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Global Commercial Card

Commercial Card Classic

Streamline your procure-to-pay process with a single solution for procurement and travel expenses.

For many organizations, a card program is no longer optional. It's a business necessity and the payment tool of choice for all types of expenditures including business supplies, maintenance, repair, operational expenses and travel.

For organizations with an annual card spend less than $10 million, Commercial Card Classic is our Web-managed, "one card" program that provides the flexibility and convenience to manage procurement and travel expenses easier with versatile card controls, online post-transaction approval and data integration into your accounting system.

Purchasing card use is generating overall transaction cost savings of more than $35 billion per year in North America, based on respondent reported administrative cost savings of $69 per transaction when compared to the traditional purchase-order driven acquisition process.* Commercial Card Classic can reduce those costs by replacing costly requisition, purchase order and reconciliation processes with intelligent card controls and detailed reporting. You will streamline your operations by eliminating steps such as purchase order data entry and vendor set up. You will also drastically reduce check writing by consolidating all purchases into a single monthly payment.

Commercial Card Classic’s flexible administration tool — MasterCard smartdata.gen2TM ("smartdata") simplifies reporting, data management and approvals for all card charges including out-of-pocket cash transactions.

How can your organization benefit from Commercial Card Classic?

  • Reduce costs by minimizing paperwork, manual data entry, written checks and reconciliation tasks
  • Improve convenience with flexible Internet-based transaction reporting, data integration and program management
  • Customize cardholder controls with front-end purchasing restrictions that allow you to empower without sacrificing control
  • Take advantage of dedicated program support from a team of specialists experienced in delivering effective card programs

With Commercial Card Classic, employees can concentrate more on core business initiatives rather than time-consuming procure-to-pay processes.

* R. Palmer, M. Gupta, "The 2007 Purchasing Card Benchmark Survey," RPMG Research Corporation (2007).

"MasterCard smartdata.gen2" is a registered trademark of MasterCard International Incorporated. The smartdata tool is a MasterCard International Incorporated solution.


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