An industry leading, bank-based provider of merchant services.
that can help clients manage costs, drive sales, better navigate the eCommerce payment landscape, and ultimately enhance cash flow and the management of receivables.
Payments are no longer simply transactions. They’re an important key to your growth. You need a partner who can help you get it right with your customers, no matter where they are or how they pay.
Customers expect their purchasing experience to be easy, quick, frictionless, safe and tailored to their preference. They anticipate it to be seamless, even invisible. When it is, your business thrives. But when paying gets in the way of buying, problems can arise.
Simplified payments improve sales conversion rates, lessen shopping-cart abandonment, lead to repeat sales and increase customer loyalty. That means sustained growth and greater market share for you.
As your business expands across borders and the web, you are partnering with a driving force in banking—with treasury services, foreign exchange and industry-leading payment solutions.
We believe data, analysis and business intelligence are crucial in helping you optimise your authorisation rates. Our dedicated analysts offer tailored data modeling to assist with declines, chargebacks and authorisations.
As both an acquirer and bank, we have the capability to manage the end-to-end payment process, allowing you to better manage payment processing costs.
We harness a depth of expertise and experience to help you to grow your business, manage costs, increase cash flow and prepare for the future, including agilely responding to emerging consumer expectations.
Our extensive and robust risk and compliance management protocols can help your organisation reduce risk exposure and associated costs.
When you integrate with J.P. Morgan, you can choose from a variety of programming languages and software development kits or use third-party vendors already integrated into our robust platform.
J.P. Morgan possesses significant expertise in the areas of IT effectiveness to help companies achieve best-in-class performance. For example: we can help you with auto-decisioning, automatically updating customer card information and triggering recurring payments.
Reduce processing fees and improve your operating margin with increased efficiency and automated services.
In the U.S. you may benefit from higher efficiencies and more predictable processing costs with ChaseNetSM our closed loop payment platform for Chase Visa transactions.
Managing payments goes well beyond simply accepting, authorising and settling—it is central to the very viability of your business. A sound payment strategy will continue to propel your business forward.
It’s critical to ensure your payment acceptance programme addresses both you and your customers’ future needs. We are planning for the future with a payment strategy that can help you stay ahead of accelerating marketplace changes.
You can be better prepared to respond to overall market trends with our insights, based on current buying patterns and preferences.
When you are ready to expand your business globally, we have the payment infrastructure in place for you. You need a partner who can help you get it right with your customers, no matter where they are or how they pay.
We continue to invest in the future with innovative and leading payment services. In the U.S. for example ChaseNetSM, our closed-loop processing platform for Chase-branded Visa credit or signature debit card transactions and Chase Pay®, our digital payment platform address key merchant pain points—payment processing costs and fraud liability.
An effective digital receivables management strategy can play a huge part in your business’s success and longevity. We use our deep industry expertise to help improve efficiencies in receivables management through integrated merchant services solutions and enhanced cash flow.
Only a bank provider with the scale, capability and reputation of J.P. Morgan can offer the integrated set of services that will equip businesses like yours to succeed, now and in the future.
You can be assured that protecting your customers’ data remains a high priority through comprehensive security practices, protocols and standards.
If you have a technical issue or a question about your merchant account, please call your Relationship Manager directly.
Alternatively, call our merchant support team on:
Further information is available at any time through your Paymentech Online account.
Securely manage online, telephone, or mail order payments with Orbital® Virtual Terminal including card authorisations, settlements or refunds.
Paymentech Online allows eCommerce merchants access to in-depth financial analysis 24 hours a day.
This self-service portal makes it quick and easy to integrate your applications with J.P. Morgan APIs and SDKs. Start your build and test it in the Developer Center.
*Next business day funding is available to eligible Chase merchant services clients who deposit into a single Chase business checking account. Visa®, MasterCard®, and Discover® and American Express® OptBlue® credit and debit transactions are eligible. All businesses are subject to business credit approval and all funds are subject to fraud monitoring. In addition, funding is subject to the terms and conditions of the merchant processing agreement. Chase must receive settled transactions by 11:59 pm EST. Funds are deposited on the next business day, excluding weekends and bank holidays. Some exclusions may apply, talk to a Chase Representative for more detail. The listed payment brand(s) are not sponsors of this program. All marks are marks of their respective companies.