We no longer support this browser. Using a supported browser will provide a better experience.

Please update your browser.

Close browser message

As a global leader, we deliver strategic advice and solutions, including capital raising, risk management, and trade finance services to corporations, institutions and governments.

Learn more about our solutions:

  

Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.

Learn more about our solutions:

  

We are a leader in investment management, dedicating to creating a strategic advantage for institutions by connecting clients with J.P. Morgan investment professionals globally.

Learn more about our solutions:

    

Our financial advisors create solutions addressing strategic investment approaches, professional portfolio management and a broad range of wealth management services.

Learn more about our solutions:

    

Leverages cutting-edge technologies and innovative tools to bring clients industry-leading analysis and investment advice.

Learn more:

    

The latest news and announcements.

Learn more:

    

For company information and brand assets for editorial use.

Learn more:

    

The latest news and announcements.

Learn more:

    

In a fast-moving and increasingly complex global economy, our success depends on how faithfully we adhere to our core principles: delivering exceptional client service; acting with integrity and responsibility; and supporting the growth of our employees.

Learn more:

    

J.P. Morgan is a global leader in financial services, offering solutions to the world's most important corporations, governments and institutions in more than 100 countries. As announced in early 2018, JPMorgan Chase will deploy $1.75 billion in philanthropic capital around the world by 2023. We also lead volunteer service activities for employees in local communities by utilizing our many resources, including those that stem from access to capital, economies of scale, global reach and expertise.

Learn more:

    

With over 50,000 technologists across 21 Global Technology Centers, globally, we design, build and deploy technology that enable solutions that are transforming the financial services industry and beyond.

Learn more:

    

Technology Banner

For general inquiries regarding JPMorgan Chase & Co. or other lines of business, please call +1 212 270 6000.

Learn more:

      

For general inquiries regarding JPMorgan Chase & Co. or other lines of business, please call +1 212 270 6000.

Learn more:

      

SEPA ACH Credit Transfers

What’s Happening?

As part of our multi-year initiative, we are migrating SEPA ACH Credit Transfer processing to our strategic payments platform.

SEPA Instant is not impacted. 

Timing

Migration will occur over time, and selected account holders will receive email notification in advance.

You Should Know

While the migration will be mostly transparent to you, you may need to prepare for the following changes to statements, reporting and processing for your SEPA ACH Credit Transfers.

  • J.P. Morgan Transaction Reference Number: Changing from 10 to 12 characters on your balance and transaction reports and your statements.
    • Statement Description: Updated statement detail for clarity and simplicity. Purpose Code or Instrument Code will be included if provided on instruction
    • Enhanced details for return of funds initiated by a recall request
    • FX (Foreign Exchange) transactions will show currency, amount, rate, and contract number
    • VAM (Virtual Account Management) transactions will show virtual account number
  • Stale Dated Transactions: Payments initiated with a date more than 30 days in the past will be rejected.
  • Rollover Processing: Transactions that do not complete on their original value date are rolled over to the next available value date.
    • For every transaction that does not complete on the original date your account will be re-credited (with original value date) and then re-debited (with achieved value date) on the day the transaction completes.
    • If the transaction cannot be completed your account is re-credited.
  • Host-to-Host Returns and Rejects reporting: Clients who use the Host-to-Host returns and rejects reporting service will be notified of forward value cancellations on processing date rather than value date.
  • Host-to-Host Individual Accounting Reporting of Cancellations: Clients who use the Host-to-Host returns and rejects reporting service will receive cancellation notifications if configured for Individual Accounting.

 

Questions?

Please contact your service representative.