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Apr 08, 2019


Real-Time Payments

April 8, 2019

J.P. Morgan is advancing its real-time payments offering by launching SEPA Instant in Europe. With this latest offering we continue on our mission to drive efficiency and add critical value to our clients’ business. This latest offering rounds out J.P. Morgan real-time payment capabilities in USD, GBP and EUR, something no other bank currently offers.

“Adding SEPA Instant is another step towards offering real-time payments around the globe,” stated Sungmahn Seo, Managing Director, Head of EMEA Payments & FX for J.P. Morgan Treasury Services. “SEPA Instant will allow our clients the ability to make/receive a payment within seconds, for credit transfers in EUR up to 15,000, with 24/7 availability and a Pan-European reach. Furthermore, we offer a single global API for our clients to connect with us for multiple real-time payment systems.”

As we roll out SEPA Instant and other real-time payments schemes across the globe, our clients benefit from:


  • Immediate payment finality
  • The ability to address immediate business needs
  • Easier reconciliation
  • Better financial control and budgeting
  • Improved liquidity management
  • An enhanced customer experience


“Since we launched Real-time Payments in the US about a year ago, we are approaching one million transactions per month,” stated Art Brieske, Managing Director, Head of Faster Payments for J.P. Morgan Treasury Services. “As we create new opportunities and efficiencies for our clients via SEPA Instant and other real-time payment schemes we expect the take-up for real- time payments will grow exponentially.”

As a leader in the industry, J.P. Morgan continues to collaborate with various businesses and our clients to drive the entire industry towards real-time.

Since we launched Real-time Payments in the US about a year ago, we are approaching one million transactions per month. Art Brieske Managing Director, Head of Faster Payments, J.P. Morgan Treasury Services

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