations and goals. For over 22 years and through many market cycles, I have worked diligently to build financial strategies that help your assets work for you.

A holistic approach
I start by taking a holistic view that cares for the wealth management requirements necessitated by the entirety of your assets–from investment strategies and executive compensation to retirement planning, mortgages and philanthropic considerations. My mission is to help you manage your capital and secure a legacy for the next generation.

A disciplined process
Recognizing that every financial scenario is different, I use a consultative process and study the details of your specific situation to construct an assessment that forms the foundation for my advice. This involves a diagnostic deep-dive that looks at both sides of the balance sheet, considering expenses and liabilities as well as assets to see how they may be better managed.

Comprehensive financial planning
From these inputs, I design tailored strategies and asset allocations that align with your risk parameters and help pursue short- and long-term objectives. A primary output of this process is a wealth management plan that blends rigorous cash flow analysis with goals-based planning. Scenarios are modeled using month-over-month data to determine the probability of achieving potential outcomes.

Core proficiencies
Once individualized opportunities have been identified, I tap the extensive resources of J.P. Morgan to provide a wealth of value-added services. I am particularly adept at developing approaches to address your specific goals for your financial picture.

  • Portfolio development
  • Lending, Credit and Mortgages
  • Restricted Stock and Options Trading
  • Retirement Plans
  • Concentrated Positions

A Reputation Built one Client at a Time
I aim to develop enduring relationships that add value to my client’s lives. I hold myself to an exacting standard in the pursuit of delivering on that promise. One of the most important principles I have learned through my years of wealth management experience is that by working with a smaller, select group of clients, I ensure each relationship receives the time and effort it deserves. My differentiated experience sets me apart from other financial advisors, and I welcome the opportunity to help enhance your capital and protect what you have worked so hard to build.

Backed by an industry leader
I am pleased to provide direct access to the full resources of J.P. Morgan on your behalf—the extensive research and suite of products and services available through the global financial capabilities of the firm. You will benefit from the fiscal strength and stability of our fortress balance sheet to help safeguard your assets in all economic conditions.

Meet Our Team

Click a profile to learn more about each member

Specialist Resources

Chartered Retirement Planning CounselorSM or CRPC® are registered trademarks owned by the College for Financial Planning and may not be used without the express written consent of the College.
AIF: Fi360 Inc. owns and awards the certification marks “AIF®” and “Accredited Investment Fiduciary®”. Authorized users of the marks have successfully met requirements for initial certification and annual recertification.

 

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INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

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J.P. Morgan Chase Bank N.A., Member FDIC. Not a commitment to lend. All extensions of credit are subject to credit approval.

Investments in alternative investment strategies is speculative, often involves a greater degree of risk than traditional investments including limited liquidity and limited transparency, among other factors and should only be considered by sophisticated investors with the financial capability to accept the loss of all or part of the assets devoted to such strategies.

Borrowing with securities as collateral involves certain risks, including the possibility that you may need to deposit additional securities and/or cash in the account to meet a maintenance call, and that securities in the account may be sold to meet the maintenance call.  Proper management of your account and a thorough understanding of the conditions that may affect your investments will assist you in effectively using the margin lending program.​

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

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