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Quiz: Myth or Reality
How well do you know your technologies?

Related Insight:
Demystifying New
Technologies in Treasury

Select a technology to view each session

Robotic Process Automation (RPA)

1. All tasks can be automated:

RPA is not suitable for processes that require exception handling and judgement calls.

2. Manual operating costs can be reduced by as much as 40%:

RPA can reduce the costs of manual operations by 25%-40% without having to change existing systems.
Source: “Get ready for robots”, EY, 2016

3. The return on an RPA investment can be realized within one year:

RPA projects completed in 9 to 12 months typically see ROI within one year.
Source: “Robotic Process Automation in the finance function of the future”, EY, 2016


1. Cloud is fast to implement:

Not only does cloud eliminate the time required for IT infrastructure buildout, administration and capacity planning, it also reduces deployment and training timelines.

2. Cloud is user-friendly:

Software as a service (SaaS) interfaces are ergonomic, and user experience is a key driver of solution conception.

3. Cloud is dynamic:

Seamless upgrades bring in new functionalities with real-time consumption monitoring and adjustment.

Machine Learning

1. Machine learning can be applied to any task:

Machine learning is effective only for tasks where a large number of input data sets exists.

2. Machine learning synthesizes and summarizes data:

The ultimate objective of machine learning is to surface forward-looking insights.

3. Machine learning cannot predict "black swan" events:

Depending on the data fed into the algorithms, machine learning can accurately predict rare events such as the 2008 U.S. housing crash.


1. Blockchain technology is applicable only for financial services:

Blockchain technology is applicable to financial services and other industries such as logistics and shipping, healthcare, retail and manufacturing.

2. Blockchain technology can reduce costs:

Not only does blockchain technology reduce costs by improving efficiencies but also has capabilities that may produce revenue-generating solutions.

3. The full potential of blockchain technology has been unlocked:

Blockchain technology is a mechanism for speed, cost efficiency and consensus, however, there are still other benefits to be explored.

Source: Capgemini Consulting, EY, Gartner

Related Insight: Demystifying New Technologies in Treasury

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